Can I insure my hands?

Asked by: Reina VonRueden  |  Last update: December 14, 2025
Score: 4.4/5 (65 votes)

Can You Insure Your Hands? Insurance for hands exists. It's part of a niche within the insurance industry called body part insurance. Naturally, it started with celebrities who relied on a particular part of their bodies to make a living.

Can I insure my hands as an artist?

Yes, musicians can insure their hands, often through a type of policy called ``key person insurance'' or ``disability insurance.'' This insurance protects against the loss of income due to injury or illness that prevents the musician from performing or earning a living.

Can doctors insure their hands?

There are many types of “body-part insurance,” of which hand insurance is just one offering. Many physicians buy hand insurance policies because their practice depends on their hands. Consider the many healthcare specialties that rely on hands to save a life.

Can I insure my hands as a barber?

Yes you CAN insure hands.

There is an insurance policy that includes insuring your hands, your back, your legs or anything that can hurt and impaire you from doing a job. If you lose your income due to an injury or illness, the disability insurance policy will pay a monthly income for as long as you can't work.

Can a mechanic insure his hands?

You can absolutely insure different parts of your body if that's how you make a living. You will need to find an excess or surplus lines broker. But I do highly recommend having a long term and short term disability policy.

Episode 009 - Can I insure my hands as a Barber?

30 related questions found

How do I get my hands insured?

Body Part Insurance

To go about insuring your hands, you'll need to fill out an application form, undergo a medical exam, and the insurance company will do their due diligence. You'll pay the monthly premiums, and if the worst happens, you'll receive a permanent monthly benefit until you die or your hand recovers.

How much does it cost to insure your hands?

If you are out of work for any of these reasons this insurance will ensure that you get a check to take care of yourself. It usually cost 2% of your gross income. Premiums may cost you between $1 to $3 a day. This is a small price to pay to ensure that you get a check when you're not able to work.

Who has insured their hands?

Iker Casillas – $10 Million Hands

Back in 2007, he took out an insurance policy for his hands equivalent to $10 million. The policy covered his mitts for damage suffered on or off the field, and after signing the deal he declared: “If I damage my knee, I'll pretend my hand hurts”. Ha!

Can you live off just being a barber?

Once you establish yourself and build a solid clientele, you may be able to earn six figures as a barber. Your success, though, will likely depend on how in demand you are, how willing you are to travel or work long hours, the clientele you cater to, and if you own your own shop.

Can a barber write off a car?

Car mileage and vehicle use

Here's what you can typically deduct: Gas and maintenance costs. Parking fees and tolls. Vehicle depreciation.

Is hand insurance real?

Hand insurance covers your hands only.

But hand insurance covers none of those injuries, rendering it mostly useless for physicians. Like all health-related insurance policies, the monthly premium for hand insurance varies based upon your age, your occupation, your health status, and the amount of coverage you want.

Do surgeons get paid per surgery?

Straight Salary: you get a fixed annual pay whether you do 200 cases per year or 50. RVU - relative value unit: each surgery is assigned a certain RVU value by hospital finance and simple cases may have 4–5 RVUs and complex procedures can go up to 50 RVUs and the surgeon gets paid a dollar amount for every RVU.

Who has insurance on their body parts?

  • The body parts celebrities have insured for millions. Photo 12/Alamy Stock Photo. ...
  • Bette Davis' waist – $630,000 (£491k) ...
  • Miley Cyrus's tongue – $1.4 million (£1.1m) ...
  • Troy Polamalu's hair – $1.5 million (£1.2m) ...
  • Rihanna's legs – $1.5 million (£1.2m) ...
  • Keith Richards' hands – $1.6 million (£1.3m)

Who insured their legs for $40 million dollars?

But perhaps the most oft-reported legs policy is Swift getting her gams insured for $40 million in 2015 ahead of her 1989 tour. That this tale originated in The National Enquirer hasn't stopped its spread.

Can I insure my face?

You can get an insurance policy for almost everything, including your body parts. It might sound like one of those far-fetched insurance myths, but, yes…

Do doctors get their hands insured?

For the most part, surgeons don't need hand insurance. This is a niche market, and premiums can be high. Plus, when you get hand insurance, the only part of your body it insures is your hands.

Can barbers make 100k a year?

What is your time worth? Think about it less as charging per haircut and more charging for your time and specialties. To reach $100k working a standard 40-hour work week, you will need to be making $50 per hour. If you are charging $25 per haircut, that means you need to be doing two haircuts every hour.

Why did barbers quit?

While barbering can be a rewarding career, it can also be physically and mentally demanding. Long hours of standing, high levels of concentration, and dealing with difficult customers can lead to stress and burnout. Some barbers may quit due to these challenges, or because they want to pursue different career paths.

How to be a millionaire barber?

15 Ways to Build Wealth as a Barber
  1. Look The Part. When it comes to earning potential, first impressions matter. ...
  2. Build a Strong Social Media Presence. ...
  3. Offer Additional Services. ...
  4. Invest in Yourself. ...
  5. Offer Mobile Barber Services. ...
  6. Get Networking. ...
  7. Upsell Exclusive Products. ...
  8. Develop a Unique Selling Proposition.

How much is Miley Cyrus' tongue insured for?

Miley Cyrus (Tongue)

She reportedly took a $1.4 million insurance policy out on her tongue.

Can an artist insure their hands?

If you use your hands for your work and earn money, you might think you need hands insurance. Well, hands insurance does exist. However, unless you are a music star, a movie star, or an athlete, there is an easier way to insure your hands. You probably don't need to specifically insure your hands.

What is the most expensive insurance in the world?

We've set a new Guinness World Record for the most valuable life insurance policy ever sold, worth US$250 million. Issued and fully underwritten by HSBC Life, our insurance business in Hong Kong, it was taken out by an individual customer earlier this year.

Why do famous people insure their legs?

Taylor Swift supposedly got her legs insured before her 2015 world tour. She was worried that if she got injured, she wouldn't be able to dance or perform. This would destroy her tour and cost her millions—so her decision seemed wise.

Who is the good hands insurance company?

Ever since, the Good Hands promise has been at the heart of Allstate's advertising. Employees and agents still use that phrase as a reminder of their commitment to keeping customers well protected from life's uncertainties.

How much is short-term disability?

The benefit amounts and benefits periods for these state disability insurance programs are as follows: California State Disability Insurance. Benefit: 60-70% of wages to a maximum of $1,620 per week. Benefit period: Up to 52 weeks.