Can I use FSA for acne scar treatment?

Asked by: Dr. Vivianne Erdman II  |  Last update: October 9, 2023
Score: 4.6/5 (74 votes)

Acne Treatment
Acne affects 80% of Americans at some time during their lives. 20% have severe acne, which can result in permanent scars and mental health issues. And yes, it is considered a medical condition and can be FSA-eligible.

Is acne scar treatment FSA eligible?

FSA and HSA Eligibility List. Search for eligible Flexible Spending Account and Health Savings Account expenses. If to treat acne, it is eligible. However, the cost of regular skin care does not qualify.

What dermatology services are covered by FSA?

Visit a dermatologist since it is an FSA-eligible expense. Treatment must be primarily for medical care to qualify for your FSA. - Acne treatment at the dermatologist office is covered by your FSA. - Treatments not covered include cosmetic procedures such as acid peels, laser hair removal, and face lifts.

Can I use my FSA card for dermatology?

Skin care treatments that are designed to alleviate a medical condition are covered with your FSA, including: Dermatologist visits – Standard visits to a dermatologist to treat medical skin conditions are an eligible expense.

Is scar removal covered by HSA?

Scar treatment is generally not considered eligible for reimbursement with a consumer-directed healthcare account because it is typically a cosmetic procedure. If a scar is the result of illness, injury or deformity, then treatment may be eligible with a Letter of Medical Necessity (LMN) from a medical professional.

The Best Acne Scar Treatments: Explained | Dr Davin Lim

29 related questions found

Does HSA cover Mederma?

CLINICALLY SHOWN to visibly reduce the overall appearance of scars. UNIQUE TRIPLE ACTION FORMULA penetrates beneath the surface to seal in moisture, renew cells and aid formation of collagen. This item is HSA/FSA eligible.

Can I use FSA for cosmetic procedures?

FSA Guidelines on Cosmetic Surgery

Because plastic surgery is typically not used to treat a medical condition, it is not considered an FSA eligible expense. Any changes to appearance without a valid medical reason are not reimbursable.

Can I use my FSA for mole removal?

Dermatology treatment reimbursement is eligible with an LMN or prescription with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Is skin removal covered by FSA?

Excess skin removal is related to a cosmetic purpose, so if necessary for medical treatment, it would only be eligible with a Letter of Medical Necessity (LMN).

Is acne laser treatment covered by HSA?

Acne laser treatment - Expenses paid for acne treatment are covered. Acne medications - (Effective January 1, 2020, a doctor's prescription for reimbursement is no longer needed); see Over-the-counter medications . Acupuncture - Medical expenses paid for acupuncture are reimbursable.

Can FSA pay for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA). What is Botox?

Can you use FSA for teeth whitening?

Key Takeaways. Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening, in IRS Publication 502.

Are massages FSA eligible?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

What is FDA approved for acne scars?

Bellafill® is the only long-term filler that's FDA approved to treat distensible acne scars for up to one year. In just one office visit, you can safely treat your acne scars and leave feeling confident that you'll look your best long-term.

Is acne scar treatment tax deductible?

When used for the treatment of acne, the cost of acne treatment is a qualified medical expense. X When the treatment is for cosmetic purposes (e.g., to reduce wrinkles), the cost is not a qualified expense.

Does CeraVe count for FSA?

CeraVe FSA/HSA Eligible Personal Care in FSA and HSA Store(32) CeraVe Hydrating Mineral Sunscreen, Sheer Tint Facial SPF 30, 1.7 fl oz.

What isn't covered by an FSA?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Does FSA cover tummy tuck?

Abdominoplasty, also known as a tummy tuck, is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA) as it is considered a ...

Can I use my FSA for tattoo removal?

Tattoo removal (Not covered)

Thanks to the modern technology of laser tattoo removal, we have options when it comes to getting rid of unwanted tattoos. However, you can't pay for these options with an FSA.

Can I use my FSA for coolsculpting?

Coolsculpting, or cryolipolysis, is a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Does Invisalign count towards FSA?

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Can I use my FSA for weight loss surgery?

A health savings account (HSA) and flexible spending account (FSA) are tax-advantaged vehicles that may be used to cover qualified healthcare expenses like weight-loss services and products. A recommendation from a licensed physician is needed to withdraw funds from your HSA or FSA for a weight-loss program.

Does FSA cover hair transplant?

For a typical healthcare FSA, elective procedures are an ineligible expense. Things like teeth whitening, hair transplant, or cosmetic surgery cannot be purchased or reimbursed through an FSA.

Can you use FSA for breast reduction?

For treatment of a medical condition, breast reduction is an eligible expense with a Letter of Medical Necessity (LMN) with flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

What acne treatments are covered by HSA?

You can use your HSA or FSA to put your best face forward. Because acne is considered a medical problem and not a cosmetic problem, you can purchase acne cleansers, gel and creams, even at-home light therapy kits with your benefits debit card. Use it, too, for visits to a dermatologist to assess or treat acne.