Can I use GoodRx without insurance?
Asked by: Torrance Thompson | Last update: August 6, 2025Score: 4.5/5 (39 votes)
Can you only use GoodRx if you don't have insurance?
You can use GoodRx whether you have insurance or not. There are also a number of other ways to save on medications and vaccinations. Patient assistance programs (PAPs) help people who don't have insurance or are underinsured to afford medications.
How much is GoodRx without insurance?
GoodRx Gold costs $9.99 per month for individuals and $19.99 per month for families. With this subscription, you gain access to better savings of up to 90 percent. Whether you go with the free GoodRx card or a paid plan, GoodRx can help you save hundreds of dollars per year on your out-of-pocket prescription costs.
Do you need a prescription plan to use GoodRx?
Yes, all GoodRx Gold Home Delivery orders require a valid prescription. If you don't have a valid prescription, we can help! GoodRx Care offers telehealth services with board-certified doctors. Visits start at just $19 with no insurance needed, and are backed by a 100% satisfaction guarantee.
Can a pharmacy reject GoodRx?
Are pharmacies required to accept GoodRx coupons? Participating pharmacies are required to accept GoodRx through contracts with their pharmacy benefit managers (PBMs). An exception is for controlled medications. Accepting a GoodRx coupon for a controlled medication is always at the discretion of the pharmacist.
What To Do When Your Insurance Doesn't Cover Your Prescription | Health Insurance 101 | GoodRx
Why do pharmacies not like GoodRx?
“Pharmacies hate GoodRx's system since they lose money from the potential profit, they would have made from cash paying customers and then also lose money when they pay a fee for selling to a patient who might have used their pharmacy anyway,” says Dr. Fein.
What is the disadvantage of GoodRx?
Predictability. GoodRx's prices “fluctuate frequently — daily, weekly or monthly” the company's website says. So it might be hard to predict what you'll pay and where you'll have to go for your medications from month to month.
What's the catch in using GoodRx?
Keep in mind that you cannot use GoodRx and insurance at the same time. However, you can use GoodRx instead of insurance or government-funded programs, such as Medicare or Medicaid, to pay for your prescription medications. GoodRx is not insurance.
How many times can you use GoodRx for a prescription?
Do they expire? GoodRx coupons themselves do not expire; you are able to re-use the coupons as many times as you would like. However, we recommend you always obtain a new coupon from the website before refilling so you are receiving the most up to date price when you pick up your prescription.
Can I use GoodRx if I'm in the donut hole?
Key takeaways:
You may want to consider using GoodRx instead of Medicare when Medicare doesn't cover your medication, when you won't reach your annual deductible, or when you're in the coverage gap phase (“donut hole”) of your Medicare plan.
Why is GoodRx charging me $9.99 a month?
Unless you have a discounted Membership Fee, you will be charged $9.99 for the Individual Membership or $19.99 for the Family Membership for each monthly Membership Cycle, or $89 for the Individual Membership and $179 for the Family Membership for each annual Membership Cycle prior to or at the beginning of each ...
Who is cheaper than GoodRx?
Bottom Line. SingleCare and GoodRx make prescription drug prices more affordable for consumers. Both companies have identical aims, but SingleCare generally offers lower pricing and free delivery.
How to get a prescription without insurance?
Apply for state drug assistance programs by contacting your local state insurance commissioner's office. You can find a link to state specific medication programs on your state webpage. Drug replacement programs may be available to assist you by providing medications directly to your physician's office for your use.
Will using GoodRx affect my insurance?
It depends. Paying with a GoodRx coupon is considered an “out-of-network” purchase, and it's up to the insurance company to decide if they'll pay you back—or whether they'll count it towards your deductible.
Does Walmart take GoodRx?
GoodRx discounts are still accepted at Walmart and Sam's Club. If you have issues using a GoodRx discount at a Walmart or Sam's Club, please have the pharmacist call 1-866-921-7286.
Can you use someone else's GoodRx?
The Member ID listed on a GoodRx discount card or coupon is not assigned to any specific person. Each card and coupon will have separate member IDs and code information. The pharmacist enters this information into the pharmacy's system in order to apply the appropriate discount.
How does GoodRx work without insurance?
There are no fees and zero obligations. Simply use the GoodRx website or mobile app* to search for your prescriptions and then use the free coupons at your local pharmacy to save. It's that simple! We do offer a paid membership program, GoodRx Gold, that does require a sign up.
Can pharmacies refuse GoodRx?
Participating pharmacies are contractually obligated to accept GoodRx coupons. If your pharmacist refuses to accept them, you can call GoodRx at (855) 268-2822.
How often does GoodRx beat insurance?
GoodRx Beats Insurance Copays 37% of the Time for Top Drugs. You have insurance, so you must be paying the lowest possible price for your prescription, right?
Why are pharmacies dropping GoodRx?
Three independent pharmacies have filed separate lawsuits accusing GoodRx, which markets a prescription drug discount card, of conspiring with several pharmacy benefit managers to fix reimbursement fees, the latest skirmish over the opaque pharmaceutical supply chain in the U.S.
Does Costco accept GoodRx?
GoodRx is accepted at more than 70,000 pharmacies nationwide — including major chains like CVS, Rite Aid, Costco, VONS, and Albertsons!
Why not to use GoodRx?
But earlier this year, GoodRx was penalized by the Federal Trade Commission, or FTC, for disclosing patients' personal health information without their consent. And using GoodRx's discounts isn't always easy or predictable.
What is the GoodRx controversy?
The telehealth and prescription drug discount provider, GoodRx, recently agreed to pay $25 million to settle class action claims originating from the company's unauthorized disclosure of consumers' personal health information, according to recent filings with the U.S. District Court for the Northern District of ...
Is it hard to cancel GoodRx?
If you would like to close your GoodRx account, you can do so by logging into your account and visiting your account settings page.