Can I insure my daughters car if she lives in another state?

Asked by: Greg Considine MD  |  Last update: February 11, 2022
Score: 4.6/5 (71 votes)

You can't live in one state and buy car insurance in another. If you haven't moved, you can probably keep the same car insurance. However, there are special considerations for part-time residents, like college students or snowbirds who spend the winter in warmer climates.

Can I put my son on my car insurance if he lives in another state?

Typically insurance companies in the United States do not allow you to insure cars in other states where you don't reside. ... So in short no you usually cannot legally insure a car for someone who lives in a different state even if they are your family.

Can I add my daughter to my car insurance if she lives in another state?

Since your policy is for a different location, it won't cover your daughter at a second address. The car's policy will need to be for the main driver of the car at the address where the car is kept, meaning your daughter needs her own policy on the car.

Can my parents insure my car if I don't live with them?

If you or your spouse owns a vehicle, you can decide to insure the vehicle on your own car insurance policy or on your parents' policy. All drivers that share the same permanent residence should be listed on each policy. If you're married and don't live with your parents, you'll need your own policy.

Can I put my daughter on my car insurance if she doesn't live with me?

No, you cannot add someone who doesn't live with you to your car insurance in most cases. College-aged students who aren't living at home but still use their parents' home as their permanent address are the biggest exception to this rule.

What Happens to Child Support When One Parent Moves Out of State?

35 related questions found

Can I insure my child if they don't live with me?

Under current law, if your plan covers children, you can now add or keep your children on your health insurance policy until they turn 26 years old. Children can join or remain on a parent's plan even if they are: ... Not living with their parents.

Can I stay on my parents car insurance if the car is in my name?

You cannot be on your parents' car insurance if the car is in your name and you are listed as the sole owner. Your parents can't insure your car unless they are listed as owners. So if you are thinking about buying your own car, it is a good idea to ask for quotes from several insurance companies first.

Can I insure my daughters car in my name?

Can I insure it under my name? Yes, you can if you're the registered owner of the vehicle. Your child should be listed as a driver.

Can I keep my married daughter on my car insurance?

Another frequent question we're asked is, “Can a married child be on parents' car insurance?” The short answer is yes. Your married child, regardless of age, can be on your car insurance policy. ... Ask the car insurance company if a multi-vehicle or family plan is available so you can save money on car insurance.

Can a non owner insure a car?

You generally can't insure someone else's vehicle, but you can insure yourself with a non-owner policy. This type of coverage includes liability insurance to cover damage you might cause to others while driving someone else's car, but it won't cover damage to the car you're driving if you're at fault for the accident.

Can I add my granddaughter to my car insurance?

Permissive use is meant to apply to occasional uses, so grandkids who borrow a car on a regular basis may have to be added as a driver on your insurance plan. If your grandchild is on their own auto insurance plan, their coverage will be seen as secondary, and your policy will be the first one held liable for claims.

Do you have to add your kid to car insurance?

Do I Have to Add My Teen Driver to My Car Insurance? No. You don't have to add your child to your car insurance policy. ... However, if a teen falls under a parent's policy, they can remain on that policy as long as they live in the household and drive one of the family cars.

Should I put car in child's name?

Register the car in your child's name.

Generally and statistically speaking, college students are more likely than other types of drivers to get into car accidents. Recognizing this, insurance carriers may very well charge more to insure your son or daughter.

Is it cheaper to be on your parents car insurance?

For one thing, you might wonder if it is cheaper to get your own auto insurance policy, but the truth is, it's most likely not. Unless you are over the age of 25 and have a perfect driving record, it will be cheaper for you to just stay on your parents' policy. Your rate is based entirely on risk.

What states can you register a car without living there?

States Where Your License and Car Registration Don't Have to Match
  • Delaware.
  • Indiana.
  • Kentucky.
  • Maine.
  • Massachusetts.
  • New York.
  • North Dakota.
  • Pennsylvania.

How long can you keep your child on car insurance?

There is no certain age at which a child must be taken off your car insurance policy, as long as he or she is living at home . Unlike other types of insurance policies, such as health insurance that allows a child to stay on until they turn 26, there is not a cutoff age for auto insurance.

How long can kids stay on parents car insurance State Farm?

Yes, you can stay on your parents car insurance plan after you turn 26. In fact, it's not uncommon for dependents to stay on their parent's auto policy, especially if they are living at home.

Can I add my wife to my parents insurance?

Q: Can I add my parents or my spouse's parents to my plan? A: No, you cannot include your parents on your plan. They must enroll in their own health plan through their job, an individual insurance plan or Medicare (if they are eligible).

Can you insure a car if you are not the registered keeper?

Can I insure a car I don't own? You can insure a vehicle you don't own, but you must tell the insurer that you're neither the registered keeper nor the owner. The registered keeper is the person named on the registration certificate; the owner is the person who bought it.

Can I insure a car that is already insured by someone else?

Can I insure a car that's already insured by someone else? Yes, you can insure yourself on a car that's already insured by another driver, but you might not want to. If you and someone else are both insuring a car separately, you might be paying more than is necessary.

Can my mom added me to her car insurance?

No. If you live with your parents and they own your car, you can be added to their existing policy. Most insurance companies require that all licensed drivers in the household be either listed on or excluded from the vehicle's insurance policy. If your parents own the vehicle, their insurance coverage will be primary.

Can you insure a car that is not registered in your name Australia?

Can you insure a car that isn't registered in your name in Australia? Yes, but only if you are the primary driver of the vehicle. ... Generally, you can only get car insurance under a more experienced driver's name when that person is the vehicle's primary driver.

Can I insure my car at my parents address?

This is a commonly asked question in our auto insurance FAQ. Unless your primary address is still your parents', using your parents' address for auto insurance after moving out is invalid and illegal.

Can I let my daughter borrow my car?

Can My Son or Daughter Drive My Car if He or She Is Not Insured? While any regular drivers of a vehicle need to be listed on the policyholder's insurance, you can let people borrow your car every so often. These people you allow to drive are generally covered under your insurance while using your car.

Can you add someone to your insurance if you're not married?

In most cases, you can add an unmarried significant other to your car insurance policy if you both share a permanent residence. Sharing car insurance with another person may result in a lower price than purchasing two separate policies.