Can I use GoodRx instead of my insurance?
Asked by: Ulises Waters | Last update: April 26, 2025Score: 4.5/5 (12 votes)
Can I use GoodRx Care without insurance?
GoodRx Care: Affordable Online Telehealth Treatments & Prescription. How can we help you today?Online visits start at just $19 with a Gold membership.* No insurance required.
Why do pharmacies not like GoodRx?
Because this is known scam for drug abusers to get controlled substances at a lower price and sell them later on. More importantly goodrx in general is a scam. They take an estimated cost and simply mark it down. They pocket a part of switch fees that pharmacy pays. So overall on many drugs the pharmacy takes a hit.
Does GoodRx count as insurance?
GoodRx is not insurance.
How is GoodRx cheaper than insurance?
GoodRx simply steps in to act like an insurer to negotiate rates, allowing the pharmacy to offer a discount that still makes some money. GoodRx still won't make branded drugs very cheap because the maker has a monopoly and there's no competition.
How to Use GoodRx With Your Health Insurance
Can you use a GoodRx coupon instead of insurance?
Can I use GoodRx instead of insurance? You can and should use a GoodRx discount instead of your health insurance or Medicare if the price is lower. Keep in mind that you cannot use GoodRx and insurance at the same time.
What is the disadvantage of GoodRx?
Predictability. GoodRx's prices “fluctuate frequently — daily, weekly or monthly” the company's website says. So it might be hard to predict what you'll pay and where you'll have to go for your medications from month to month.
Can I use GoodRx card if I have insurance?
Yes, you can use a discount even if you have insurance
But if you do have insurance, you can always use a GoodRx discount instead of insurance if the cost is lower. Coupons can't be used to lower a copay, but you can ask your pharmacist to: Apply a coupon.
Can a pharmacy refuse to use GoodRx?
Are pharmacies required to accept GoodRx coupons? Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
How many times can you use GoodRx for a prescription?
Do they expire? GoodRx coupons themselves do not expire; you are able to re-use the coupons as many times as you would like. However, we recommend you always obtain a new coupon from the website before refilling so you are receiving the most up to date price when you pick up your prescription.
What is the GoodRx scandal?
According to the FTC's complaint, GoodRx violated the FTC Act by sharing sensitive personal health information for years with advertising companies and platforms—contrary to its privacy promises—and failed to report these unauthorized disclosures as required by the Health Breach Notification Rule.
Who stopped accepting GoodRx?
But throughout much of 2022, GoodRx was embroiled in a dispute with Kroger. The dispute became public in the spring of that year when Kroger suddenly stopped accepting GoodRx discounts.
How does GoodRx make money without insurance?
Coupons and Partnerships: GoodRx derives a substantial portion of its revenue from their coupon services. By providing users with coupons that offer discounts on medications, GoodRx encourages consumers to fill their prescriptions at partner pharmacies.
How to get a prescription without insurance?
Apply for state drug assistance programs by contacting your local state insurance commissioner's office. You can find a link to state specific medication programs on your state webpage. Drug replacement programs may be available to assist you by providing medications directly to your physician's office for your use.
Can I use GoodRx without seeing a doctor?
Yes, all GoodRx Gold Home Delivery orders require a valid prescription. If you don't have a valid prescription, we can help! GoodRx Care offers telehealth services with board-certified doctors. Visits start at just $19 with no insurance needed, and are backed by a 100% satisfaction guarantee.
Can I use GoodRx instead of my Medicare?
GoodRx can't be used in combination with Medicare, but it can be used in place of Medicare. You may want to consider using GoodRx instead of Medicare when Medicare doesn't cover your medication, when you won't reach your annual deductible, or when you're in the coverage gap phase (“donut hole”) of your Medicare plan.
What's the catch in using GoodRx?
Using GoodRx means paying out of pocket, without insurance. The cost doesn't count toward your deductible. The company was also penalized by the Federal Trade Commission for sharing users' sensitive health information without permission. And using it isn't always simple.
Is GoodRx no longer accepted at CVS?
GoodRx is accepted at more than 70,000 pharmacies nationwide — including major chains like CVS, Rite Aid, Costco, VONS, and Albertsons!
Why don't pharmacies like GoodRx?
“Pharmacies hate GoodRx's system since they lose money from the potential profit, they would have made from cash paying customers and then also lose money when they pay a fee for selling to a patient who might have used their pharmacy anyway,” says Dr. Fein.
Can I use my insurance and GoodRx at the same time?
The company is unique because anyone can use it, regardless of whether they have health insurance. But you can't use your insurance and GoodRx at the same time. If the cash price from GoodRx is more than your copay or the pharmacy's price, using the coupon doesn't make sense.
How to use GoodRx without insurance?
Simply use the GoodRx website or mobile app* to search for your prescriptions and then use the free coupons at your local pharmacy to save. It's that simple! We do offer a paid membership program, GoodRx Gold, that does require a sign up. You can try GoodRx Gold free for one month with no obligation.
Can you use GoodRx if your insurance doesn t cover a medication?
When the GoodRx price is better than their copay, patients can use GoodRx instead of their insurance. If expensive generic or brand-name medications are not covered by insurance, patients might find a more affordable cash price using GoodRx.
What is the GoodRx controversy?
The telehealth and prescription drug discount provider, GoodRx, recently agreed to pay $25 million to settle class action claims originating from the company's unauthorized disclosure of consumers' personal health information, according to recent filings with the U.S. District Court for the Northern District of ...
Can a pharmacy reject GoodRx?
Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
Who is cheaper than GoodRx?
Bottom Line. SingleCare and GoodRx make prescription drug prices more affordable for consumers. Both companies have identical aims, but SingleCare generally offers lower pricing and free delivery.