Can I pay for Fitbit with HSA?

Asked by: Verdie Rosenbaum  |  Last update: October 19, 2025
Score: 4.5/5 (60 votes)

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you buy a smart watch with HSA?

Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can you buy exercise equipment with an HSA?

The majority of fitness equipment and gym memberships and fitness classes can be covered by your FSA/HSA funds, but you'll need your doctor to fill out a Letter of Medical Necessity to use the funds to purchase them.

Are fitness apps HSA eligible?

In most cases, fitness expenses require a Letter of Medical Necessity (LOMN) to qualify for HSA/FSA spending. This means that the fitness app must be considered essential for treating, monitoring, or preventing a specific health condition and the expense would not have been incurred but for the condition.

Can you pay for a fitness membership with HSA?

While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

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19 related questions found

Is Planet fitness HSA eligible?

In most cases, gym memberships are not considered eligible medical expenses by the IRS. This means you typically cannot use your HSA funds to pay for a gym membership directly.

Can I use HSA for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Can I buy a Fitbit with my HSA?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Are Fitbits FSA eligible?

Unfortunately, fitness devices like the Fitbit are typically not considered FSA eligible, because they are considered for general good health and not for the treatment of a specific medical condition (similar to gym membership).

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Is deodorant HSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I pay for Peloton with HSA?

The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.

Can you use HSA for sneakers?

Running shoes may be an eligible expense for your HSA or FSA, if they help to manage or prevent a medical condition.

Can skincare be purchased with HSA?

This means that any skin care costs that count towards your deductible, such as prescription medications or dermatologist visits, can be paid for using HSA funds.

Can HSA be used for a smart ring?

Galaxy Ring is FSA and HSA eligible. You can receive reimbursement from your FSA/HSA accounts to pay for Galaxy Ring.

Can you spend HSA on Amazon?

Yes. Amazon does separate FSA and HSA eligible items and payment within a single order. If you have ineligible items in your cart or choose to have your eligible items gift-wrapped, you can choose to add another payment method and Amazon will charge the correct amount to each card or payment method.

Can I get an Apple Watch with my HSA?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

Why is Oura Ring HSA eligible?

Smart rings like the Oura Ring and Galaxy Ring are health trackers first and foremost, which is why they're considered eligible for FSA or HSA reimbursement.

Can an HSA pay for a gym membership?

Gym memberships are generally not considered qualified medical expenses under IRS guidelines. While physical fitness is important, gym memberships are typically viewed as personal or recreational expenses rather than a medical necessity. So using HSA funds for them could result in taxes and penalties.

How do I know if something is HSA eligible?

List of HSA-eligible expenses
  • Abortion.
  • Acne laser treatment.
  • Acupuncture.
  • Ambulance fees and emergency care.
  • Artificial limbs.
  • Birth control pills, injections, and devices, such as IUDs.
  • Blood pressure monitors.
  • Body scans.

Are massages HSA eligible?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Can I use my HSA on smart glasses?

Your Echo Frames and Smart Glasses frames may be eligible for FSA or HSA reimbursement if you have corrective lenses.

Are condoms HSA eligible?

Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Are toothbrushes HSA eligible?

Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.