Can I use HSA to buy Claritin?
Asked by: Lucinda Stoltenberg | Last update: November 22, 2025Score: 4.8/5 (24 votes)
Can I use my HSA for allergy drops?
FSAs and HSAs can help you pay for qualified medical expenses with tax-free dollars. Qualified expenses include prescription medications and medical supplies used to treat allergies.
Can you pay for cold medicine with HSA?
Earlier this year, the CARES Act was passed, which made over-the-counter medication HSA-eligible medical expenses. These include things like pain relievers, fever reducers, cough meds, antihistamines, decongestants, nasal sprays, nasal rinses, humidifiers, and more.
Can I use HSA to buy Zyrtec?
Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
What OTC medications are HSA-eligible?
- Cold, cough, and flu medicine.
- Heartburn medications.
- Pain relievers and anti-inflammatory medications.
- Allergy and sinus medicine.
- Digestive aids and laxatives.
- Baby rash ointments and creams.
- Baby electrolytes.
- Sleep aids.
MESSA ABC Can I use my HSA to pay for my child's braces?
Are gym memberships HSA-eligible?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Is allergy medicine FSA eligible?
Monthly Eligible Expense Highlight - Allergy Medicine
Your HCFSA can also cover a visit to a doctor's office for allergy diagnosis. See what else is FSA-eligible at Eligible Expenses. Eligible Expenses: Allergy & Sinus Medicine (Over-the-Counter)
Is Claritin covered by HSA?
The short answer: yes! Because of recent legislation, you can use your HSA or FSA account to purchase over-the-counter medicines without a prescription. Read below to learn more about using HSA and FSA cards for over-the-counter medicines.
Which is better, Claritin or Zyrtec?
Zyrtec (cetirizine) and Claritin (loratadine) are two popular brands. They contain different compounds but appear to be equally effective. Antihistamines can reduce allergy symptoms, such as watering eyes, itchy skin, hives, and swelling.
Are tampons HSA-eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
Is the Apple Watch HSA eligible?
Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Is Benadryl HSA eligible?
Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.
Can you buy shampoo with HSA?
Over-the-counter toiletries or personal hygiene items which may include, but are not limited to shampoo, toothpaste, conditioners, hand creams, deodorant, shaving cream, razors, dental floss, body powders, hair gels/sprays, make-up, nail polish accessories, soap, mouthwash, etc., are not reimbursable.
Can I use HSA for Flonase?
Patient FSA / HSA Eligible Product
Resulting from the CARES Act recently passed by congress, you can now use your FSA and HSA tax-preferred savings account to purchase certain OTC products such as Flonase, Nicorette, Nicoderm, Advil, Voltaren, and Denture Care Products.
What can I not spend HSA on?
For example, nutritional supplements that aren't prescribed by your doctor aren't covered. Health club memberships and lactose intolerance medications typically aren't covered either. Here are some examples of non-qualified HSA expenses: Babysitting or child care (a dependent care FSA can help with child care)
Is it better to take Claritin in the morning or evening?
Claritin® products are non-drowsy and can be taken at any time. Do not take more than one dose every 12 hours if you are using a 12-hour product, or one dose every 24 hours if you are using a 24-hour product. Always follow the label directions. See individual product pages for label directions.
Does Claritin cause weight gain?
Chronic use of certain antihistamines such as Allegra, Zyrtec, or Benadryl has been linked to weight gain, while Claritin is associated with less weight gain.
Does Claritin dry up mucus?
If it's caused by allergies, an allergy medication like Claritin can help dry out the mucus that causes congestion, coughing, and a sore throat. Other medications like nasal sprays, Mucinex, and Sudafed might be used if postnasal drip is being caused by a cold or the flu.
Will insurance cover Claritin?
OTC allergy medications, including antihistamines, nasal steroids, and decongestants, can be discounted with a SingleCare card with a prescription from a healthcare provider. Health insurance does not cover OTC allergy meds like Benadryl, Claritin, or Allegra, but prescription allergy medications are typically covered.
Can I use HSA for vitamins?
In general, vitamins are not considered an HSA eligible expense unless they are prescribed by a doctor for a specific medical condition. For example, if your doctor prescribes prenatal vitamins during pregnancy or recommends vitamin D supplements to treat a deficiency, those could be eligible expenses under your HSA.
Can I buy OTC meds with HSA?
Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA. But this hasn't always been the case. OTC medications previously did not count as qualified medical expenses for HSAs unless you had a prescription.
Is sunscreen HSA eligible?
Sunscreen for adults and for kids is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) under certain conditions. Only sunscreens with SPF 15+ and "broad spectrum" protection are eligible.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Is toothpaste HSA eligible?
Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).