Can I still get Medicaid if I work?

Asked by: Mr. Matt Keeling  |  Last update: January 30, 2025
Score: 4.8/5 (34 votes)

After you start working, your Medicaid coverage can continue, even if your earnings (alone or in combination with your other income) become too high to receive SSI.

What is the highest income for Medicaid?

Definitions. Parents of Dependent Children: Income limits for 2024 are reported as a percentage of the federal poverty level (FPL). The 2024 FPL for a family of three is $25,820. Other Adults: Eligibility limits for other adults are presented as a percentage of the 2024 FPL for an individual is $15,060.

Can you be on Medicaid and still work?

Yes, you can keep your Medicaid if you start a full-time job that offers health insurance, as long as you still meet Medicaid eligibility requirements.

Will I lose my Medicare if I get a job?

Beneficiaries can continue to receive Medicare benefits even if they are working. Additionally, if you go back to work and have employer-sponsored health insurance, you may choose to use that instead of Medicare, but you have the option to keep your Medicare coverage as well and use it as a secondary insurance.

How does Medicaid know if you have a job?

The databases through which income may be verified are Disability Insurance Benefits, California State Employment Development Department wages, state welfare information files, California State Franchise Tax Board interest and dividend files, Social Security Administration, and Medicare benefit files.

Can You Get Medicaid If You Work Full-time? - CountyOffice.org

32 related questions found

Can you work full-time and get Medicare?

Many people ask, "Can I sign up for Medicare and still work full time?" The answer is, yes you can.

Is it illegal to have Medicaid and work insurance?

The simple answer to the question of “can you have both Medicaid and private insurance?” is a resounding “YES”!

Will I lose my Medi-Cal if I get a job?

Starting a job marks a new chapter — and if you have health insurance through Medi-Cal, you might be worried about losing your eligibility. Rest assured, you have options. For starters, eligibility for Medi-Cal isn't based on employment status. It depends on factors like income, age, and disability status.

What happens if you win money while on Medicaid?

Winning the lottery generally doesn't require you to pay back Medicaid costs. However, it can affect your eligibility for Medicaid, as eligibility often depends on income levels, which vary by state. You might lose your benefits if your lottery winnings push your income above the Medicaid threshold.

What happens when you make too much money for Medicaid?

If you need Medicaid coverage and your income is above the Medicaid income guidelines in your state, your state may offer a Medicaid spend-down for aged, blind, and disabled (ABD) individuals who do not meet eligibility requirements.

What are the four types of Medicaid?

There are four types of Medicaid delivery systems:
  • State-operated fee-for-service (FFS)
  • Primary care case management (PCCM)
  • Comprehensive risk-based managed care (MCO model)
  • Limited-benefit plans.

How long does it take to get Medicaid in SC?

You should receive your Medicaid card within one week of being determined eligible. What if I am turned down for Medicaid? If you do not qualify for Healthy Connections Medicaid, you may find an affordable option through the federal Marketplace. Visit healthcare.gov or call 1-800-318-2596 for more information.

What disqualifies you from Medicaid?

In general, a single person must have no more than $2,000 in cash assets to qualify. If you're over 65, the requirements are more complex. Whatever your age, there are strict rules about asset transfers. Medicaid may take into consideration any gifts or transfers of cash you've made recently.

Do I have to pay back Medicaid if I get a job?

After you start working, your Medicaid coverage can continue, even if your earnings (alone or in combination with your other income) become too high to receive SSI.

How many hours can you work on Medicaid?

How many hours can you work on Medicaid? There is no limit on how many hours someone on Medicaid can work. Medicaid eligibility is based more on income than hours worked. The rules vary by state, but many allow Medicaid recipients to work full-time if their monthly or annual earnings remain under the income limits.

What happens if you get a job while on EBT?

If you work and still meet the requirements to receive food stamps, you will still receive the monthly SNAP allotment on your EBT card. However, if your benefits are frozen, here are some reasons why and how to fix them. Any money not used on your EBT card within a month will carry over to the next month.

Does working affect Medicaid?

Social Security generally compares your monthly earnings to set amounts, known as earnings thresholds, to evaluate if your work activity is SGA. After you start working, your Medicaid coverage can continue, even if your earnings (alone or in combination with your other income) become too high to receive SSI.

What does Medicaid not cover?

Though Medicaid covers a wide range of services, there are limitations on certain types of care, such as infertility treatments, elective abortions, and some types of alternative medicine. For example, the federal government lists family planning as a mandatory service benefit, but states interpret this differently.

Who pays first, Medicare or Medicaid?

Medicare pays first, and Medicaid pays second . If the employer has 20 or more employees, then the group health plan pays first, and Medicare pays second .

Will I lose my Medicaid if I get Medicare?

People who have both Medicare and full Medicaid coverage are “dually eligible.” Medicare pays first when you're a dual eligible and you get Medicare-covered services. Medicaid pays last, after Medicare and any other health insurance you have.

Does everyone have to pay $170 a month for Medicare?

Most people pay no premiums for Part A. For Medicare Part B in 2025, most beneficiaries will pay $185 per month. Certain factors may require you to pay more or less than the standard Medicare Part B premium in 2025.