Can I get both Social Security and SSI?

Asked by: Christelle Hahn  |  Last update: July 26, 2025
Score: 4.1/5 (14 votes)

Some people receive both Social Security and SSI benefits. Anytime you receive SSI you must report changes in your living arrangements and income. Social Security representatives are your best source for information.

How do you qualify for Social Security and SSI at the same time?

People younger than 65 must be blind or have a qualifying disability and meet SSI income and resource limits, while people 65 and older do not have to have a disability. About 1.4 million people 65 and older receive both SSI and Social Security.

Which is better, SSI or Social Security?

SSDI pays more compared to SSI for most people. However, both programs can provide benefits for necessary needs. If you need help from SSI or SSDI (or both), contact a Social Security Disability lawyer.

Can a person receive SSI and Social Security benefits?

SOCIAL SECURITY ENTITLEMENT REQUIREMENTS. Many people who are eligible for Supplemental Security Income (SSI) may also be entitled to receive Social Security benefits. In fact, the application for SSI benefits is also an application for Social Security benefits.

Can I get SSI if I'm already on Social Security?

Many people receive both SSI and Social Security benefits. Medicaid is linked to receipt of SSI benefits in most States. Medicare is linked to entitlement to Social Security benefits. It is possible to get both Medicare and Medicaid.

Can You Receive Social Security & SSI Checks at the Same Time? Explained

35 related questions found

What is the SSI income limit?

SSI is generally for individuals who don't earn more than $2,019 from work each month. The income limit increases for couples and when parents apply for children. We also look at other sources of income besides your job, like disability benefits, unemployment, and pensions.

How do I qualify for the $16728 Social Security bonus?

Specifically, a rumored $16,728 bonus that had people wondering if it was true or not in 2024? Sadly, there's no real “bonus” that retirees who receive Social Security can collect.

Can you collect both Social Security and disability?

Social Security disability benefits automatically change to retirement benefits when disability beneficiaries become full retirement age. The law does not allow a person to receive both retirement and disability benefits on one earnings record at the same time.

What is the most SSI disability will pay?

Supplemental Security Income (SSI) provides monthly payments of up to $967 for people with limited income and resources.

How much does SSI allow for rent?

On September 30, 2024, Social Security will change how they look at rental agreements for SSI recipients. Social Security will consider this a business arrangement for the individual to pay a lower rent if the individual is paying the SSI Presumed Maximum Value (PMV) amount, which for 2024 is $314 per month.

Does SSI reduce Social Security benefits?

We reduce your Social Security benefits by the amount of SSI you would not have received if we had paid you Social Security benefits when they were due.

When my husband dies, do I get his Social Security and mine?

You cannot claim your deceased spouse's benefits in addition to your own retirement benefits. Social Security only will pay one—survivor or retirement.

What is the hardest state to get disability?

As of 2024, Utah is the hardest state to initially get approved for SSDI. It has an approval rating of 44.64% for first-time applicants. Who Is Eligible for Maximum Disability? A person who meets the SSA's work history and disability requirements is eligible for the maximum disability amount of $3,822 a month.

Can you draw both Social Security and SSI?

Some people receive both Social Security and SSI benefits. Anytime you receive SSI you must report changes in your living arrangements and income. Social Security representatives are your best source for information.

How to get $3000 a month in Social Security?

Exactly how much in earnings do you need to get a $3,000 benefit? Well, you just need to have averaged about 70% of the taxable maximum. In our example case, that means that your earnings in 1983 were about $22,000 and increased every year to where they ended at about $100,000 at age 62.

What is the most approved disability for SSI?

Overall, however, the most approved disability for Social Security is disabilities involving the musculoskeletal system and/or connective tissues. According to the World Health Organization (WHO), such conditions include arthritis, back pain, and lupus.

What gets 100% disability?

What Is a 100% Disability Rating? A 100 percent disability rating, or total disability rating, is the highest rating VA can assign for service-connected compensation purposes. VA reserves this rating for veterans with extremely debilitating service-connected conditions.

What illness automatically qualifies for disability?

Neurological disorders (e.g., epilepsy, benign brain tumors) Mental disorders (e.g., bipolar disorder, anxiety, depression) Cancer (malignant neoplastic diseases) Immune system disorders (e.g., HIV infection, lupus, inflammatory arthritis)

What is the new SSI payment for 2024?

Generally, the maximum Federal SSI benefit amount changes yearly. SSI benefits increased in 2024 because there was an increase in the Consumer Price Index from the third quarter of 2022 to the third quarter of 2023. Effective January 1, 2024 the Federal benefit rate is $943 for an individual and $1,415 for a couple.

Can you receive SSI and Social Security?

Many people who are eligible for SSI may also be entitled to Social Security benefits. In fact, the application for SSI is also an application for Social Security benefits.

What is the highest disability check?

In 2024, the maximum Social Security disability benefit for a disabled worker receiving Social Security Disability Insurance (SSDI) is $3,822 per month, according to the Social Security Administration (SSA).

What is the $943 Social Security payment?

If you're wondering about the amounts for these SSI checks, the SSA has set a maximum monthly amount of $943 for individuals and up to $1,415 for couples in 2024. Some states even offer additional SSI supplements, increasing the overall payment for residents of places like California and New York.

Who qualifies for a $1800 Social Security check?

Eligibility criteria for the $1,800 monthly benefit

To be eligible for the $1800 Social Security payment, individuals must meet specific criteria. They must be at least 62 years old, have an income below the Federal Poverty Line, and be receiving regular benefits from the SSI.

Can two wives collect Social Security from one husband?

Each survivor benefit can be up to 100% of your benefit. The amount may be reduced if the women start benefits before their own full retirement age, but they don't have to share — the amount isn't reduced because you've had more than one spouse.

What are the three ways you can lose your Social Security?

Indeed, here are three ways you can lose at least part of your Social Security benefit.
  • No. 1: Keep working while taking benefits early. ...
  • No. 2: Be a substantially lower-earning spouse. ...
  • No. 3: Be alive in 2034. ...
  • Social Security still provides an important foundation for retirement.