Can I have Blue Cross and Medicaid?
Asked by: Riley Marquardt | Last update: October 31, 2025Score: 4.8/5 (6 votes)
Can you have Medicaid and other insurance at the same time?
It is possible for Medicaid beneficiaries to have one or more additional sources of coverage for health care services.
Can you have BCBS and Medicare?
Enroll in Original Medicare when you become eligible and select a BCBS Medicare Advantage (Part C) plan that offers all Medicare Part A and Part B benefits while generally including some additional services, such as wellness programs, hearing aids and vision services.
Do all healthcare providers accept Medicaid?
INTRODUCTION. Access to primary care for Medicaid patients has long been a concern among patients and policymakers. Previous research has demonstrated that up to one-third of all physicians refuse to accept new Medicaid patients,1 and these percentages have not changed significantly over the past decade.
Can you get supplemental insurance with Medicaid?
Absolutely, you can have supplemental insurance with Medicaid! This is actually more common than you might think and can provide a range of benefits that enhance your healthcare coverage.
Learn how to find your Blue Cross Medicaid Doctor or Dentist
Do I need Medicare if I have Medicaid?
People who qualify for both Medicare and Medicaid are called “dual eligible.” If you're dual eligible, your Medicaid and Medicare plan(s) will work together to provide coverage for your needs. In most cases, Medicare will be your primary plan and cover most Medicare-eligible healthcare services.
What is the best secondary insurance if you have Medicare?
- Best for extra plan benefits: Humana.
- Best for straightforward coverage: State Farm.
- Best for extensive medical care coverage: AARP by UnitedHealthcare.
- Best for a range of Medigap plans: Blue Cross Blue Shield.
Why do most doctors not accept Medicaid?
One reason is that reimbursement rates for Medicaid are lower than for Medicare or commercial insurance. Another (often overlooked) factor, however, is physician's risk of payment denials and the administrative hassle they face trying to get reimbursed by Medicaid.
Can you use Medicaid if you have health insurance?
In most cases, when you have Medicaid as well as another health insurance coverage, Medicaid serves as last-resort supplemental coverage—often known as “wrap-around” coverage. This means your other health insurance plan is required to pay for covered expenses first.
What are the disadvantages of having Medicaid?
- Lower reimbursements and reduced revenue. Every medical practice needs to make a profit to stay in business, but medical practices that have a large Medicaid patient base tend to be less profitable. ...
- Administrative overhead. ...
- Extensive patient base. ...
- Medicaid can help get new practices established.
Is Blue Cross Blue Shield a private insurance?
Blue Cross Blue Shield is a private insurer that offers Medicare Advantage (Part C) plans. The plans they offer have various pros and cons, including cost and coverage.
Is Blueshield and Blue Cross the same?
Blue Cross and Blue Shield developed separately, with Blue Cross providing coverage for hospital services and Blue Shield covering physicians' services. Blue Cross is a name used by an association of health insurance plans throughout the United States.
What are the four types of Medicaid?
- State-operated fee-for-service (FFS)
- Primary care case management (PCCM)
- Comprehensive risk-based managed care (MCO model)
- Limited-benefit plans.
Why do some people have both Medicare and Medicaid?
Medicare-Medicaid enrollees include people ages 65 and over who are in relatively good health but have limited financial resources and people who at one time, may have had more financial resources, but spent their income and wealth on health or long-term care costs.
Do I need Medicare Part B if I have Federal Blue Cross?
If you are working and have FEHB or you are covered under your spouse's group health insurance plan, then you do not have to enroll in Part B when you turn 65. You will have a special enrollment period when you retire or your spouse retires to enroll in Part B without paying a penalty.
Can you have two health insurances Medicaid?
An individual might supplement their private health insurance plan with a government program, such as Medicaid or Medicare. A married person may have health insurance through their employer and be listed as a dependent under their spouse or partner's health insurance.
Will I lose my Medicaid if I get Medicare?
People who have both Medicare and full Medicaid coverage are “dually eligible.” Medicare pays first when you're a dual eligible and you get Medicare-covered services. Medicaid pays last, after Medicare and any other health insurance you have.
Do you need supplemental insurance with Medicaid?
The purpose of Medicare Supplement Insurance is to cover the cost left by deductibles and coinsurance in Original Medicare, but as full Medicaid coverage should cover the majority of those costs, a Medicare Supplement Insurance policy isn't necessary.
What does Medicaid not cover?
Though Medicaid covers a wide range of services, there are limitations on certain types of care, such as infertility treatments, elective abortions, and some types of alternative medicine. For example, the federal government lists family planning as a mandatory service benefit, but states interpret this differently.
Do all providers accept Medicaid?
About 70% of all office-based physicians accept new Medicaid patients, including two-thirds of primary care physicians and close to three-quarters (72%) of specialists. The percentage of physicians accepting new Medicaid patients varies by state, ranging from 39% in New Jersey to 97% in Nebraska (Figure 1).
What is the main problem with Medicaid?
But it has been difficult to launch and sustain managed care under Medicaid: Program design has been complicated and time-consuming, and administrative costs are higher, at least in the initial stages (Freund et. al., 1989; Spitz and Abramson, 1987). The Federal waiver process has been cumbersome for many States.
Do I need a second insurance if I have Medicare?
Supplemental insurance is advisable for those with Medicare to help cover out-of-pocket costs and gaps in coverage, offering financial protection for deductibles, coinsurance, and other medical expenses not fully covered by Medicare.
What are the 2 most common health insurance plans?
Before choosing a health insurance policy for yourself, your family, or your employees, you must know what types are available. Some popular health insurance policy options are: Preferred provider organization (PPO) plans. Health maintenance organization (HMO) plans.