Can I use my BlueCross insurance in another state?

Does my insurance work in any state?

not every plan is available in every state, so check with your insurance company if its coverage extends to the place you're visiting. You may still be covered even if it doesn't contract with providers in that state, but your costs may be different.

What insurance is accepted in all 50 states?

Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.

Does your insurance have to match your state?

Once your vehicle registration is completed in a new state, you should transfer your car insurance to match. Failure to update your insurance could be considered fraud. That's why it is essential to check the policies in your new state to avoid potential issues.

What happens to my health insurance if I move out of state?

It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.

Does BCBS cover international travel?

As a Highmark Blue Cross Blue Shield member, you take your health care benefits with you when you are abroad. Through the Blue Cross Blue Shield Global® Core program, you have access to doctors and hospitals around the world. In an emergency, go directly to the nearest hospital.

Can you transfer Blue Cross to another state?

Coverage That Moves and Grows With You

BCBS can help when you need to change your coverage, whether you are moving to a new state, changing jobs, getting ready to retire or your employment circumstances have changed.

Is my health insurance good in any state?

If you move across state lines, your health insurance coverage may or may not move with you. There are things you can do to make sure you keep your coverage or pick up new coverage to avoid gaps. Learn more about your health care options when you move to a new state or split your time between two or more states.

How does health insurance work in different states?

Insurers negotiate costs state-by-state with a network located only in the state where the insurance policy is sold. Most insurers do not have a nationwide network, meaning that if you visit healthcare providers in a different state, you are using out-of-network services and are responsible for full payment.

Is Blue Cross Blue Shield across the US?

With 33 independent, community-based and locally operated Blue Cross and Blue Shield (BCBS) health insurance companies, we offer personalized health care across the country.

Can I use my Blue Cross Blue Shield of Texas in another state?

Traveling within the U.S.

If you are traveling out-of-state but within the United States, you have access to the same level of benefits you receive in-network as long as you visit in-network providers.

Can I stay on my parents' insurance if I move out of state?

Yes, you are eligible to be covered on your parent's plan up to age 26 regardless of where you live. However, your parent's health plan probably has a network of participating providers and it may be difficult for you to find in-network care when you are living in another state.

Can blue cross be used in any state?

BCBS has operated since 1929 and has a beneficiary base of around 115 million people. It is an association of 33 companies and licensees that allow it to administer healthcare coverage in every state.

Does my health insurance cover me out of state?

The Short Answer: All plans cover emergency services at any hospital in the United States, regardless of what state plan was purchased from, with the exception of Hawaii. As long an emergency is considered life-threatening, it will be covered as in-network, regardless if the hospital is in your plan's network.

Will my insurance cover me if I move to another state?

When you move out of state, you'll need a new car insurance policy, even if you can stay with the same insurer. Your insurance company will cancel your old policy because every state has different coverage requirements and regulations.

Is it illegal to have health insurance from another state?

As the law exists now, you can only buy health insurance in the state where you maintain your permanent address. Your insurance company may not cover you if you move states and do not report this change in address.

Which states are matching states for insurance?

Does your insurance card have to match your license?

It's very important that you update the address on your driver's license to match your insurance policy. Some insurance companies are very strict about this and will require you to get it updated within the first 30-60 days of moving to a new address.

Can I use my health insurance anywhere in the US?

If you live in two different states or frequently travel within the country, you may want to sign up for a preferred provider organization (PPO) plan. A PPO plan gives you more nationwide options for providers and health care services. That means you're able to use your health insurance no matter where you are.

What is the best healthcare insurance?

Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.

Can you have Medicaid in one state and live in another?

One thing you should know about Medicaid is that you can't be covered by it in two different states at the same time. Therefore, to transfer your coverage – so to speak – you'll need to first terminate your original Medicaid coverage and then apply in your new state once you've relocated.