Can I get free health insurance in VA?

Asked by: Garrison Swaniawski  |  Last update: July 11, 2025
Score: 4.5/5 (58 votes)

Medicaid has health coverage programs for adults in Virginia who qualify. There are no enrollment costs and no monthly premiums for adults between 19-64 years old who qualify. Their income must be within the limits. Adults who are 65 or older, disabled, or blind may qualify for full Medicaid.

Does VA have free health insurance?

Will I have a copay or is my VA health care free? This will depend on factors like your income level, disability rating, and military service history. Most Veterans need to complete a financial assessment when they enroll. This helps us determine if you qualify for free VA health care.

What to do if you don't have health insurance in Virginia?

If you do not qualify for full benefits through Medicaid or FAMIS, or you cannot afford Virginia's Insurance Marketplace coverage, you can get health care services for the uninsured at Virginia's Free and Charitable Health Clinics and Virginia's Community Health Centers.

How much is health insurance per month in Virginia?

Health insurance in Virginia costs $421 per month, on average. But the average cost is just $75 per month if you get discounts based on your income.

Can I get Medicaid with no income?

Certain Medicaid eligibility groups do not require a determination of income by the Medicaid agency. This coverage may be based on enrollment in another program, such as SSI or the breast and cervical cancer treatment and prevention program.

How to sign up for health insurance in Va.'s new marketplace

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What is the best health insurance for unemployed people?

The best health insurance for unemployed individuals depends on your specific needs and financial situation. Medicaid offers health coverage for those with little to no income. For others, the Health Insurance Marketplace may provide affordable plans, especially for those eligible for financial help to lower costs.

How to get free health insurance in Virginia?

Apply in one of these ways:
  1. Apply online at commonhelp.virginia.gov.
  2. Call the Cover Virginia Call Center Monday through Friday, 8 a.m. to 7 p.m. and Saturday 9 a.m. to 12 p.m. at 833-5CALLVA (TDD: 1-888-221-1590).
  3. Apply online at the Virginia's Insurance Marketplace at marketplace.virginia.gov.

Is $200 a month good for health insurance?

Health insurance that costs $200 per month is a good deal in California. Silver plans typically cost $513 per month for a 21-year-old or $656 per month for a 40-year-old. The best way to get cheap rates is to use health insurance subsidies, which lower the cost of an insurance plan based on your income.

How can I go without health insurance?

Check with the hospital's financial aid department to see if you qualify for reduced or charity care. To start the process of getting care, meet with a caseworker at the hospital to gather relevant paperwork and begin applying for Medicare, Medicaid, and Social Security.

How long can you go without insurance in Virginia?

Penalties for driving without insurance in Virginia

If the police or DMV discover that you're driving uninsured, you have 30 days to provide proof of coverage. To encourage motorists to only operate an insured vehicle, Virginia imposes strict penalties on uninsured drivers after that period.

How much is VA health insurance a month?

There is no monthly premium required to use VA care, however Veterans may have to agree to pay copayments. If a Veteran has health insurance, it may cover the cost of co pays.

What is the income limit to qualify for VA benefits?

In 2021, the VA National Income Thresholds were as follows: $34,616 or less if you have no dependents. $41,539 or less if you have one dependent. $43,921 or less if you have two dependents.

Does VA have a penalty for not having health insurance?

The ACA and your tax return

VA coverage may be considered an affordable option, if you're eligible and don't enroll. Beginning in 2019 there is no longer a penalty for not having health insurance.

Who is not eligible for Obamacare?

Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.

How to get Medicaid if you make too much?

Even if you or your loved one is over the income limit for eligibility, you can still receive long-term care coverage through Medicaid. There are two ways you can do this: using the Medically Needy Pathway, or using a Qualified Income Trust. Which one you can use depends on the state where you live.

Does VA have free healthcare?

You can get free VA health care for any illness or injury that we determine is related to your military service. We refer to these illnesses and injuries as “service-connected” conditions. We also provide these other services for free: Readjustment counseling and related mental health services.

Which state provide free health insurance?

  • California. State offers public health coverage to all adults regardless of immigration status.
  • Colorado. State offers private health coverage with state subsidies to all adults regardless of immigration status.
  • Illinois. ...
  • Minnesota. ...
  • New york. ...
  • Oregon. ...
  • Washington. ...
  • District of columbia.

What happens if you don't have health insurance in Virginia?

If you no longer qualify for health coverage from Virginia Medicaid, free and charitable clinics can still support you. While each individual clinic has its own eligibility requirements, we have clinics that serve Medicaid and non-Medicaid patients. Find a nearby clinic.

Can you own a house and be on Medicaid in VA?

Ownership of real property must be considered when determining your Medicaid eligibility but does not necessarily keep you from receiving Medicaid. The Medicaid eligibility worker will need to see copies of the deeds and tax statements to evaluate the rules that apply in your situation.

Does Virginia have Obamacare?

The Patient Protection and Affordable Care Act (also known as the Affordable Care Act or Obamacare), provides Virginians access to the Federal Health Insurance Marketplace to purchase health insurance.