Can I use Delta Dental anywhere?

Asked by: Ms. Edyth Cronin  |  Last update: June 10, 2025
Score: 4.6/5 (12 votes)

It depends on your plan. Most of our plans allow you to visit any dentist you choose, while some require you to visit a network dentist in order to receive benefits. It's important to remember that even for plans that do allow members to visit out-of-network dentists, out-of-pocket costs may be higher.

Does Delta Dental cover nationwide?

Delta Dental has the largest network of dentists nationwide. Find the one that's right for you. Delta Dental Patient Direct coverage is not available in all 50 states. When autocomplete results are available use up and down arrows to review and enter to select.

Can I use dental insurance in another state?

Can I Use My Dental Insurance in Another State? If you've purchased dental insurance through a well-known insurance provider, you'll likely be covered for treatment provided by out-of-state dental practices. However, smaller insurance carriers may not provide coverage for out-of-state dentists.

Can I go to an out of network dentist?

This means that if you choose an out -of-network dentist who accepts your insurance plan, you can still get coverage and benefits. The difference is that you will have to pay upfront at the time of service.

Does Delta Dental work in every state?

DeltaCare® USA is underwritten in these states by these entities: AL — Alpha Dental of Alabama, Inc.; AZ — Alpha Dental of Arizona, Inc.; CA — Delta Dental of California; AR, CO, IA, MA, ME, MI, MN, NC, ND, NE, NH, OK, OR, RI, SC, SD, VA, VT, WA, WI, WY — Dentegra Insurance Company; AK, CT, DC, DE, FL, GA, KS, LA, MS, ...

Get to know the Delta Dental PPO and Delta Dental Premier networks

42 related questions found

Can Delta Dental be used anywhere?

With a Delta Dental PPO individual plan, you can keep your current dentist or visit any other licensed dentist, anywhere. With a DeltaCare USA individual plan, you can keep your dentist as long as they're in the DeltaCare USA network.

Do most dentists accept Delta Dental insurance?

With 3 out of 4 dentists participating in the Delta Dental network, it's easy to find a qualified in-network dentist.

Why do dentists choose not to network?

Out-of-network dentists refuse to allow insurance companies to dictate how they will treat their patients. They choose not to sign up with insurance companies because they do not want the restrictions that in-network dentists must conform to. Out-of-network dentists are free to do what is best for the patient.

Does my dentist need to be local?

You can also visit a dentist outside your local area if it's more convenient. For example, if you prefer to see a dentist near where you work.

How do I know if my dentist is in-network or out of network?

The best way is to ask your dentist. You can also check the provider directory for each plan at www.opm.gov/healthcare-insurance/dental-vision/plan-information/.

Can you see a dentist in a different state?

Paying for Dental Care in Another State

You may be covered for an out-of-state appointment if you have insurance through a major provider. However, if you have a small provider, there's less of a likelihood that you'll receive out-of-state coverage.

Can I use Delta Dental of Colorado out of state?

Out-of-state services are usually covered for employees. Remember that employees who visit a dentist who participates in the Delta Dental network covered by their plan will pay the least out-of-pocket costs. Please check your plan documents for confirmation.

Is it illegal to have two dental insurance?

Yes, you can have 2 dental plans at the same time. In insurance terms, it's called dual dental coverage. However, there are some limitations, which can depend on your dental plans , insurance providers, state laws and other factors.

Is Delta Dental a good insurance?

In addition to ranking best overall of the 17 companies we surveyed, Delta Dental also made our lists for: Best dental insurance provider for braces. Best dental insurance companies for implants. Best dental insurance for older adults.

Does Delta Dental pay any on implants?

There are three types of plans for individuals that you can purchase to cover implants: Delta Dental PPO Plan offers 50% coverage for implants. Delta Dental Premier Plan offers 40% coverage for implants. Delta Dental PPO Plus Premier Plan offers 40% coverage for implants (or 30% coverage for out-of-network)

How can I fix my teeth if I don't have money?

Free Dental Clinics
  1. Nonprofit clinics. Some cities have dental clinics that specifically serve people with low incomes, no insurance, or who otherwise can't afford care.
  2. Donated services. Some state or national charities use donated labor and materials to give free care. ...
  3. Private dentists.

Do I always have to go to the same dentist?

While consistency offers numerous benefits, your comfort and specific needs should guide your choice. Whether you choose to stick with your current dentist or branch out, prioritize open communication and a collaborative approach to achieving optimal oral health.

How can I see a dentist without insurance?

Also, free dental clinics and non-profit clinics may be an option in your area. They may charge you a small fee based on what you can pay and typically have long waitlists. In some cases, they may be able to offer dental care for free.

Do all dentists make you pay upfront?

Most dentists do require you to make a payment upfront on the day of your treatment, at least the estimated portion that you're responsible for. That is a very common financial policy for dental offices because payment is expected on the day of service. There is rarely an exception to that rule.

Who has the best dental insurance?

Best Dental Insurance Companies for January 2025
  • Best Overall and Best for Braces, Implants, and Older Adults: Delta Dental.
  • Best Overall Cost-to-Value: Physicians Mutual.
  • Best for No Annual Maximum: MetLife.
  • Best for No Waiting Period: Anthem Blue Cross Blue Shield.
  • Best for Customer Satisfaction: DentaQuest.

Is Delta Dental PPO?

Delta Dental's PPO network is one of the nation's largest, with more than 112,000 dentists participating in over 278,000 locations nationwide. This not only gives you a great selection of qualified dentists to choose from, but increases the likelihood that your dentist already participates in the network.

Can I use my Delta Dental insurance in any state?

Will my dental plan provide coverage when I'm outside of my home state? Delta Dental covers you nationwide. Even if you're out of state on business or traveling with family, you can find an in-network dentist using our find a provider tool.

How do I know if a dentist is in my network?

How Do I Know If My Dentist Is In Network
  1. In-Network versus Out-of-Network… ...
  2. Visit The Dentist's Website.
  3. Call The Dentist.
  4. Check Your Dental Insurance Website.
  5. Contact Your Dental Insurance Provider.
  6. Which Dental Procedures are Included in Insurance Coverage?
  7. Schedule a Dental Appointment in Fairview, TX.

What is Delta Dental known for?

Delta Dental serves more than 90 million* Americans, protecting more smiles than any other dental benefits company, with the largest network of dentists nationwide, quick answers and personalized service. We are committed to addressing the needs of diverse communities through holistic efforts.