Can I keep TRICARE for life if I remarry?

Asked by: Yesenia Stanton  |  Last update: February 11, 2022
Score: 4.6/5 (24 votes)

When you qualify for TRICARE as a former spouse, you have the same benefits as a retired family member, and your health plan options depend on where you live. You'll lose TRICARE benefits if you remarry or enroll in an employer-sponsored health plan.

Can you lose TRICARE for Life?

Nothing. The good news is your family's existing TRICARE coverage doesn't change. Your spouse can remain in his or her TRICARE plan. And if you have children, they remain in their current plan until they change plans or lose TRICARE eligibility.

How long do you have to be married to get TRICARE for Life?

How long does a new spouse have to enroll in TRICARE? You have 90 days from the date of your marriage to change health plans or enroll any new eligible family members, if you choose.

Do spouses of military retirees get TRICARE for Life?

Military retirees and their spouses will no longer be eligible for regular TRICARE coverage after the age of 65. ... Any sponsor or spouse enrolled in TRICARE before the age of 65 will automatically be enrolled in TRICARE for Life upon reaching the age of 65.

How long after divorce does TRICARE stop?

You're TRICARE eligible for one year from the date of the divorce/annulment.

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31 related questions found

Does my ex wife get half my military retirement?

The maximum amount of pension income an ex-spouse can receive is 50% of the military retirement pay. Once the order is filed with DFAS, it will take three months (90 days) for the direct payments to begin if the ex-spouse is already receiving their pension.

Can a divorced spouse get TRICARE?

If you're eligible for TRICARE after your divorce, you will lose eligibility for TRICARE if you remarry, unless you are marrying another active duty or retired service member.

Do I need Medicare if I have TRICARE for Life?

When you use TRICARE For Life, you don't pay any enrollment fees, but you must have Medicare Part A and Medicare Part B. ... Medicare Part B has a monthly premium, which is based on your income.

What is not covered by TRICARE for Life?

In general, TRICARE excludes services and supplies that are not medically or psychologically necessary for the diagnosis or treatment of a covered illness (including mental disorder), injury, or for the diagnosis and treatment of pregnancy or well-child care.

Do I lose TRICARE when I turn 65?

TRICARE benefits include covering Medicare's coinsurance and deductible for services covered by Medicare and TRICARE. When retired service members or eligible family members reach age 65 and are eligible for Medicare, they become eligible for TRICARE For Life and are no longer able to enroll in other TRICARE plans.

Can I keep my husband health insurance after divorce?

You can stay on your spouse's insurance if you're not living together. There's no rule against this. Keep in mind that your spouse may receive your health records in the mail. One spouse generally can't remove their partner from their shared health insurance plan until after the divorce is final.

Can I add my girlfriend to TRICARE?

After you get married, register your new spouse in the Defense Enrollment Eligibility Reporting System (DEERS). This step makes him or her show as TRICARE-eligible. You can go to any ID card office to add your spouse to DEERS.

Can I keep my military ID card after divorce?

Effect of divorce on military benefits

You may retain your identification card and continue to receive your commissary, exchange and health care benefits until your divorce is final regardless of whether you meet the 20/20/20 rule.

Is TRICARE for Life free for military retirees?

Is TRICARE For Life free for military retirees? There are no enrollment fees or monthly premiums for retirees who are TRICARE beneficiaries. However, you must have Medicare Part A and B to qualify, and you have to pay Part B premiums, which are based on your income.

Who's eligible for TRICARE for Life?

TRICARE For Life (TFL) is available to TRICARE beneficiaries, regardless of age or where you live, if you have Medicare Part A and Medicare Part B. You're eligible for TFL on the first date you have both Medicare Part A and Medicare Part B.

Does TRICARE for Life include dental and vision?

FEDVIP provides voluntary vision and dental coverage to eligible TRICARE beneficiaries and offers a choice among a number of FEDVIP dental and vision carriers. If you're eligible, you may choose from 23 dental plan options and 10 vision plan options. The FEDVIP plans vary in coverage and premium amounts.

Does TRICARE for Life pay for caregivers?

Does TRICARE For Life cover Custodial Care? A: TRICARE For Life does not cover custodial care.

Is Silver Sneakers covered by TRICARE for Life?

Does TRICARE for Life Cover SilverSneakers? TRICARE For Life doesn't provide SilverSneakers coverage. But, enrolling in an Advantage plan could provide you with extra benefits. If there is an Advantage plan with fitness benefits in your area, enrolling will give you access.

Does TRICARE for life cover eye exams?

If you have TRICARE For Life (TFL), you also don't have eye exam coverage. With FEDVIP, you can choose from multiple vision plans and eye care providers. The plans vary in coverage and cost. But most plans include routine eye exams, vision correction, glasses, and contact lenses.

What is the difference between TRICARE Prime and TRICARE for Life?

Once you have TFL, you're no longer eligible for TRICARE Prime, unless you're under the age of 65. ... “TRICARE For Life is an individual entitlement,” said Breslin. “That means coverage is only for the Medicare and TRICARE eligible beneficiary, and not for family members who aren't eligible for Medicare.”

Does TRICARE for life cover cataract surgery?

TRICARE covers cataract surgery and related supplies and services. More specifically, TRICARE covers the standard intraocular lens (IOL), a fixed lens designed to target vision at a single focal point.

Is dental covered by TRICARE?

TRICARE covers adjunctive dental care. as part of the "medical" benefit. Dental coverage for diagnostic and preventive services, restorative services, orthodontics, oral surgery, endodontics and other non-medical services are provided under two different dental plans: TRICARE Active Duty Dental Program.

What is a military wife entitled to in a divorce?

After divorce, the former spouse is entitled to the Continued Health Care Benefit Program (CHCBP), which is the Tricare version of “COBRA” for three years. And as long as the spouse remains unmarried and was also awarded a share of the military retirement or SBP, the former spouse may remain on CHCBP for life.

What is the 20/20 rule for military?

In the simplest possible terms, the “20/20/20 rule” refers to benefits that a divorced military spouse may be entitled to even though the spouse is no longer considered a “dependent” or “mil spouse”.

How do I protect my military pension in a divorce?

Under the USFSPA, state divorce courts can award a military pension to the service member or divide it between the spouses. If the pension is awarded entirely to the service member, courts may compensate the spouse for his or her share of the military pension from other marital assets.