Can I use GoodRx with insurance?
Asked by: Osborne Ortiz | Last update: November 18, 2025Score: 4.2/5 (65 votes)
Can I use GoodRx even if I have insurance?
But their website does state that ``Yes! Anyone can use GoodRx, regardless of whether they have insurance or not--and this is true if you have commercial insurance, Medicare, Medicaid, or any other type of insurance.
Where is GoodRx not accepted?
GoodRx Gold is accepted at thousands of pharmacies across the country, including CVS, Rite Aid, Costco, VONS, Publix, and Albertsons. See the full list here. GoodRx Gold is currently not accepted at Rite-Aid, Sam's Club, Walgreens, or Walmart.
Can I use an RX discount card with insurance?
No. Only use your prescription discount card to purchase non-covered medications.
How often does GoodRx beat insurance?
GoodRx Beats Insurance Copays 37% of the Time for Top Drugs. You have insurance, so you must be paying the lowest possible price for your prescription, right?
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Can you stack GoodRx and insurance?
You can and should use a GoodRx discount instead of your health insurance or Medicare if the price is lower. Keep in mind that you cannot use GoodRx and insurance at the same time.
Is it better to use insurance or GoodRx?
GoodRx coupons can provide better discounts than your insurance co-pays and negotiated prices. However, you can't use GoodRx and insurance together. Instead, you choose whichever gives you a better deal.
What's the catch in using GoodRx?
“Keep in mind you cannot use GoodRx and insurance at the same time,” the company's website says. Using a GoodRx coupon means you're doing a “cash” payment for your medications. (In this context, paying “cash” means you're paying out of pocket — without insurance.)
Which is better, GoodRx or SingleCare?
Bottom Line. SingleCare and GoodRx make prescription drug prices more affordable for consumers. Both companies have identical aims, but SingleCare generally offers lower pricing and free delivery. The tradeoff is the extra features GoodRx offers in its paid plans and affordable telehealth appointments.
Can I use any pharmacy with my insurance?
Yes and no. You can fill a prescription at any pharmacy you want. If you want to use your insurance, you'll have to go to a pharmacy that's contracted with the insurance company. Otherwise, the insurance won't pay.
Why do pharmacies not like GoodRx?
“Pharmacies hate GoodRx's system since they lose money from the potential profit, they would have made from cash paying customers and then also lose money when they pay a fee for selling to a patient who might have used their pharmacy anyway,” says Dr. Fein.
Do pharmacists actually accept GoodRx?
Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
How many times can I use GoodRx for the same prescription?
GoodRx coupons represent prices provided by PBMs. Unlike manufacturer copay cards, GoodRx coupons have no eligibility requirements, no activation step, and no restrictions on how many times the coupon can be used.
Can I use GoodRx if I'm in the donut hole?
Key takeaways:
You may want to consider using GoodRx instead of Medicare when Medicare doesn't cover your medication, when you won't reach your annual deductible, or when you're in the coverage gap phase (“donut hole”) of your Medicare plan.
Does Costco take GoodRx?
GoodRx is accepted at more than 70,000 pharmacies nationwide — including major chains like CVS, Rite Aid, Costco, VONS, and Albertsons!
Why is my copay so high for prescriptions?
If your drug is on a higher tier, your copay or coinsurance will likely be higher. If you don't already know your copay or coinsurance for your prescription, you can often use your insurance's web portal to look up what you will pay — or you can give them a call to get an estimate.
How much does SingleCare cost per month?
SingleCare is a free-to-use prescription discount service. We negotiate low prices with pharmacies so you can afford the medications you need.
Can GoodRx be used on top of insurance?
However, GoodRx cannot be combined with your insurance or any federal or state-funded program such as Medicare or Medicaid. GoodRx is not insurance. If you choose to use a GoodRx coupon or your GoodRx Gold membership, it's important to ask the pharmacist not to run your prescription through your insurance or Medicare.
Can I use SingleCare if I have insurance?
The SingleCare Prescription Discount Card is a free card, available to anyone, that helps save money on costly prescriptions. The card can be used by anyone at any participating pharmacy in the United States. It can be used in conjunction with insurance, or on its own.
Is Walgreens not accepting GoodRx?
GoodRx is accepted at virtually every one of the 70,000+ retail pharmacies in the United States, Puerto Rico, and the U.S. Virgin Islands — including major chains like CVS, Walgreens, Kroger, Rite Aid, Costco, Walmart and many more!
Who pays when you use GoodRx?
When you use GoodRx to pay for a prescription, you are choosing to pay without insurance. But you can ask your insurer to reimburse you or to apply your purchase against your deductible. Here's how to apply a payment made with a GoodRx coupon to your insurance deductible.
What is the monthly fee for GoodRx?
GoodRx Gold costs $9.99 per month for individuals and $19.99 per month for families. With this subscription, you gain access to better savings of up to 90 percent. Whether you go with the free GoodRx card or a paid plan, GoodRx can help you save hundreds of dollars per year on your out-of-pocket prescription costs.
Can I combine GoodRx with insurance?
It's free, simple and secure. You cannot use GoodRx with health insurance. However, some insurance plans will reimburse you for GoodRx purchases or count them toward your deductible. GoodRx connects consumers to affordable prescription and over-the-counter drugs.
What is an insurance donut hole?
The donut hole was a temporary limit on what the drug plan would cover for drugs.
Why do pharmacies have to accept GoodRx?
PBMs typically require pharmacies to accept discount cards to remain in the PBM's pharmacy network. That's why a consumer without insurance saves money by having access to a PBM's network rate, which is lower than the cash price. GoodRx provides a convenient and user-friendly interface for finding these PBM rates.