Can I use BCBS of Florida in another state?

Asked by: Kirsten Hand  |  Last update: April 1, 2025
Score: 4.3/5 (8 votes)

When traveling out-of-state, you're covered under the BlueCard® Program. You'll receive in-network benefits and will be protected from balance billing when receiving covered services from a BlueCard® participating provider.

Can you use Florida Blue insurance out of state?

Out-of-state insurance benefits

If you're traveling out-of-state, an emergency room or urgent care visit, along with any pre-approved services are covered by your Florida Blue health plan. Depending on your plan, you may have additional out-of-state health insurance benefits.

Can you use Florida health insurance in another state?

Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.

Does Blue Cross Blue Shield cover across state lines?

You and your enrolled dependents may access PPO benefits when you're traveling or temporarily living outside your home state with the BlueCard program. The BlueCard also covers enrolled dependents, including students and family members, who temporarily reside outside your home state.

Is Florida Blue accepted nationwide?

Florida Florida Blue is an association of 36 locally-operated companies. Coverage is nationwide, with more than 106 million members in all 50 states, Washington D.C. and Puerto Rico.

Traveling or Hiring Out of State? Here's What You Need to Know About Blue Cross Blue Shield Coverage

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Is Florida Blue good outside of Florida?

Florida Blue HMO offers separate programs for short trips and long-term stays. For short trips, your coverage is accepted worldwide by doctors and hospitals that participate in our BlueCard Program.

Is BCBS accepted in all states?

Blue Cross and Blue Shield insurance companies are licensees, independent of the association and traditionally of each other, offering insurance plans within defined regions under one or both of the association's brands. Blue Cross Blue Shield insurers offer some form of health insurance coverage in every U.S. state.

Can I use my health insurance in another state?

If you live in two different states or frequently travel within the country, you may want to sign up for a preferred provider organization (PPO) plan. A PPO plan gives you more nationwide options for providers and health care services. That means you're able to use your health insurance no matter where you are.

How to bill out of state BCBS?

The steps are simple and there are just three:
  1. Verify eligibility and benefits via a phone call.
  2. Verify the local claims filing address.
  3. File claims to your local plan.

What insurance covers all states?

Do I need multi-state car insurance? No. No matter where you live, your standard car insurance policy will typically cover you in all 50 states and Canada.

Is Florida Blue a good insurance?

Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.

Can I use my Florida medical card in another state?

It's important to know that some states will honor a patient's out-of-state medical card, but in Florida, only Floridians can buy and possess medical marijuana. However, Floridians may use their medical marijuana card in some other states under certain guidelines.

Do I need to change my insurance if I move out of state?

Moving to another state? If you're moving between states, keep in mind that insurance coverage varies across states. For example, in California, due to the high risk of earthquakes, you may want to take special precautions to make sure your home is safe and secure in case an earthquake occurs.

Is Florida Blue the same as Blue Cross Blue Shield?

The name change demonstrates our commitment in helping all members feel more comfortable regarding health care solutions.” While the brand name has changed to Florida Blue, the company's legal name remains Blue Cross and Blue Shield of Florida, Inc. Florida Blue is a leader in Florida's health industry.

Does my insurance cover me in another state?

Your car insurance policy generally will cover you when you drive your car out of state. If you are on vacation, for example, or are passing through another state on a road trip, you won't need to get a separate car insurance policy.

Can I use my Florida insurance in Texas?

You'll need a new policy when you move to Texas. You can call the company you're using now or shop around for a new policy.

Does BCBS recognize incident to billing?

Does BCBS allow incident-to billing? Blue Cross Blue Shield (BCBS) does allow “incident-to” billing, but it is subject to specific conditions. Generally, only providers who are not offered network participation can bill incident-to services under a supervising provider's contract number.

Can I use BCBS of Texas out of state?

If you are traveling outside of Texas, there are even more BCBS Network providers from which to choose. In fact, more than 85 percent of all doctors and hospitals throughout the United States contract with BCBS.

Is BCBS a state insurance?

Blue Cross Blue Shield is a private insurer that offers Medicare Advantage (Part C) plans. The plans they offer have various pros and cons, including cost and coverage.

Can blue cross be used in any state?

Every Blue Cross Blue Shield plan participates in the BlueCard program that allows you to use your plan benefits to access care anywhere inside the United States. Depending on the type of plan you have, you may only be covered in emergency situations. This is the case if you have an HMO network plan, for example.

Can I stay on my parents' insurance if I move out of state?

Yes, you are eligible to be covered on your parent's plan up to age 26 regardless of where you live. However, your parent's health plan probably has a network of participating providers and it may be difficult for you to find in-network care when you are living in another state.

Can you have surgery in another state?

You can go to another state to have a tooth pulled, cosmetic surgery and an abortion, as long as it's legal in that state. Your are to obey the laws of the state you are in. If you live in Texas but you went to Oklahoma for whatever, you have to obey Oklahoma's laws.

Can I transfer my BCBS insurance to another state?

Coverage That Moves and Grows With You

BCBS can help when you need to change your coverage, whether you are moving to a new state, changing jobs, getting ready to retire or your employment circumstances have changed.

What insurance is accepted in all 50 states?

Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.

What happened to Blue Cross Blue Shield?

Court issues preliminary approval of $2.8 billion Blue Cross Blue Shield provider settlement. A $2.8 billion settlement from Blue Cross Blue Shield to health care providers resolving a 12-year antitrust lawsuit received preliminary approval yesterday from the U.S. District Court for the Northern District of Alabama.