Can I use HSA to buy Fitbit?

Asked by: Prof. Blaze Stamm DDS  |  Last update: October 30, 2023
Score: 4.7/5 (15 votes)

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I buy exercise equipment with my HSA card?

Exercise equipment used for general health and wellbeing is not eligible for reimbursement. Some specific medical conditions may require exercise equipment, which a doctor can determine and prescribe.

Can I use HSA for fitness app?

You may have wondered if your HSA or FSA could be used to fund it. Yes, it could — if you prove the expense is medically necessary. General fitness expenses don't qualify for HSA/FSA use, but things change when a physician or nurse practitioner prescribes an exercise regimen.

Can I use my HSA for an Apple watch?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

What can I not use my HSA card to buy?

Examples of no-nos from the IRS include vacations and vitamins. Other items that aren't eligible include maternity clothes, funeral costs, child care for healthy babies, toiletries, over-the-counter medicine, swimming lessons and elective cosmetic procedures.

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16 related questions found

Can I buy shampoo with HSA?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you buy toothpaste with HSA?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

Can you use HSA at Sephora?

No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!

Can I add my HSA to Apple pay?

You can add your Health Savings Account Debit Mastercard to Apple Pay. Even if you've left your HSA card at home, you can use Apple Pay to help pay for qualified medical expenses (wherever Apple Pay is accepted)..

Can you use HSA to buy sunscreen?

Sunscreen: HSA Eligibility. Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) ...

Can I use HSA to buy Garmin watch?

Garmin accepts all major credit cards: Visa, MasterCard, American Express*, and Discover. Credit cards are not charged until your order ships, however a pending charge may appear. This is an authorization hold to ensure funds are available. FSA and HSA cards are accepted for approved devices.

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can HSA pay for massage?

Massages with a doctor's note of necessity

In certain cases, the massage is deemed medically necessary, and can be classified as a qualified medical expense. In a case like this, accountholders can use their HSA to pay for the massage.

Can I use HSA money to buy a treadmill?

Treadmill: HSA Eligibility

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Can you buy a car seat with HSA?

Although required for the protection of young children, car seats do not qualify as medical care and are therefore not eligible.

Can I buy a bicycle with my HSA?

The short answer is no. In most cases, you cannot use a health savings account (HSA) to purchase an electric bike or really any sports or recreational equipment.

Can I buy fruit with HSA card?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy.

Does HSA verify purchases?

Account holders are responsible for verifying eligibility of purchases. Unlike the flexible spending account (FSA), which doesn't allow the user to purchase goods or services that aren't eligible for reimbursement, an employee could literally purchase anything with their HSA dollars.

Can I use my HSA to purchase sperm?

Medical expenses associated with the treatment of infertility, including shots, in vitro fertilization and artificial insemination incurred by the participant, are reimbursable expenses. Semen and embryo storage associated with an active attempt to conceive are also qualified for reimbursement.

Can I use my HSA card at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

What cool stuff can you buy with an HSA?

So be sure to check your plan documents before you buy.
  • Over-the-counter medications and menstrual products. ...
  • Birth control pills, condoms and erectile dysfunction medications. ...
  • Breast pumps and more. ...
  • Sunscreen. ...
  • Eyeglasses and contacts. ...
  • Travel for medical care. ...
  • Transportation. ...
  • Medical conferences.

Can I buy face moisturizer with HSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Is deodorant on HSA?

Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.