Can I use my FSA card for cosmetic?
Asked by: Jeff O'Kon | Last update: October 19, 2025Score: 4.5/5 (56 votes)
Can you use FSA for cosmetic?
While FSA's are a great resource that enable employees to get the care they need at a reasonable cost, unfortunately, they cannot be applied to cosmetic procedures.
Can I buy makeup with a FSA card?
Unfortunately, cosmetics and face creams are not FSA eligible. The sunscreen for $16.00 was approved. I have included the pathway to the Healthcare FSA Eligibility List to review in case there are other services or products you would like to submit for reimbursement.
Can I use my FSA card for skincare?
``You can use an FSA to pay for both over-the-counter and prescription acne treatments. These include acne-targeted facial cleansers, spot treatments, pads, pimple patches, body washes, sprays, gels, and more.'' You will likely the letter of medical necessity.
Can I use my FSA card at Sephora?
You can spend your FSA (Flexible Spending Account) and HSA (Health Savings Account) funds on eligible sunscreen, skincare, acne, and wellness products at Sephora.
How To Use Your FSA & HSA on AMAZON (Easy)
Are massages FSA eligible?
If you have a Flex Spending Account (FSA), you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA account to pay for these services.
Can I buy sunscreen with FSA?
You can use your flexible spending account (FSA) to buy broad-spectrum sunscreens with a minimum SPF of 15 using pretax dollars. A variety of items that offer sun protection, including lip balms, lotions, and moisturizers, might also qualify for these funds. Many FSA plans offer debit cards to make using funds easier.
Can you buy deodorant with FSA?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Can you use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Can I use FSA to buy shampoo?
While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you use FSA for mommy makeover?
Can I Use an HSA or FSA To Pay for Mommy Makeover Surgery? Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) allow patients to save their pre-tax dollars for use on qualified medical expenses. However, like with insurance, cosmetic surgery typically does not count as a qualified medical expense.
Are vitamins FSA-eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Can I buy makeup with FSA card?
Cleansers, face creams, moisturizers, toners, makeup removers, serums, and eye creams are not FSA eligible.
Can you use FSA for hair?
Wigs. If you lost part or all of your hair due to a disease or medical treatment (such as radiation or chemotherapy), you can purchase a wig with your FSA. For a full list of FSA eligible expenses, see IRS Publication 502.
Can you buy chapstick with FSA?
Lip balm is typically FSA eligible if it contains a certain SPF, but plans can vary. It's important to confirm the specific requirements with your FSA provider.
Can I use FSA for massage?
Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.
What happens if I use my FSA incorrectly?
If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Can I use my FSA to buy a treadmill?
If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.
Does FSA cover Botox?
Botox injections are typically not eligible for reimbursement with an FSA, as they are primarily used for cosmetic purposes.
Does FSA cover teeth whitening?
Elective cosmetic procedures like teeth whitening, for example, are not eligible for FSA funds. Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Is shampoo FSA eligible?
While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Does FSA allow sunglasses?
Are Sunglasses Covered By FSA and HSA? You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.