Can I use HSA to pay for cough drops?

Asked by: Annie Weber  |  Last update: August 14, 2023
Score: 4.1/5 (63 votes)

Cough drops are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Are throat lozenges covered under HSA?

Throat lozenges are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Are Halls defense HSA eligible?

Assorted Citrus Halls Defense Vitamin C Supplement Drops are available in the following flavors: Lemon, pink grapefruit and orange. One package of 30 HALLS Defense Assorted Citrus Vitamin C Drops (packaging may vary). This item is HSA/FSA eligible.

Is cold sore medicine HSA eligible?

Using My HSA to Purchase Abreva® Products

You can also use your health savings account (HSA) to purchase cold sore cream like Abreva® without a prescription. Abreva® products may be able to be purchased with HSA funds.

Is toothpaste HSA-eligible?

You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash. Cosmetic procedures, such as teeth whitening, also aren't covered.

The Real TRUTH About An HSA - Health Savings Account Insane Benefits

16 related questions found

Is Ricola FSA eligible?

Ricola Sugar Free Swiss Herb Cough Drops, 45 CT (FSA Eligible) - CVS Pharmacy.

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

What products are HSA eligible?

Common Over-the-Counter (OTC) Medicines
  • Acid controllers.
  • Acne medicine.
  • Aids for indigestion.
  • Allergy and sinus medicine.
  • Anti-diarrheal medicine.
  • Baby rash ointment.
  • Cold and flu medicine.
  • Eye drops*

Are vitamins HSA eligible items?

According to the IRS, you cannot use your HSA to pay for vitamins or supplements that are taken for general health. However, you can use your HSA to pay for vitamins or supplements that have been recommended by a health professional to treat or prevent a specific condition.

What is not covered under HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can you use HSA for COVID?

Yes, you can use your HSA to pay for COVID testing and treatment costs that you pay out-of-pocket. For the most part, your health insurance (including high-deductible health plans) should cover the cost of COVID-19 vaccinations, which means you won't have out-of-pocket costs for that.

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Can you use HSA for mouthwash?

While the list of eligible dental procedures covered under an HSA is extensive, the list of non-qualifying expenses is minimal. These include teeth whitening and what may be considered cosmetic dental procedures. Also, daily care products like toothpaste, mouthwash, and dental floss do not qualify under an HSA.

Is Tylenol HSA eligible?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA. Acne Medicine such as Clean and Clear, Neutrogena, Proactiv, etc., is eligible.

Is acne wash HSA eligible?

You can use your HSA or FSA to put your best face forward. Because acne is considered a medical problem and not a cosmetic problem, you can purchase acne cleansers, gel and creams, even at-home light therapy kits with your benefits debit card.

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.

What dental expenses are HSA eligible?

Dental treatment - Medical expenses for dental treatment are reimbursable. This includes fees paid to dentists for X-rays, models and molds, fillings, braces, extractions, dentures, dental implants and the difference in cost from insurance-approved restorations and alternative materials, etc.

Can I use HSA to buy electric toothbrush?

Electric toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can I buy melatonin with HSA?

Melatonin: HSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can I use my HSA to buy medical supplies on Amazon?

Yes, you can use your FSA/HSA card to buy on Amazon.

Is ricola a cough drop or candy?

For nearly a century, Ricola has been helping throats feel better naturally. Using high-quality herbs grown high in the Swiss mountains to make our world famous herb cough drop. Along with its pleasing herbal taste and unique square shape, it provides you soothing relief from coughs due to colds or flus.

Is a hot tub HSA eligible?

Hot tubs are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Why is toothpaste not covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).