Can I use HSA for cold plunge?

Asked by: Jayden Herman  |  Last update: October 17, 2025
Score: 4.2/5 (2 votes)

BlueCube Cold Plunge Tubs are Now HSA Approved! If you have HSA/FSA money earmarked for your health, now is your chance to elevate your health routine and experience peak wellness every day. To access your HSA funds for your BlueCube purchase, follow these 4 easy steps: Checkout with your normal payment method.

Can I use my HSA for cryotherapy?

Is Cryotherapy a Qualified Medical Expense? The short answer is yes - we take HSA/FSA payments at Ultra Cryo & Recovery. The long answer is navigating the eligibility criteria for utilizing your HSA or FSA benefits for cryotherapy involves understanding the IRS's definition of "qualified medical expenses."

Is hydration therapy covered by HSA?

The answer is yes, you can use your HSA funds to pay for IV therapy, given that the treatment is considered a qualified medical expense.

Can you use HSA to pay for a sauna?

The key to using your HSA/FSA funds for a sauna purchase is obtaining a letter of medical necessity (LMN). This letter justifies your sauna as a necessary medical expense for treating or alleviating a specific condition.

Are water chillers HSA eligible?

Yes, our IcePod and water chiller are eligible for HSA/FSA purchases as cold water therapy falls under the category of "Hydrotherapy." To make the process seamless, we've partnered with TrueMed and here's a simple guide: Add the products you wish to purchase to your cart and proceed to checkout.

Cold Plunges Are NOT Recommended | Doctor Mike

40 related questions found

Can I use my HSA on a cold plunge?

BlueCube Cold Plunge Tubs are Now HSA Approved! If you have HSA/FSA money earmarked for your health, now is your chance to elevate your health routine and experience peak wellness every day. To access your HSA funds for your BlueCube purchase, follow these 4 easy steps: Checkout with your normal payment method.

Can I use my HSA to buy a Waterpik?

If a dentist has diagnosed a medical condition and recommended a Waterpik™ Water Flosser or a Waterpik™ Sonic-Fusion™ as treatment or mitigation for the medical condition, under IRS guidelines it should qualify for reimbursement through an FSA/HRA and for tax-preferred treatment for an HSA.

Can I put my gym membership on my HSA?

Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.

Can I pay for a massage with my HSA card?

Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.

Can I use my HSA for a humidifier?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can you use HSA to pay for skincare?

This means that any skin care costs that count towards your deductible, such as prescription medications or dermatologist visits, can be paid for using HSA funds.

Is deodorant HSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are electrolyte drinks HSA eligible?

Electrolyte replacements for the prevention or treatment of dehydration that do not contain added supplements are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I use my HSA for CoolSculpting?

A lot of our clients use their Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) to help pay for medical procedures like CoolSculpting. However, many insurance providers will not pay for the procedures directly. You'll need to follow up with your specific provider for more direction.

What happens to unused HSA funds?

Unlike many flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs), unused HSA funds automatically carry over to the following year. Even if your employer provided the account and made contributions, the account belongs to you — so any remaining funds are carried over every year.

Can you use HSA for vitamins?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.

Does HSA pay for Botox?

Can you use HSA funds to pay for Botox? If you're using Botox for cosmetic purposes like reducing wrinkles or fine lines, it's not considered an HSA-eligible expense. However, Botox may be HSA eligible if it's used to treat a medical condition like chronic migraines, severe muscle spasms, or overactive bladder.

Can HSA pay for chiropractic?

HSAs can be used for large and small qualified medical expenses. You can use your HSA for ongoing medical services and treatments, like chiropractic care, acupuncture, or physical exams. Medical copays, deductibles, and coinsurance can also be covered under an HSA.

Can I use HSA for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

Can you use HSA for cold plunge?

However, to use HSA/FSA funds to purchase a cold plunge, you'll need a Letter of Medical Necessity (LMN). This letter serves as proof that your cold plunge purchase is a necessary medical expense, prescribed to treat or alleviate a specific condition.

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I use HSA for Invisalign?

Many patients are surprised to learn that you can use your Flexible Spending Account (FSA) or Health Spending Account (HSA) to pay for orthodontic treatment, including braces and Invisalign, for children and adults, which makes this the “most wonderful time of the year” to get started on your dream smile.

Does HSA cover an electric toothbrush?

Brush-Up on FSAs and HSAs

However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”

Is sunscreen HSA eligible?

Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.

Is mouthwash an HSA item?

Currently, FSAs and HSAs cover dental expenses, such as x-rays, tooth extractions, fillings, dentures, caps, crowns, implants and fluoride treatments. However, everyday preventable over-the-counter products have been excluded from these tax-advantaged accounts.