Can I use FSA on gym membership?
Asked by: Josefa Kerluke | Last update: August 1, 2025Score: 4.8/5 (27 votes)
Can you use FSA to pay for personal training?
A personal trainer may be eligible for the treatment of a medical condition with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I use FSA for Peloton membership?
You can't directly pay for membership costs with your HSA/FSA card, but if you receive a Letter of Medical Necessity (LMN) from Truemed or an applicable licensed medical professional and are eligible for reimbursement, you may be able to apply your HSA/FSA funds to the cost of a Peloton Membership while the LMN is ...
Can FSA be used for YMCA membership?
Unfortunately, YMCA and gym memberships are not eligible for reimbursement through a flexible spending account (FSA), as they are considered by the IRS as a means of supporting one's general health, rather than a direct treatment of a specific medical condition.
Can you use FSA for an Apple Watch?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
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Will FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Are air purifiers FSA eligible?
Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.
Is Planet fitness FSA eligible?
Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.
Can FSA pay for massage?
Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Can I use my FSA to buy a treadmill?
If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.
Is Orangetheory FSA eligible?
Orangetheory Fitness has embraced fitness as medicine, partnering with telehealth platform Dr. B to allow its members to use tax-free health savings account (HSA) and flexible savings account (FSA) funds on memberships, classes and equipment.
Are weight loss apps FSA eligible?
Weight loss programs or drugs are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a Letter of Medical Necessity.
Can I use FSA to pay for private school?
Funds in dependent care FSAs may not be used for private school tuition, but they can be used for summer day camps.
Are running shoes FSA eligible?
Are running shoes HSA/FSA eligible? Running shoes may be an eligible expense for your HSA or FSA, if they help to manage or prevent a medical condition.
Can you use FSA for dental?
You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.
Can I use FSA for glasses?
You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.
Can you use FSA on a gym membership?
So, can you use your HSA or FSA to pay for gym memberships or health club dues? The short answer is yes, but you need a Letter of Medical Necessity.
Can you use FSA for tampons?
Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.
Can I use FSA for Apple Watch?
Understanding What's Eligible and What's Not
While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.
Can you use FSA for YMCA membership?
Using HSA or FSA Dollars
If you have a health insurance plan with a Health Savings Account or you use a Flexible Savings Account, you may be able to use money from those accounts to pay for your YMCA membership!
Does FSA cover teeth whitening?
Dental care can certainly be a part of those expenses, but teeth whitening is not considered to be an FSA eligible expense. Because it's considered cosmetic in nature, teeth whitening will not be reimbursed with your FSA.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Can I buy an electric toothbrush with my FSA?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Is airfare FSA eligible?
Reimbursable expenses include car/rental car, bus, taxi, train, plane & ferry fares. Ambulatory services are also included. Parking and toll fees are also included.