Can I use HSA to buy glasses online?

Asked by: Prof. Easter Roberts III  |  Last update: October 17, 2025
Score: 4.6/5 (38 votes)

You can use your FSA or HSA funds for glasses or other vision-related needs, whether you're shopping online or in-store. Due for an exam? Go ahead and book it—your funds will cover that, too.

Can I use my HSA card for glasses online?

Yes. Your HSA or FSA can cover many healthcare expenses, including vision and eye care items.

Can I use HSA for online purchases?

HSA debit card: Whether it's at the doctor's office, the store, or online, you'll be using your HSA debit card just like you'd be using your regular debit card. When you use it to pay for an expense, the money will be withdrawn directly from your HSA.

Can I use my HSA on Zenni Optical?

Our prescription glasses and contact lenses are HSA and FSA-eligible. Your HSA and FSA money can be used to pay for an eye exam to discover your prescription too. Then you can use our virtual glasses try-on and select a pair (or two!) of our eyeglasses or your annual supply of contact lenses.

Can I use my HSA on EyebuyDirect?

Most providers will let you use your FSA or HSA accounts to buy blue light filtering glasses with Eyebuydirect. This type of eyewear filters out blue light that can negatively affect sleep.

How To Use Your FSA & HSA on AMAZON (Easy)

22 related questions found

Can I use my HSA on Warby Parker?

We accept health savings accounts (HSA) for prescription glasses, prescription sunglasses, contacts, readers, and eye exams.

What online eyeglass store accepts insurance?

Best at-home try-on: Warby Parker. Accepts insurance from major providers, including UnitedHealthcare, Aetna, Anthem, etc.

Can you use HSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Does Lenscrafters take HSA?

USING YOUR FSA/HSA

Whether you have a Flexible Spending Account (FSA)* or a Health Savings Account (HSA)*, we'll help you get the most out of your vision care dollars. Use your FSA benefits on prescription glasses and prescription sunglasses, contact lenses or eye exams.

Where is the cheapest place to buy glasses?

Zenni is at the top of our list, as it offers the lowest prices and has a good selection of stylish frames and lens options. Warby Parker has previously been listed as our top pick, and GlassesUSA is also one of the most affordable sites.

How does IRS know what you spend HSA on?

Verification of expenses is not required for HSAs. However, total withdrawals from your HSA are reported to the IRS on Form 1099-SA. You are responsible for reporting qualified and non-qualified withdrawals when completing your taxes.

What happens if I accidentally used my HSA card for groceries?

If you catch the transaction early enough, you might even be able to contact the retailer and ask them to reverse the charge and fill it on a new card. If you bought something in person, you can also return it to the store and then buy it again with a different card.

What if I never use the money in my HSA?

Myth #2: If I don't spend all my funds this year, I lose it. Reality: HSA funds never expire. When it comes to the HSA, there's no use-it-or-lose-it rule. Unlike Flexible Spending Account (FSA) funds, you keep your HSA dollars forever, even if you change employers, health plans, or retire.

Can I use my HSA card for online purchases?

Once your HSA debit card is activated by calling 800-992-3808, you can use it to pay for IRS-qualified medical expenses online, in-store, at a pharmacy, and even at the dentist.

Are tampons HSA-eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Can I use my HSA on smart glasses?

Your Echo Frames and Smart Glasses frames may be eligible for FSA or HSA reimbursement if you have corrective lenses.

Can I buy glasses online with HSA?

Using FSAs and HSAs for vision expenses often gets forgotten—don't let that be the case for you! You can use your FSA or HSA funds for glasses or other vision-related needs, whether you're shopping online or in-store.

Can I bring my own frames to LensCrafters?

While glasses retailers differ on whether or not they allow patrons to use their frames when replacing a scratched or otherwise worn-out set of lenses, LensCrafters does enable customers to bring in their frames with a few caveats. First, they must be in good shape.

What is the best eye insurance?

VSP Insurance

One of the most well-known vision insurance companies is VSP. Plan options include those with low premiums, same-day enrollment, and discounts on LASIK. But it doesn't end there, as this insurer also helps you save on glasses and contact lenses. You might be able to save on lens enhancements as well.

Is the Apple Watch HSA eligible?

Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.

Can I buy a Peloton with my HSA?

The partnership will make it easier for qualified US-based Peloton customers to use pre-tax Health Savings Account (HSA)/Flexible Spending Account (FSA) dollars to purchase applicable Peloton products, saving customers up to 40% off their purchase.

Can I use my HSA for massages?

Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.

Does Eyebuydirect take HSA?

Since eyeglasses are considered a necessary medical expense, you can use the money in your FSA or HSA account to buy prescription frames or sunglasses. Either use your FSA/HSA debit card to buy eligible items from Eyebuydirect's site or print out your receipt and submit it to your provider.

Are Warby Parker glasses really $95?

Glasses starting at $95, including Rx lenses

Starting at $95 with prescription lenses—plus, add blue-light-filtering, anti-fatigue, or progressive lenses to any pair.

Why are glasses from Zenni so cheap?

Zenni Optical offers a wide range of frames and lenses at prices that are significantly lower than traditional brick-and-mortar retailers. This is because Zenni Optical cuts out the middleman and sells directly to consumers, allowing them to offer lower prices without sacrificing quality.