Can I use HSA on toothpaste?
Asked by: Olen Vandervort | Last update: August 20, 2025Score: 4.7/5 (25 votes)
Can you use HSA for toiletries?
Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can I use my HSA to buy a toothbrush?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Can I use my HSA for hygiene products?
Menstrual care/feminine hygiene products are now reimbursable. Over-the-counter drugs no longer require a prescription to be reimbursed.
Can I use my HSA for dental supplies?
BY Carly Plemons Published on February 01, 2024
Yes, you can use an HSA (Health Savings Account) or FSA (Flexible Spending Account) for dental expenses. These accounts can help you save money on dental care, and in this guide, we'll explain how they work and what dental expenses are eligible.
Understanding Dental Insurance & HSA Funds
Can HSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
What dental expenses are not HSA eligible?
For instance, cosmetic dental procedures such as teeth whitening or veneers are generally not covered by HSAs or medical FSAs.
Can HSA be used for toothpaste?
What common healthcare expenses are not HSA-eligible? Preventive care that is not prescribed by a healthcare professional is not always HSA-eligible. Some examples of common healthcare expenses that fall into this category are: Personal hygiene items, such as toothpaste and deodorant.
Is ChapStick HSA eligible?
You can use your health savings account (HSA) to purchase OTC products including ChapStick® without a prescription.
Can you buy laundry soap with HSA?
Soap is considered a personal use product and is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can I buy vitamins with HSA?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition.
Can HSA be used for eyeglasses?
Both FSA and HSA pre-tax health accounts can be used to pay for prescription glasses, contact lenses, eye exams and more. Eyewear that corrects your vision is considered a medical product, which means you can use your health plans to help cover the cost.
Can I use HSA on mouthwash?
Currently, FSAs and HSAs cover dental expenses, such as x-rays, tooth extractions, fillings, dentures, caps, crowns, implants and fluoride treatments. However, everyday preventable over-the-counter products have been excluded from these tax-advantaged accounts.
Can I buy bandaids with HSA?
Bandages are over-the-counter (OTC) items that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Are massages HSA eligible?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can I buy skincare with HSA?
Many skincare products that address specific medical conditions, such as acne, eczema, rosacea, or sun protection, may qualify for reimbursement through FHA or HSA. With the right products, you can enhance your skincare routine and improve your overall well-being—all while staying within your healthcare budget.
Can HSA buy deodorant?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you use HSA for lube?
Lubricants may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Can I buy sunscreen with HSA?
Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
Is the Apple Watch HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can I buy tampons with HSA?
Yes! Thanks to the CARES Act, tampons are now considered a “medical expense.” That means you can use pre-tax income to pay for them through your HSA. More questions about tampons?
Can I use HSA for a water filter?
Did you know you could use that to buy a water filter? 🗓️ Use up your funds before the end of the year! HSA/FSA eligibility means that BOROUX is recognized as a medical necessity. 🔑 Makes sense to us that hydration is a key component of a healthy lifestyle!
What if I accidentally used my HSA card for groceries?
If you catch the transaction early enough, you might even be able to contact the retailer and ask them to reverse the charge and fill it on a new card. If you bought something in person, you can also return it to the store and then buy it again with a different card.
Is a gym membership HSA eligible?
Gym memberships are generally not considered qualified medical expenses under IRS guidelines. While physical fitness is important, gym memberships are typically viewed as personal or recreational expenses rather than a medical necessity. So using HSA funds for them could result in taxes and penalties.
Are vitamins HSA eligible?
Most vitamins and supplements are not eligible with an FSA or HSA because the IRS considers them for general good health.