Can I use a PO box for car insurance?

Asked by: Pearline Sawayn  |  Last update: February 11, 2022
Score: 4.2/5 (74 votes)

You can't use only a P.O. box for your car insurance but you can use it for mailing. Some carriers will only ask for the zip code where your car is stored and others want the full address. If you're getting quotes, make sure that the addresses are accurate.

Can you use any address for car insurance?

Can you insure a car at a different address than where you live? It's illegal to live at one address while using another address for car insurance. The exception is if you are a college student, as college students' car insurance addresses are still their parent's primary address, not their college address.

Can you insure a car without an address?

Without a permanent address, an insurance company may view you as a liability. ... This creates too much risk for the insurance company to issue a policy. If you plan on moving into your new place within 30 days, most insurance companies will allow you to use that address to start a policy before you actually move in.

Can I use a virtual address for my car insurance?

For example, you'll need a physical address that belongs to you (a permanent address) to domicile in most states but for government requirements like renewing your driver's license, federal & local taxes, vehicle registration, insurance, setting up a bank account in the US, and more – you can use your virtual street ...

What happens if you don't update your address with car insurance?

What Happens If I Don't Change My Address on My Car Insurance? Not changing your address when you move, especially if you move states, can cause problems with your insurance company. ... Your insurer will likely deny a claim if they find out, and you could be committing insurance fraud.

HOW TO LEGALLY USE A PO BOX ON YOUR DRIVERS LICENSE PROTECT YOUR IDENTITY VIDEO TUTORIAL

45 related questions found

Does it cost to change your address on your car insurance?

Most insurers will charge you a small amount to change your details. These charges are called "admin fees". Admin fees can apply for all sorts of changes to your policy, like a new address, name, or job title. You'll also usually have to pay an admin fee to get extra copies of your insurance documents.

Do I have to tell my insurance if I move?

It's best to let your insurance company know right away. Once you know your moving date and new address, notify your insurer immediately. If you need to move suddenly, that's okay — just be sure to communicate that as soon as possible so you'll have the right coverage.

Can you use PO Box for DMV address?

You may use a PO box for your mailing address; however, you must provide a residence address when your COA includes your DL/ID card. Temporary mailing addresses are not allowed. Can I change the address for someone else? No, you cannot.

How can I buy a car with no address?

As long as you have a valid driver's license you should be able to buy a car. You can use the address that is on your driver's license even if you no longer live there if you are creative. You will need to arrange with the DMV that you will be picking up the plates.

Are virtual mailboxes legal?

Are Virtual Mailboxes Legal? Yes. Virtual mailboxes are 100% legal and registered Commercial Mail Receiving Agencies (CMRA) with the USPS.

Does Wrong address invalidate car insurance?

While putting down the wrong address is often an honest mistake, it can lead to motor trade insurance being invalidated. ... “Failing to notify your insurer of changes to circumstances, including address, could actually result in you being refused when claiming on your insurance.

Can you get a driving licence with no fixed address?

Yes, not having a permanent address is legal. At some point though, you may want to open a bank account or get a driving license and you will need proof of identity which here in 2020 includes proof of physical residence.

Can you not have an address?

It is legal to have no address. However makes it impossible to to most things, such as get a drivers license, buy a car, open a bank account, file a tax return, etc. However, you can do all these things with just a PO box or a box at a mail forwarding service as your address.

Can I use my university address for car insurance?

Requesting an auto insurance quote doesn't cost you anything. If you're comparing quotes from multiple providers, then try inputting your university's address as your home address to see if that changes the price of auto insurance. As long as you can receive mail at your university address, it doesn't really matter.

What happens if you have no fixed address?

A person with no fixed address may have mail addressed to a Poste restante service. Such persons may also have problems receiving government social services and registering to vote, and may be deprived of many common services.

How can I stop living in my car?

10 Tips for Living out of Your Vehicle
  1. Stay organized. ...
  2. Take a good cooler. ...
  3. Get a power inverter for your car charger. ...
  4. Keep quick meals on hand. ...
  5. Take lots of baby wipes. ...
  6. Take some air fresheners. ...
  7. Make a really really good playlist. ...
  8. Sleep in national forests.

Why do dealerships ask for your address?

Having a permanent address increases your chances of getting the vehicle financing you need. However, finding a lender that can assist with credit challenges isn't always that easy. Thanks to our nationwide dealership network, though, we want to help you find a dealer that's signed up with subprime lenders.

Can I use a PO Box as my permanent address?

Originally Answered: Can I use a PO box as a physical address in the US? No. You can use it as a mailing address but you do not live at the PO. Your physical address is where you reside.

Does a PO Box count as an address?

Can I Use a PO Box as a Legal Address? In short, no. You only get a number when you rent a PO box. However, acquiring a UPS street address and mailbox will allow you to use it as your legal address.

Can you use a PO Box for taxes?

Yes, the IRS will allow a P.O. box address on your tax return only if your post office doesn't deliver mail to your home. ... box is allowed, however, the 1040 (tax return) instructions state that a P.O. box is allowed if mail is not delivered to your home address.

Can a car be registered and insured in different states?

Your car insurance and registration need to be from the same state. ... No, your car cannot be registered in one state and insured in another. Generally, your car should be both registered and insured in your state of legal residence.

Is your insurance void if you don't change address?

Don't add to it by failing to notify your insurance company of your change of address, leaving yourself with an invalid policy. Insurers take your postcode into account when setting your car insurance premium, as certain areas are deemed riskier than others.

Can I transfer insurance to another car?

Under most circumstances, you can transfer your insurance to a new car. ... Usually, a call to your insurance agent will do the trick, but some insurance companies allow you to replace a vehicle on your policy with a few clicks online. This is also a good time to reevaluate the needs of your car.

Why did my car insurance go up because I moved?

Moving to bigger and busier cities tends to make your auto insurance rates go up. There's more traffic and more chances for you to be in a car accident, so insurance providers offset some of that risk by increasing your insurance rate in high-traffic areas.

Why is my postcode so expensive for car insurance?

Why postcodes are a risk factor

Postcode data can tell insurers about: Population density – denser populations in big towns and cities tend to have more claims. Traffic density – more vehicles on the road in an area usually means there will be more accidents and claims.