Can I use HSA on sunglasses?

Asked by: Zita Johnson  |  Last update: September 15, 2025
Score: 4.2/5 (21 votes)

Yes, You Can Use Your FSA or HSA to Buy Sunglasses — Here's How. Key takeaways: Sunglasses with UV protection have health benefits, such as guarding your eyes against UV rays and reducing the symptoms of cataracts.

Does an HSA cover sunglasses?

While most non-prescription eyewear is not HSA-eligible, HSA plans do cover sunglasses if they are medically necessary. For example, non-prescription reading sunglasses are HSA-eligible because they improve your near vision.

Can I use my HSA to buy blue light glasses?

Some items, like blue-light glasses, may be FSA or HSA eligible if your plan administrator allows it. However, you may need a letter of medical necessity to get this expense approved.

Can you use HSA card for pair eyewear?

You can use your HSA or FSA card to purchase or pay for it out-of-pocket and be reimbursed. Pair Eyewear has partnered with Flex to make paying with your HSA or FSA a seamless part of the checkout. Unless you're Steve Jobs, you don't wear the same thing every day.

What are HSA glasses?

Flexible Spending Account (FSA) and Health Savings Account (HSA) are tax-advantaged accounts that allow you to save money for qualified health expenses, including eyewear. These accounts can significantly reduce your out-of-pocket costs for prescription glasses and contact lenses.

Can You Use HSA/FSA Funds on Prescription Eyewear? | SportRx

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Can HSA pay for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Can I use my HSA at LensCrafters?

Buying with insurance

Paying with vision insurance and FSA/HSA benefits offers flexibility to buy prescription eyeglasses, sunglasses, contact lenses and book eye exams. Log in to automatically access your in-network insurance benefits or if out-of-network, we have reimbursement forms you can submit to your carrier.

Can I use my HSA for eye?

Yes! You can use your FSA or HSA to cover the cost of an eye exam. Not only can you use it to cover the cost of an eye exam for yourself, but also eligible spouses and dependents (kids).

Does Target Optical accept HSA?

Using your insurance online and in store is easy!

Save up to 80% on your favorite frames by using your vision insurance, HSA, and FSA benefits. You can also apply your benefits to contact lenses and eye exams.

Can I use my HSA at Visionworks?

You may also have a health savings account (HSA), which you can use for eye care as well. Here's a brief overview of each type of vision benefit and tax-exempt account.

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Is deodorant HSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are toothbrushes HSA eligible?

Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.

Are gym memberships FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Does HSA roll over?

Unspent HSA funds roll over from year to year. You can hold and add to the tax-free savings to pay for medical care later. HSAs may earn interest that can't be taxed. You generally can't use HSA funds to pay premiums.

Can I use my HSA for sunscreen?

Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.

Can you use HSA at Walmart?

Using HSA Funds at Walmart

Walmart fully understands and supports the use of HSA funds. The retailer makes it easy to shop for qualified items directly from the website. A dedicated HSA section lists all of the items that qualify for reimbursements.

Is an HSA or FSA better?

Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.

Can I use my HSA card at CVS?

Shop our expanded assortment of items available for purchase with HSA/FSA dollars.

Can I claim sunglasses on HSA?

Yes. You can use your HSA to purchase sunglasses if you receive a prescription from a doctor. An HSA is paired with a high-deductible health plan (HDHP). This has a minimum annual deductible for an individual or family.

Can I buy vitamins with HSA?

In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.

Can HSA be used for massage?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Are sunglasses FSA eligible?

You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.

Can I use my HSA on pair eyewear?

Can you purchase Pair Eyewear with your HSA or FSA? Yes! Prescription eyeglasses and prescription sunglasses, including those offered by Pair Eyewear, are considered eligible expenses for your HSA and FSA. Reading glasses, prescription lenses, frames, and lens enhancements are also HSA and FSA eligible.

Does vision insurance cover sunglasses?

Most vision insurance plans provide coverage for prescription sunglasses. Generally, vision coverage is limited to products that help correct your eyesight. But some plans might also offer discounts for non-prescription sunglasses from in-network healthcare providers.