Can I use California Medicare in any state?

Asked by: Mrs. Augustine Bruen  |  Last update: September 26, 2025
Score: 4.5/5 (42 votes)

Key Takeaways. Original Medicare covers hospital care and doctor visits in all 50 U.S. states and its territories, as long as providers accept Medicare.

Can I use my California Medicare in another state?

You won't lose your Original Medicare, Part A and Part B coverage if you move to another state. However, if you have a Medicare Advantage plan or a stand-alone Medicare prescription drug plan, you should tell the plan before you move. Typically these plans won't cover you in another state.

Can you use California medical insurance in another state?

As long as you qualify, Medi-Cal will cover emergency services and urgent care in another state.

Do I need a new medicare card if I move to another state?

Yes and no. Medicare Part A and Part B will always travel with you. But for Medicare Advantage (Part C) plans and Part D prescription drug plans, you may lose your existing plan and need to enroll in a new one.

Can I see a doctor in another state with Medicare?

There are no network restrictions; you can see any provider that accepts Medicare.

Is Medicare Usable in Any State?

20 related questions found

Do I have to notify Medicare if I move?

If you have Medicare Part A and Medicare Part B, you need to notify the Social Security Administration of your change of address, but you won't need to change plans just because you're relocating.

What happens to my Medi-Cal if I move out of state?

You will not get Medi-Cal if you move out of California. You may apply for Medicaid in the state you move to. If you are moving to a new county in California, you also need to tell the county you live in or the county you are moving to. This is to make sure you keep getting Medi-Cal benefits.

Can you have Medicare in two states?

While you can only enroll in Medicare in one state – your principal residence where you hold a driver's license, file taxes, and vote, etc. – you may still have access to Medicare coverage in both states depending on the following factors.

Is my California insurance valid in another state?

Your car insurance policy generally will cover you when you drive your car out of state. If you are on vacation, for example, or are passing through another state on a road trip, you won't need to get a separate car insurance policy.

What happens if you have Covered California and move to another state?

So you cannot move to a new state to take advantage of a special enrollment period if you were uninsured before the move. But as long as you had coverage before the move, you'll have a 60-day enrollment window during which you can pick a new plan – in the exchange or off-exchange – in your new state.

Can I have health insurance in one state and live in another?

It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.

Can I use my Medicare anywhere?

If you have Original Medicare, you have coverage anywhere in the U.S. and its territories. This includes all 50 states, the District of Columbia, Puerto Rico, the Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands. Most doctors and hospitals take Original Medicare.

Does Medicare have different rules in each state?

While Medicare benefits are the same throughout the United States, there are some states with state-specific rules that may affect changing your Medicare coverage or the type of coverage you can enroll in. These rules include annual birthday rules, guaranteed issue rights, excess charges, and more.

How many doctor visits does Medicare cover for seniors?

Medicare does not limit the number of times a person can consult their doctor, but it may limit how often they can have a particular test and access other services. Individuals can contact Medicare directly at 800-MEDICARE (800-633-4227) to discuss physician coverage in further detail.

Do I need to cancel Medicaid if I move to another state?

If you have Medicaid and are planning to move, you should contact the Medicaid office in the state to which you are moving to find out the eligibility requirements in that state. Before you can apply for benefits in the new state, you need to cancel your benefits in the old state.

What happens to my medicare coverage when I move to another state?

If you move anywhere within the United States, you won't lose your original Medicare coverage as long as your new health care facility, doctor or other provider accepts Medicare.

Can I use my Calfresh in another state?

There are no rules against using your EBT card outside of California. However, you are required to report any address change to your public assistance office. You must live in California to be eligible for benefits from a California county. The EBT system will produce a report that shows card use outside of California.

What happens to my Medicare supplement if I move?

Your answer:

You can keep your current Medigap policy no matter where you live, as long as you still have Original Medicare. If you want to switch to a different Medigap policy, you'll have to check with the Medigap insurance company about your options.

Is my Medicare good in another state?

People typically do not lose their Original Medicare coverage when moving to another state. However, if a private insurance company administers a person's Medicare plan, the benefits and rules of their plan may change when they move.

Do I have to do anything if I am not changing my Medicare plan?

No, you do not need to do anything during the Medicare Open Enrollment period if you like your current Medicare Advantage plan, as long as it continues to be offered the following year.

Why are people leaving Medicare Advantage plans?

Key takeaways: People leave Medicare Advantage plans because out-of-pocket costs vary between plans, network restrictions can cause frustration, prior authorization requests can delay care, and it can be difficult to use the additional benefits they provide.

What is the best supplemental insurance for Medicare?

The best Medicare supplement plan providers
  • Best for extra plan benefits: Humana.
  • Best for straightforward coverage: State Farm.
  • Best for extensive medical care coverage: AARP by UnitedHealthcare.
  • Best for a range of Medigap plans: Blue Cross Blue Shield.