Can I use my Florida health insurance in another state?
Asked by: Dr. Brian Grady III | Last update: January 11, 2026Score: 4.8/5 (74 votes)
Can you use Florida health insurance out-of-state?
Care Outside of FHCP's Service Area
When outside of Florida but within the United States care can be obtained through the BlueCard®. When you need urgent or emergency care while away from home you can locate the BlueCard® network provider closest to you by clicking on the following link http://provider.bcbs.com.
Will my health insurance cover me in another state?
Some plan types, like PPO or OAP plans, allow for full access to any and all participating providers in that carrier's network, regardless of which state you reside in. Other plan types, like HMO or POS plans, will cover emergency services anywhere in the country but may not cover routine care in another state.
Can I use my health insurance anywhere in the US?
If you live in two different states or frequently travel within the country, you may want to sign up for a preferred provider organization (PPO) plan. A PPO plan gives you more nationwide options for providers and health care services. That means you're able to use your health insurance no matter where you are.
Can I use Florida Blue PPO out-of-state?
When traveling out-of-state, you're covered under the BlueCard® Program. You'll receive in-network benefits and will be protected from balance billing when receiving covered services from a BlueCard® participating provider.
How to Transfer Medicaid Benefits to Another State
Does Florida Blue cover nationwide?
Florida Florida Blue is an association of 36 locally-operated companies. Coverage is nationwide, with more than 106 million members in all 50 states, Washington D.C. and Puerto Rico.
Can I use my Florida Medicare in another state?
Original Medicare covers hospital care and doctor visits in all 50 U.S. states and its territories, as long as providers accept Medicare.
What insurance is accepted in all 50 states?
Medicare is run by the federal government, which is why Original Medicare coverage is the same in every state and includes nationwide access to providers.
What happens to my health insurance if I move out of state?
It's very important to report moves out of state immediately so you can enroll in a new plan without a break in coverage — and avoid paying for coverage that doesn't apply in your new state. When you move out of state, you'll need to start a new Marketplace application and enroll in a plan in your new state.
Does my health insurance cover me while traveling?
Generally, most domestic health insurance policies are not accepted abroad, so there is a benefit to purchasing travel medical insurance as a supplement to your health insurance coverage. The travel medical coverage is only valid while you're traveling.
What states does Blue Cross Blue Shield cover?
BCBS understands and answers the needs of local communities, while providing nationwide health care coverage for 115 million members in all 50 states, Washington, D.C., and Puerto Rico.
Can you have surgery in another state?
You can go to another state to have a tooth pulled, cosmetic surgery and an abortion, as long as it's legal in that state. Your are to obey the laws of the state you are in. If you live in Texas but you went to Oklahoma for whatever, you have to obey Oklahoma's laws.
Can I transfer my health insurance license to another state?
Keeping your insurance license is straightforward once you obtain it and stay active with it. Most states will let you transfer it over hassle-free as long as you fill out any paperwork they request. Get in touch with your new state's department of insurance as soon as possible for the details of this process.
Can my health insurance cover me in another state?
not every plan is available in every state, so check with your insurance company if its coverage extends to the place you're visiting. You may still be covered even if it doesn't contract with providers in that state, but your costs may be different.
Can you use your Florida medical card in another state?
It's important to know that some states will honor a patient's out-of-state medical card, but in Florida, only Floridians can buy and possess medical marijuana. However, Floridians may use their medical marijuana card in some other states under certain guidelines.
Can I use Florida Blue in another state?
How am I covered if I travel outside the State of Florida? When traveling out of Florida, you're covered under the BlueCard® Program. You'll receive in- network benefits and will be protected from balance billing when receiving covered services from a BlueCard participating provider.
Will my insurance cover me if I move to another state?
When you move out of state, you'll need a new car insurance policy, even if you can stay with the same insurer. Your insurance company will cancel your old policy because every state has different coverage requirements and regulations.
Does it matter what state I live in for health insurance?
You should buy coverage in the state where you officially reside. Most states consider you a resident if you intend to make that state your permanent home.
Does my insurance cover me in every state?
No matter where you live, your standard car insurance policy will typically cover you in all 50 states and Canada.
Does Florida have a healthcare marketplace?
In Florida, the Health Insurance Marketplace is a web-based shopping experience that allows easy access to, and side-by-side comparison of health care products and services.
What is the best healthcare insurance?
Investopedia's analysis ranks Kaiser Permanente as the best health insurance company for 2025 because of its blend of affordability and low customer complaints. UnitedHealthcare and Aetna also earned top marks. We evaluated nine insurers using dozens of criteria, such as customer satisfaction, plan types, and costs.
Can I use my Florida Medicaid in another state?
If you leave Florida to live in another state, your Florida Medicaid eligibility stops. A provider is someone who gives you a medical or related service.
Do I have to cancel my Medicaid if I move to another state?
If you have Medicaid and are planning to move, you should contact the Medicaid office in the state to which you are moving to find out the eligibility requirements in that state. Before you can apply for benefits in the new state, you need to cancel your benefits in the old state.