Can I use FSA for contact lenses?
Asked by: Ms. Leonor Haag | Last update: November 16, 2025Score: 5/5 (21 votes)
Can I use my FSA card on 1800 contacts?
Absolutely. Just use your HSA or FSA card at checkout. If you need help, call us at 1-800-266-8228.
What vision products are FSA eligible for?
- Astigmatic keratotomy (AK) surgery.
- Automated lamellar keratoplasty (ALK) surgery.
- Bifocals.
- Contact cleaning solution.
- Contact lens cases.
- Corrective swim goggles.
Can I use limited purpose FSA for contacts?
Your Limited Purpose FSA expands on the savings power of your HSA by covering eligible dental and vision care expenses, such as co-payments for dentist visits and new eyeglasses or contact lenses.
Can I use my FSA to buy sunglasses?
In most cases, non-prescription sunglasses are not eligible for payment with FSA funds. However, reading sunglasses like our SunReaders® are FSA-eligible because they help correct presbyopia. Reading glasses (without tinted lenses) are also FSA-eligible for this reason.
What Can I Use Medical FSA For? - InsuranceGuide360.com
Is an Apple Watch FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Are electric toothbrushes FSA eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Are contact lenses covered by FSA?
If you need prescription contact lenses or even prescription sunglasses, you can use HSA/FSA to pay for them as well.
Can you use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Is ChapStick FSA eligible?
You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.
Can I use my FSA card for skincare?
Skin care treatments that are designed to alleviate a medical condition are covered with your FSA, including: Dermatologist visits – Standard visits to a dermatologist to treat medical skin conditions are an eligible expense.
How much do contact lenses cost?
Lens type and cost considerations
Yearly costs can range between $700 to $950, but bulk buying typically lowers this overall cost. Multifocal or bifocal contact lenses. These offer at least near and far vision and tend to be pricier, running potentially up to $1,500 per year.
Is there a limit on glasses with FSA?
Vision insurance typically only covers one pair of eyeglasses, but what if you want multiple pairs? Good news: You can use your FSA or HSA funds to purchase as many pairs of glasses as you'd like.
Is Planet fitness FSA eligible?
Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.
Can you use FSA for an Apple Watch?
Fitness trackers aren't on the list of purchases that are FSA-eligible outright. There is an extended list of things you can purchase if a doctor deems them to be medically necessary for your treatment or care plan.
Are sunglasses FSA eligible?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Can I use FSA for 1800 contacts?
It's easy: just use your FSA/HSA debit card like you would any other card. Don't have enough money on your card to cover your whole purchase? Give us a call (or ) and we'll split the payment between your FSA/HSA card and your regular debit or credit card.
Can you use FSA for dental?
You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.
Do contact lenses count as medical expenses?
You can also deduct the amount you paid for contact lenses. In fact, there are many medical expenses that qualify toward this deduction, and to reach at least 10% of your AGI you should claim as many medical expenses as you are legally able.
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Is sunscreen FSA eligible?
You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.
Is mouthwash an FSA item?
Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...