Can I use HSA for baby products?
Asked by: Dallin Braun MD | Last update: December 19, 2025Score: 4.1/5 (10 votes)
Can you use HSA for baby supplies?
I know I'm late to the party here, but you can likely use your HSA to purchase non prescription, HSA eligible items for your girlfriend and baby. Things like a breast pump and the associated accessories, pelvic support garments, prenatal vitamins, and other items.
Can I use a HSA card for diapers?
Does FSA / HSA Cover Pediatric Diapers? Unfortunately, pediatric diapers like Pampers don't qualify as eligible expenses through an FSA or HSA.
Can I use my HSA card to buy baby formula?
Infant Formula: HSA Eligibility
Infant formula is typically not eligible for reimbursement with flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).
Can I use HSA for baby car seat?
Are car seats FSA/HSA eligible? Car seats are not typically eligible for HSA or FSA reimbursement.
How To Use Your FSA & HSA on AMAZON (Easy)
Can you use HSA for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can I use HSA for baby sitting?
However, babysitting, child care and nursing services for a healthy baby do not qualify as medical care, but may be covered under a dependent care flexible spending account (DCFSA) if specific requirements are met, including that the guardian(s) are enabled to be gainfully employed during the time a qualifying child is ...
Is the Apple Watch HSA eligible?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can I use my HSA to buy a baby monitor?
In general, basic audio or video-only monitors do not qualify for HSA, as they aren't directly related to health monitoring. The IRS defines eligible expenses as those necessary to diagnose, treat, or prevent a medical condition, and traditional baby monitors do not typically fall under these categories.
Is baby lotion covered by HSA?
Lotions and creams
Parents can use their HSA to purchase lotions, ointments, and creams to alleviate baby skin conditions like diaper rash, eczema, and dry skin.
Are baby bottles HSA eligible?
Baby bottles reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can I use HSA for tampons?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible.
Is potty training HSA eligible?
Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs): These accounts allow you to pay for potty training consultations directly. Individualized Education Programs (IEPs) or 504 plans: If your child's potty training struggles impact their education, these plans may cover professional help.
Can you use HSA for Pampers?
As previously mentioned, diapers are not considered qualified medical expenses under the current IRS guidelines. Therefore, attempting to use HSA funds for diapers may result in penalties or tax liabilities.
Are swaddles HSA eligible?
While Nanit provides a high number of HSA/FSA eligible products, of our Sleep Wear offerings, only our Breathing Wear is covered by these accounts. Non-Breathing Wear Sleep Wear (PJs, sleep sacks, swaddles) isn't considered a medical or wellness item.
Can you buy vitamins with HSA?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.
Can you use HSA for formula?
Infant formula is typically not eligible for reimbursement with flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).
Can you use HSA to purchase sperm?
IVF, including egg and sperm storage, is potentially considered an eligible medical expense. Fees for temporary storage qualify, but only to the extent necessary for immediate conception.
Are nursing pillows HSA eligible?
For our customers in the United States, the bbhugme Nursing Pillow is considered “breastfeeding/nursing supplies”, making it eligible for reimbursement with a flexible spending account (FSA), a health savings account (HSA) or a health reimbursement arrangement (HRA), depending on your insurance provider plan.
Can an HSA pay for a gym membership?
Gym memberships are generally not considered qualified medical expenses under IRS guidelines. While physical fitness is important, gym memberships are typically viewed as personal or recreational expenses rather than a medical necessity. So using HSA funds for them could result in taxes and penalties.
Can I buy Gatorade with HSA?
You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.
Can you pay for Peloton with HSA?
The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.
Can you buy baby lotion with HSA?
Baby HSA/FSA Products
A couple things to note about the below products: only health tracking monitors are HSA/FSA-eligible (not regular baby monitors), and only eczema lotions are eligible (not regular lotions).
What happens to unused HSA funds?
Unlike many flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs), unused HSA funds automatically carry over to the following year. Even if your employer provided the account and made contributions, the account belongs to you — so any remaining funds are carried over every year.
Can I use HSA for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.