Can I insure my daughters car if she doesn't live with me?
Asked by: Mrs. Lyla Crona DVM | Last update: April 6, 2023Score: 4.7/5 (44 votes)
Unfortunately, because the car and your child are not located at your house anymore, they cannot stay on your car insurance policy.
Can you have someone on your car insurance that doesn't live with you?
No, you cannot add someone who doesn't live with you to your car insurance in most cases. College-aged students who aren't living at home but still use their parents' home as their permanent address are the biggest exception to this rule.
Can my parents insure my car if I don't live with them?
Yes. You can stay on your parents' car insurance if you move out, as long as: You're away at school and still list your parents' home address as your primary residence. You're considered an eligible dependent (insurers have different definitions) and you still drive a vehicle owned and insured by a parent.
Can you add someone to your auto insurance that is not your family?
Yes, you can add a non-family member to your car insurance policy, as long as they meet the requirements of your particular auto insurance provider.
Can I add someone to my car insurance that doesn't live with me progressive?
Should I add someone to my car insurance that doesn't live with me? Yes, if the person drives your car regularly, then you should add them to your insurance policy.
I don't have sons Can I Will my property to my daughters when alive, must I transfer documents Assim
Can you insure a car at a different address?
While it may be tempting to use someone else's address for car insurance to get better rates, you should not do this. If your car insurance address is different to your home address, that's fraud. Letting someone use your address for car insurance also falls into the fraud category.
Can someone else insure my car if the title is under my name?
While the person who owns the car is usually the one who insures it, most states will allow someone other than the owner to pay for a car policy. However, many driver's insurance providers will only insure a car if the policyholder and car owner are the same.
Do you need to have the same address to be on the same car insurance?
Generally speaking, your car insurance address must be the same as your vehicle registration address. While specific requirements can vary by state, it's always a good idea to use the same address for your car insurance policy, vehicle registration and driver's license.
Can I add someone else car to my insurance policy?
If you're looking for the easiest way to insure a car that's not in your name, you can add the owner of the vehicle to your insurance policy as an additional interest. When you do this, your premiums will not increase as it merely states someone else's insurable interest.
Does everyone in the house need to be on car insurance?
Yes, everyone in your household should be listed on your car insurance policy other than unlicensed children. You need to disclose all household members when applying for car insurance.
Does a named driver have to live at same address?
Does a named driver have to live at the same address as the main driver? No, someone does not have to live at the same address as you to be added as a named driver to your policy.
Can I insure my son's car in my name?
Can I insure a car I don't own? You can insure a vehicle you don't own, but you must tell the insurer that you're neither the registered keeper nor the owner. The registered keeper is the person named on the registration certificate; the owner is the person who bought it.
Can I get my own insurance on my parents car?
You can be added as a named driver to your parents' car insurance, as long as you're not the main driver and you only occasionally borrow their car. Adding you as a named driver will increase their insurance premium, but it probably won't go up by as much as it would cost you to take out your own car insurance.
Can a secondary driver have a different address?
Yes if you don't live in the same home and it's not often. But it is advisable to get added onto their insurance if you drive their vehicle regularly.
Does car insurance follow the car or the driver?
Unless you're a 'named driver' on their car insurance, you almost certainly won't be insured. And both the driver and car owner can run into trouble if caught without the necessary cover.
What happens if someone wrecks your car and they aren't on your insurance?
That means any damages to the car you've borrowed won't be covered by your insurance and you may need to pay out of your own pocket. The car owner's insurance is not likely to cover the damages unless you're a named driver.
Do you have to be the registered owner of a vehicle to insure it UK?
Yes, you can take out an insurance policy on a car that's already insured by someone else. In the UK, this type of cover is known as non-owner car insurance. However, where possible, it's usually cheaper to add yourself to the car owner's existing policy as a named driver.
What information do you need to add someone to your car insurance?
The details tend to be basic when adding a named driver, they will typically include; name, age marital status, address, occupation, driving licence details and information about any accidents or motoring convictions. There is also a fee required to add a named driver, this varies between insurance provider.
Can I register a car under someone else's name?
In general, registering a car that's not in your name isn't allowed as most states require you to show proof of ownership as part of their registration process. However, some states may allow you to register a vehicle that you don't own if you have the owner's approval.
Is car insurance void if address is wrong?
Car insurers could refuse to payout for claims if they find the address information to be false or incorrect. Matt Oliver, from GoCompare Car Insurance, said: “Failing to notify your insurer of changes to circumstances, including address, could actually result in you being refused when claiming on your insurance.
Can my car be registered at one address and insured at another UK?
In the UK, the law states that it is illegal for a driver to be incorrectly registered at an address. This is because current residential information is required should the licence-holder be involved in an accident.
Do you have to live at same address for multi car insurance?
No, you can cover all the cars registered at one address no matter who they belong to, as there will be multiple policyholders. For immediate family members they can still be covered under your policy, even if they live at different addresses.
Does your V5 address have to match insurance?
Is a different address on the V5 and insurance an offence? V5 v Insurance: Don't think so. V5 is registering your car to any address you have.
Can my mum insure my car?
Yes, your parents are allowed to pay for your Young Driver insurance premium, they just cannot be named as the main driver.
Does the registered keeper have to be the main driver?
But the main driver doesn't necessarily have to be the owner or the registered keeper. This is pretty common for married couples. If you're married, one of you can own the car and be the registered keeper. But if your spouse drives the car more often than you do, they'll need to be listed as the "main driver".