Can I use limited purpose FSA for sunglasses?

Asked by: Dr. Berneice Predovic Jr.  |  Last update: December 31, 2023
Score: 4.3/5 (68 votes)

What specific expenses are eligible for reimbursement from a Limited Purpose Medical FSA? Vision Care: Out-of-pocket expenses for LASIK surgery, eye exams, eye glasses (frames & lenses), contact lenses & solution, prescription sunglasses, safety glasses and over-the-counter reading glasses.

Are sunglasses eligible for FSA reimbursement?

Sunglasses are only eligible for reimbursement with an FSA if they contain prescription lenses. Non prescription sunglasses do not assist with vision correction, therefore they are not eligible for FSA reimbursement.

What can I spend my limited purpose FSA on?

Funds are used to pay for eligible expenses such as eye exams, eyeglasses, contact lenses, dental checkups, fillings, and crowns. LPFSA contributions are subject to the same annual, IRS-mandated limit as the regular FSA. (For 2023, the limit is $3,050.)

How many sunglasses can I buy with FSA?

As long as you have the funds, you can buy as many pairs of prescription glasses or sunglasses as you like.

Does limited purpose FSA cover LASIK?

LASIK is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts (LPFSA). They are not eligible for reimbursement with dependent care flexible spending accounts (DCFSA).

Limited Purpose Flexible Spending Account (FSA)

28 related questions found

What items are eligible for limited FSA?

Limited Expense Health Care FSA Eligible Expenses
  • Vision exams, LASIK surgery, contact lenses, and eyeglasses.
  • Dental cleanings, X-rays, fillings, crowns, and orthodontia.

Can you use limited-purpose FSA for Invisalign?

Can I use FSA my to pay for Invisalign? Invisalign orthodontics are eligible with a general medical flexible spending account (FSA), as well as a limited care flexible spending account (LCFSA). Orthodontic expenditures, as well as orthodontic accessories like wax and rubber bands, are FSA eligible expenses.

Does Oakley accept FSA?

We accept most insurane plans, including the carriers shown below. Take advantage of your insurance before the year ends and call us at 800 403 7449 to learn more about using your benefits online (Mon-Fri 8:30AM-5:30PM ET). You can also use your HAS/FSA cards at checkout to purchase prescription glasses or sunglasses.

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can I use FSA for massage?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Is a limited purpose FSA worth it?

All told, limited purpose FSAs give you more options for reaping tax savings in the course of setting money aside for healthcare. But these accounts really do live up to their name in that they limit you a lot. Before you open one, make sure you're likely to need to use up your balance within a single plan year.

Can I pay for braces with FSA?

In most cases, yes, you can use your HSA or FSA for eligible orthodontic treatment. Only the portion of your orthodontic payments(s) not paid by your dental insurance or any other plan may be considered an eligible expense.

Should I use a limited purpose FSA?

A limited-purpose FSA may be a good consideration for those who want an additional tax-advantaged account to pay for high dental or vision expenses. Your employer may also allow you to use your LPFSA to pay for additional medical expenses after you've reached your insurance deductible.

Can I use HSA for non prescription sunglasses?

HSA Exclusions for Sunglasses

You can't use your HSA or FSA to pay for: Nonprescription sunglasses that just make you look cool. Colored contact lenses that don't correct vision. Insurance or warranties for glasses or frames.

Can I use my HSA at Oakley?

Yes, you can use your FSA or HSA money to pay for prescription eyeglasses, readers and prescription sunglasses. At EyeWares, we have a great selection of designer sunglasses from names you love like: KREWE, Ray-Ban and Oakley. These are name brands that you love.

Do blue light glasses count for FSA?

Is it the same for FSA? Most of the time you can put your FSA and HSA dollars towards a pair of non-prescription Blue Light glasses. Sometimes there is a minimum requirement for reimbursement, so it's always best to check with your provider and plan to understand the terms.

Can you use FSA for peloton?

Can I buy a Peloton bike with my HSA? Can I use my HSA for a gym membership? Treadmills, gym memberships, and peloton bikes are not eligible HSA or FSA expenses. However, if you have a Letter of Medical Necessity from your doctor that requires you to exercise, you might be able to use HSA or FSA funds for those.

Can you use FSA for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Are treadmills FSA eligible?

Treadmill: FSA Eligibility

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Are polarized sunglasses HSA eligible?

If your prescription sunglasses are polarized, then yes, they are FSA-eligible. If your doctor has expressly recommended that you wear polarized sunglasses, then they can be eligible for purchase with an HSA or FSA.

Can I use FSA at Target Optical?

Target Optical accepts FSA/HSA dollars for all prescription eyewear purchases (this includes prescription sunglasses and contact lenses!) and eye exams, as long as your FSA or HSA (health savings account) card is affiliated with a MasterCard, Visa, or AMEX.

Are Maui Jim sunglasses FSA eligible?

All prescription eyewear count as FSA eligible funds and reading sunglasses are no exception. Top brands, such as Maui Jim, Costa, Sun Cloud and more have taken their top-selling sunglasses and transformed them into some of the best looking reading glasses out there.

Can I use limited FSA for toothpaste?

Toothpaste: FSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use FSA for teeth straightening?

Get ready to smile! The answer is yes. In most cases, you can use your HSA or FSA to pay for any part of your orthodontic treatment that isn't covered by your dental insurance or any other plan.

Does FSA cover vitamins?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.