Can I use GoodRx even if I have Medicare Part D?
Asked by: Jaquan Durgan | Last update: February 4, 2025Score: 4.9/5 (35 votes)
Does GoodRx work with Medicare Part D?
While you can't use GoodRx and Medicare at the same time, you can opt to use GoodRx coupons instead of your coverage when you fill your prescriptions. Just let your pharmacist know you want to use a GoodRx coupon rather than your Medicare coverage.
Can you use GoodRx if you have government insurance?
Yes, patients can use GoodRx instead of federal- or state-funded programs. However, GoodRx cannot be used together with federal- or state-funded programs to lower the medication copay or coinsurance.
What pharmacies do not accept GoodRx?
GoodRx Gold is accepted at thousands of pharmacies across the country, including CVS, Rite Aid, Costco, VONS, Publix, and Albertsons. See the full list here. GoodRx Gold is currently not accepted at Rite-Aid, Sam's Club, Walgreens, or Walmart.
Why do pharmacies not like GoodRx?
“Pharmacies hate GoodRx's system since they lose money from the potential profit, they would have made from cash paying customers and then also lose money when they pay a fee for selling to a patient who might have used their pharmacy anyway,” says Dr. Fein.
GoodRX vs. Medicare Part D | Which Should You Get?
Can you use GoodRx if you have INS?
You can use a GoodRx discount instead of your prescription insurance or Medicare if the cost is lower. However, GoodRx cannot be combined with your insurance or any federal or state-funded program such as Medicare or Medicaid.
Can I use my insurance and GoodRx at the same time?
You can and should use a GoodRx discount instead of your health insurance or Medicare if the price is lower. Keep in mind that you cannot use GoodRx and insurance at the same time.
How much is Medicare Part D?
You can find some Part D plans much cheaper and others much more expensive than that average. And since 2024, some Medicare Part D plans have $0 premiums. Medicare Part D premiums range from $0 to $190.80 per month in 2025 for stand-alone plans.
Can I use GoodRx card if I have insurance?
Yes, you can use a discount even if you have insurance
But if you do have insurance, you can always use a GoodRx discount instead of insurance if the cost is lower. Coupons can't be used to lower a copay, but you can ask your pharmacist to: Apply a coupon.
What is a preferred pharmacy in Medicare Part D?
If your plan has “preferred in-network pharmacies,” they may save you money on your out-of-pocket drug costs (like a copayment or coinsurance) because they have agreed to charge less than other pharmacies in your plan's network.
Which is better GoodRx or Cost Plus drugs?
We demonstrate that while use of either GoodRx or CostPlus allows for significant savings, CostPlus offers significantly higher rates of saving, even when isolating the lowest prices from GoodRx.
What Medicare Part D does not cover?
- Drugs used to treat anorexia, weight loss, or weight gain. ...
- Fertility drugs.
- Drugs used for cosmetic purposes or hair growth. ...
- Drugs that are only for the relief of cold or cough symptoms.
- Drugs used to treat erectile dysfunction.
Can people over 65 use GoodRx?
Yes, You Can Use GoodRx If You Have Medicare - GoodRx.
Can you use a discount card with Medicare Part D?
Some manufacturers and pharmaceutical companies may offer discount coupons on drugs. However, a law known as the Anti-Kickback Statute makes it illegal for people enrolled in Medicare to use manufacturer coupons or other drug discounts along with their drug plan.
Why can't I access GoodRx?
You will need to call your cell phone provider (e.g. Verizon, T-mobile, ATT, etc) and ask them to unblock 3rd party messaging providers. Not sure if your service provider is blocking our access? You can try investigating by sending the standard opt-in text message (HELP / START) to the GoodRx short code line (466379).
Is it worth getting Medicare Part D?
No, Medicare Part D isn't a requirement. However, many people find that enrolling in a Part D plan is worth the investment. Your health can be unpredictable, so while you may not need many (or any) prescription drugs now, you may need them in the future.
What is the $2000 limit for Medicare Part D?
Thanks to the Inflation Reduction Act, in 2025 annual out-of-pocket costs will be capped at $2,000 for people with Medicare Part D.
What happens if I refuse Medicare Part D?
If you don't sign up for a Part D plan when you are first eligible to do so, and you decide later you want to sign up, you will be required to pay a late enrollment penalty equal to 1% of the national average premium amount for every month you didn't have coverage as good as the standard Part D benefit.
Is GoodRx better than Medicare Part D?
GoodRx cash prices are not always cheaper than Medicare Part D copays, but they can be. GoodRx is a great resource for finding the most affordable price on many prescriptions. It is especially helpful if you have just been prescribed a new medication or your plan has changed its pricing.
What's the catch in using GoodRx?
“Keep in mind you cannot use GoodRx and insurance at the same time,” the company's website says. Using a GoodRx coupon means you're doing a “cash” payment for your medications. (In this context, paying “cash” means you're paying out of pocket — without insurance.)
Do pharmacists actually accept GoodRx?
Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
Who pays when you use GoodRx?
When you use a GoodRx coupon or discount, you're choosing to pay the cash price rather than the insurance price for your medication. Payments with GoodRx are considered “out-of-network” expenses. Some insurers may reimburse you for this cost or apply your payment against your deductible.
How many times can I use GoodRx for the same prescription?
GoodRx coupons themselves do not expire; you are able to re-use the coupons as many times as you would like.
Does Walmart take GoodRx?
GoodRx discounts are still accepted at Walmart and Sam's Club. If you have issues using a GoodRx discount at a Walmart or Sam's Club, please have the pharmacist call 1-866-921-7286.