Can I use FSA to pay for dental crown?

Asked by: Prof. Jo Hodkiewicz Sr.  |  Last update: September 4, 2023
Score: 4.8/5 (75 votes)

The basic rule is that anything that treats or prevents a dental disease is eligible for FSA coverage. This includes teeth cleaning, fillings, sealants, crowns, bonding, dentures, tooth extraction, inlays, onlays, and all diagnostic and preventative services.

Does FSA cover dental crowns?

You may already know that your HSA or FSA can be used for things like dental visits and crowns—but did you also know they can be used toward braces and other orthodontic work? It's true. FSAs and HSAs can help you get reimbursed for a wide variety of dental treatments for you and your family.

What dental expenses are covered by FSA?

Dental Expenses that can be Paid with FSA's
  • Teeth cleaning.
  • Root canals.
  • Dental fillings.
  • Dental sealants.
  • Crowns.
  • Bonding.
  • Dentures.
  • Tooth extractions.

Are dental crowns covered under HSA?

HSAs can help pay for a variety of dental services and orthodontic procedures. Here are some of the specific dental procedures your HSA can cover: Crowns and fillings.

Can you use FSA for dental fillings?

Most dental services are also covered, and this can be a godsend for folks with no insurance or high-deductible or preventive care only dental plans. Some of the dental treatments covered under FSA plans include: Fillings.

Using Your HSA Or FSA To Save Money On Orthodontic Treatment

29 related questions found

Are porcelain crowns FSA eligible?

The basic rule is that anything that treats or prevents a dental disease is eligible for FSA coverage. This includes teeth cleaning, fillings, sealants, crowns, bonding, dentures, tooth extraction, inlays, onlays, and all diagnostic and preventative services.

Can FSA money be used for Invisalign?

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for a root canal?

Flexible spending accounts (FSA) and health savings accounts (HSAs) provide tax advantages that can help you pay for dental costs your insurance may not cover. Eligible dental expenses include root canals, fillings, and dentures.

Will HSA pay for veneers?

Considering Whether You Can Use an FSA or HSA

Like dental insurance, neither HSA nor FSA accounts will cover the cost of dental veneers strictly for cosmetic purposes. However, these accounts will cover them if the veneers are medically necessary.

Does FSA cover dental deep cleaning?

Dental cleaning is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) and limited-purpose flexible spending account (LPFSA).

What medical expenses are not covered by FSA?

Ineligible Health Care Expenses
  • Any illegal treatment.
  • Baby-sitting fees to enable you to visit a doctor.
  • Cosmetic surgery improving the patient's appearance.
  • Dental bleaching or any other teeth whitening**
  • Domestic help fees (for services of a non-medical nature)
  • Ear piercing.
  • Early-pregnancy workshops.

Can I use FSA for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I use FSA for root canal?

Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.

What dental expenses are HSA eligible?

Dental treatment - Medical expenses for dental treatment are reimbursable. This includes fees paid to dentists for X-rays, models and molds, fillings, braces, extractions, dentures, dental implants and the difference in cost from insurance-approved restorations and alternative materials, etc.

Does FSA cover tooth extraction?

Tooth extraction is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA).

Can I use my HSA for dental implants?

Dental implants, if used for the treatment of a dental disease, are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts (LPFSA) if not used primarily for cosmetic reasons.

Can I pay for Invisalign with HSA?

Paying For Invisalign Using an FSA or HSA

You can also pay for Invisalign without insurance through an FSA or HSA. These two types of accounts are useful for many payment purposes, plus your employer may offer one of these coverage solutions.

Is Waterpik FSA eligible?

Waterpiks are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts with a Letter of Medical Necessity (LMN).

Why is toothpaste not covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Can I use FSA card for gas?

Fuel - Gas costs for travel to and from a medical care facility are eligible for reimbursement, however you'll need to keep a mileage log and provide receipts for your gas purchase when you submit a claim.

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Does FSA cover vitamins?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Can FSA pay for smile direct club?

SmileDirectClub accepts most major insurance coverage. You can also use HSA or FSA funds, and pay using CareCredit. Example cost savings*FSA or HSA funds can be used to pay for the remainder.

Can you use FSA to pay for wisdom teeth removal?

Wisdom tooth extraction is eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA). Wisdom tooth extraction is not eligible with a dependent care flexible spending account (DCFSA).