Can I use GoodRx card if I have insurance?
Asked by: Etha Gerhold | Last update: September 27, 2025Score: 4.1/5 (60 votes)
Can I use GoodRx even if I have insurance?
Yes, it works. You can either get a card or print out the coupons (reusable and never expire). However, whatever prescriptions you use GoodRx for will not count for your deductible if you have insurance (since you will use that program to get the price instead of your insurance).
Can you use a prescription discount card if you have insurance?
Downsides. Some can't be combined with insurance. You can't use a prescription discount card along with your insurance to save more money. That means any money you spend on prescriptions using a discount card won't be applied to your insurance deductible or out-of-pocket maximums.
Where is GoodRx not accepted?
GoodRx Gold is accepted at thousands of pharmacies across the country, including CVS, Rite Aid, Costco, VONS, Publix, and Albertsons. See the full list here. GoodRx Gold is currently not accepted at Rite-Aid, Sam's Club, Walgreens, or Walmart.
Can you use GoodRx if you have federal insurance?
Yes, patients can use GoodRx instead of federal- or state-funded programs. However, GoodRx cannot be used together with federal- or state-funded programs to lower the medication copay or coinsurance.
Is Good Rx Good?
Is it better to use insurance or GoodRx?
In many cases, GoodRx prices actually beat insurance prices (a copay or coinsurance charge). The good news is you can use GoodRx instead of insurance. Here's a guide to making the right call. Why GoodRx?
Can a pharmacy refuse to use GoodRx?
Are pharmacies required to accept GoodRx coupons? Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
Why do pharmacies not like GoodRx?
“Pharmacies hate GoodRx's system since they lose money from the potential profit, they would have made from cash paying customers and then also lose money when they pay a fee for selling to a patient who might have used their pharmacy anyway,” says Dr. Fein.
How many times can you use GoodRx for a prescription?
Do they expire? GoodRx coupons themselves do not expire; you are able to re-use the coupons as many times as you would like. However, we recommend you always obtain a new coupon from the website before refilling so you are receiving the most up to date price when you pick up your prescription.
Is GoodRx no longer accepted at CVS?
GoodRx is accepted at more than 70,000 pharmacies nationwide — including major chains like CVS, Rite Aid, Costco, VONS, and Albertsons!
What's the catch in using GoodRx?
“Keep in mind you cannot use GoodRx and insurance at the same time,” the company's website says. Using a GoodRx coupon means you're doing a “cash” payment for your medications. (In this context, paying “cash” means you're paying out of pocket — without insurance.)
Do I need a separate insurance card for prescriptions?
At the pharmacy, give your insurance card to the pharmacist so they'll know how to bill your insurance company. Depending on your plan, you might have a separate card for prescriptions. You'll usually have to pay part of the bill for your medicines.
Do pharmacy discount cards really work?
Although pharmacy discount cards can provide significant savings on certain medications if the card is used at chain pharmacies, they don't always offer the best price. If you have existing health insurance, the insured price for your medication may be cheaper than the "discounted" price offered by the discount card.
Can you use a prescription discount card with insurance?
No. Only use your prescription discount card to purchase non-covered medications.
How often does GoodRx beat insurance?
GoodRx Beats Insurance Copays 37% of the Time for Top Drugs. You have insurance, so you must be paying the lowest possible price for your prescription, right?
Can anyone use a GoodRx card?
Yes! You can use GoodRx whether you have or do not have insurance or Medicare. When GoodRx offers a better prescription price, use us instead.
Can I use my insurance and GoodRx at the same time?
However, GoodRx cannot be combined with your insurance or any federal or state-funded program such as Medicare or Medicaid. GoodRx is not insurance. If you choose to use a GoodRx coupon or your GoodRx Gold membership, it's important to ask the pharmacist not to run your prescription through your insurance or Medicare.
Why is GoodRx cheaper than insurance?
By using GoodRx in place of your insurance, you're paying for the cash price of a medication, rather than the insurance price. While a medication may be cheaper this way, the fact of the matter is you're still not using your insurance—which you already pay for.
Who pays when you use GoodRx?
When you use GoodRx to pay for a prescription, you are choosing to pay without insurance. But you can ask your insurer to reimburse you or to apply your purchase against your deductible. Here's how to apply a payment made with a GoodRx coupon to your insurance deductible.
What is the GoodRx scandal?
According to the FTC's complaint, GoodRx violated the FTC Act by sharing sensitive personal health information for years with advertising companies and platforms—contrary to its privacy promises—and failed to report these unauthorized disclosures as required by the Health Breach Notification Rule.
Can pharmacies refuse to accept GoodRx?
Participating pharmacies are contractually obligated to accept GoodRx coupons. If your pharmacist refuses to accept them, you can call GoodRx at (855) 268-2822.
What prescription card is better than GoodRx?
Is there anything better than GoodRx? The BuzzRx discount card is one of the best prescription discount cards available, especially for people who don't have health insurance or who don't have prescription drug coverage under their health insurance plans.
Can I use GoodRx if my insurance doesn't cover it?
GoodRx is available to everyone in the United States, Puerto Rico and the U.S. Virgin Islands. You can use GoodRx whether you have insurance, Medicare or no insurance coverage at all. GoodRx can be used for your pet medications, as well!
Did CVS stop taking GoodRx?
GoodRx partners with PBMs to negotiate discounts on medications, and Walgreens reportedly decided to end these agreements because the terms were no longer favorable for them. This is why pharmacies like CVS and Rite Aid, which have different agreements with PBMs, continue to accept GoodRx coupons.
Does Walmart not take GoodRx?
GoodRx discounts are still accepted at Walmart and Sam's Club. If you have issues using a GoodRx discount at a Walmart or Sam's Club, please have the pharmacist call 1-866-921-7286.