Can I pay for acupuncture with my FSA?
Asked by: Emily Gerlach | Last update: May 8, 2025Score: 4.7/5 (15 votes)
Does the FSA card cover acupuncture?
Acupuncture is considered an “eligible expense” for FSA, HSA, and HRA accounts. Some plans will require you to submit a Letter of Medical Necessity (LMN), which we are happy to help you with. Some plans also consider health products, supplements, herbs and bodywork services as eligible expenses.
Is acupressure FSA eligible?
Acupressure mat reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Acupressure mat reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
What therapy is covered by FSA?
Most mental health services — like counseling, prescription-only medications, and treatment for substance use disorder — can be paid for with FSA and HSA tax-free funds. But some services require a letter of medical necessity (LOMN) to qualify.
Can I use my FSA to pay for a massage?
If you're getting a massage simply for relaxation or general wellness without a prescription, it won't be eligible for reimbursement through FSA or HSA.
FAQs: Will My Health Insurance Pay For Acupuncture?
Can FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Will FSA pay for chiropractic?
An FSA lets you pay for many different services. Alternative medicine such as chiropractic care is one such service that qualifies for FSA reimbursement. A chiropractic visit, exam, or treatment would then be covered by an FSA as long as the purpose is to treat a medical condition and not for general good health.
Are vitamins FSA eligible?
Vitamins and supplements used for general health are not FSA eligible. But you may use your FSA funds to purchase vitamins and supplements used to treat a specific condition.
Can you use FSA for dental?
You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either.
Will FSA pay for yoga?
Yoga: FSA Eligibility
Yoga may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).
Is an Apple Watch FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
How to get acupuncture covered by insurance?
Some plans may require pre-authorization or a referral from your primary care physician before you can receive acupuncture. Some insurance plans may offer more generous coverage for acupuncture, while others may offer more limited coverage or no coverage at all.
Can FSA pay for Microneedling?
When it comes to microneedling, both HSAs and FSAs can be used if the procedure meets the respective account's eligibility criteria. However, HSAs may offer more long-term benefits due to their ability to retain unused funds.
How much does acupuncture cost?
The Costs & Price of Acupuncture
The initial consultation fee is typically separate and can range from $100 - $300. Subsequent sessions cost, on average, between $50 - $90 per session, depending on where you live and the expertise of your practitioner. Price is usually heavily dependent upon your location.
Can I use FSA for massage?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Can I pay for Invisalign with FSA?
Doctors may also offer financing with low-to-no down payment. Additionally, you can use your FSA or HSA to pay for Invisalign treatment using tax-free dollars. For more information about payment options available with Invisalign treatment, see Insurance and Payment Options.
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Are sunglasses FSA eligible?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Is mouthwash FSA eligible?
Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...
Does acupuncture count for FSA?
Is acupuncture FSA eligible? Acupuncture has been used in Asia for centuries to treat pain, but it's still a fairly new type of treatment here in the U.S. Acupuncture is an approved FSA eligible pain relief because the IRS considers it a qualified medical expense that you can deduct on your tax return.
Can you use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Can my FSA pay for Botox?
Botox injections are typically not eligible for reimbursement with an FSA, as they are primarily used for cosmetic purposes. However, in recent years, these injections have begun to be used to treat a variety of health conditions as well, including chronic headaches.