Can I use my FSA card at any pharmacy?
Asked by: Conrad Ondricka | Last update: October 22, 2025Score: 4.4/5 (52 votes)
Where is my FSA card accepted?
For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.
Can I use my FSA at CVS?
FSA funds come with a "use it or lose it" policy. If you don't spend the money you put into the account by the end of the plan year, you'll lose that money. CVS carries a wide selection of FSA eligible items to help you spend your FSA dollars before they expire.
Can you use a FSA card at Walgreens?
When shopping in store or online, you can use an FSA or HSA debit card supplied by your health insurer to purchase eligible items. The total amount will be automatically deducted from your account.
Can I use my FSA card for prescriptions?
Facts about Flexible Spending Accounts (FSA)
You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.
New HSA Rules in 2025 You Need to Know
What happens if I use my FSA incorrectly?
If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.
Why is my FSA card being declined at Walgreens?
Common reasons might include:
You may not have enough FSA funds remaining in your account. The total amount exceeds your available FSA balance. Your FSA card could be inactive. Your FSA does not allow for certain items.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Can I swipe my FSA card anywhere?
You can use the card at any eligible location wherever MasterCard is accepted. WHAT CAN I PAY FOR WITH MY FSA? For information about the eligibility of a specific item, please visit the IRS website for guidance. WHAT ARE SOME EXAMPLES OF ELIGIBLE FSA LOCATIONS AND PROVIDERS?
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Can I use FSA at Target?
Target stores
Third-party credit cards: Visa®, Mastercard®, Discover®/Novus®, American Express®, credit cards from foreign banks (JCB Japanese Credit Bureau), Diner's Club International, and FSA/HSA cards are redeemable for FSA/HSA eligible items.
Are air purifiers FSA eligible?
Air purifiers are generally not eligible for reimbursement. An air purifier may be eligible for FSA reimbursement with a Letter of Medical Necessity (LMN) only if you are using it to relieve or alleviate a specific medical condition and you would not otherwise have purchased it.
Can I use my FSA card for groceries?
Typically, you can use your FSA dollars on eligible expenses at places like drug stores, grocery stores, doctor offices, vision centers, dentists, hospitals, and other medical offices.
Where can I withdraw money from my FSA card?
You can't withdraw money from an ATM
The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com). It removes the guesswork and allows you to focus on getting the items you need without the hassle of filing for reimbursement.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Is a gym membership FSA eligible?
The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Does my FSA cover toothpaste?
Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Where does my FSA money go if I don't spend it?
For employees, the main downside to an FSA is the use-it-or-lose-it rule. If the employee fails to incur enough qualified expenses to drain his or her FSA each year, any leftover balance generally reverts back to the employer.
Does IRS check FSA receipts?
IRS rules require that all FSA and HRA claims be substantiated. If the claim cannot be auto-substantiated, the employee is required to submit documentation to support the claim. You should save itemized receipts and documentation for all health care services—even when you paid using your payment card.
Are diapers FSA eligible?
Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.
Is there a downside to FSA?
Use-it-or-lose-it refers to an IRS requirement that if you do not spend all the money you have elected into your account, that money remaining in an FSA after March 15 of the following year will be forfeited because it cannot be rolled over or refunded to you.
Can you use FSA for glasses?
Can I use my FSA on all prescription eyewear? Yes, you can use it to buy prescription glasses, sunglasses and contact lenses all year round.
Can you refund unused FSA funds?
If I didn't use all the money allotted to my FSA during the benefit period, can I get the money refunded to me? The IRS created the ""use or lose"" rule, which states that all money left in your FSA is forfeited after the benefit period ends .