Can I use FSA on shampoo?

Asked by: Flossie Feeney  |  Last update: February 10, 2025
Score: 4.1/5 (62 votes)

Only costs in excess of normal day to day general hygiene usage. Medicated shampoos (Over the Counter: Meds & Drugs) May be eligible if used to treat a specific medical condition. Rx required.

What hygiene products are FSA eligible for?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Can I buy deodorant with a FSA card?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either.

Can I use FSA for beauty products?

Anything elective or cosmetic isn't FSA eligible. If they can't (shouldn't) bill your insurance, it technically isn't eligible for FSA.

Can you buy toiletries with a FSA card?

Items and expenses that aren't FSA-eligible

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription)

How to Find The Best Clarifying Shampoos For YOUR Hair Type! (from a Certified Trichologist)

36 related questions found

Can I use my FSA for shampoo?

Only costs in excess of normal day to day general hygiene usage. Medicated shampoos (Over the Counter: Meds & Drugs) May be eligible if used to treat a specific medical condition.

What happens if I use my FSA incorrectly?

If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.

Can you buy chapstick with FSA?

Lip balm is typically FSA eligible if it contains a certain SPF, but plans can vary. It's important to confirm the specific requirements with your FSA provider.

Can you use FSA for hair?

Wigs. If you lost part or all of your hair due to a disease or medical treatment (such as radiation or chemotherapy), you can purchase a wig with your FSA. For a full list of FSA eligible expenses, see IRS Publication 502.

Are pee pads FSA eligible?

To be eligible for FSA coverage, incontinence supplies must be deemed medically necessary. This means that you'll need a healthcare provider's diagnosis confirming the need for these supplies to manage the symptoms of incontinence. Without the proper documentation from your doctor, reimbursement may not be possible.

Can I buy vitamins with FSA?

Vitamins and supplements bought over the counter for general health reasons are typically not a qualified medical expense under IRS rules. You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition.

Is a gym membership FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Can I buy bandaids with FSA?

Bandages are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Does FSA cover toothbrushes?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

Is mouthwash covered by FSA?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...

Can I buy makeup with FSA card?

Cleansers, face creams, moisturizers, toners, makeup removers, serums, and eye creams are not FSA eligible.

Can I buy sunscreen with FSA?

You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.

Can FSA pay for massage?

Massage Therapy may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with flexible spending accounts (FSA), health savings accounts (HSA) and health reimbursement arrangements (HRA).

Is Gatorade FSA eligible?

You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.

Can I use my FSA to buy a treadmill?

If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.

What is the biggest disadvantage of the FSAs?

While FSAs offer several benefits, they also have limitations. The 'use-it-or-lose-it' rule can lead to the loss of unspent funds. Additionally, there are restrictions regarding eligible expenses and contribution limits, which are determined by the IRS and can change annually.

Can you use FSA for glasses?

Can I use my FSA on all prescription eyewear? Yes, you can use it to buy prescription glasses, sunglasses and contact lenses all year round.

How do I not lose my FSA money?

To reduce your risk of losing money at the end of the benefit period, carefully estimate your expenses when choosing your annual election amount before enrolling in an FSA. Please also keep in mind that reimbursement for expenses is generally based on when an expense is incurred, not when it is paid.