Can I use my FSA for dental bonding?

Asked by: Dr. Janae Franecki  |  Last update: September 17, 2023
Score: 4.3/5 (28 votes)

When related to cosmetic purposes only, teeth bonding is not eligible. Eligible expenses for Limited FSAs can vary. To find out exactly what your Limited FSA covers, contact your FSA administrator.

Does FSA cover tooth bonding?

The basic rule is that anything that treats or prevents a dental disease is eligible for FSA coverage. This includes teeth cleaning, fillings, sealants, crowns, bonding, dentures, tooth extraction, inlays, onlays, and all diagnostic and preventative services.

Is tooth bonding covered by HSA?

Starting with routine dental cleanings and checkups, you can also use your HSA funds to cover any of the procedures from the following list: Bonding. Crowns. Dentures.

Will FSA pay for veneers?

Dental veneers reimbursement may be eligible with a Letter of Medical Necessity (LMN) from a medical professional with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA).

Can you use FSA for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Understanding Dental Benefits: HSA and FSA | DrJohnsonDDS.com

15 related questions found

Can I use my FSA for lip fillers?

Cosmetic procedures (e.g. facelift, Botox, hair transplants, liposuction, teeth whitening) are usually ineligible, unless the procedure is necessary to improve a deformity due to a congenital abnormality, personal injury or disfiguring disease.

Can I use FSA for cosmetic procedures?

FSA Guidelines on Cosmetic Surgery

Because plastic surgery is typically not used to treat a medical condition, it is not considered an FSA eligible expense. Any changes to appearance without a valid medical reason are not reimbursable.

Is teeth whitening from dentist FSA eligible?

Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) issued Publication 502, Medical and Dental Expenses, which specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening.

Can I pay for smile direct with FSA?

SmileDirectClub accepts most major insurance coverage. You can also use HSA or FSA funds, and pay using CareCredit. Example cost savings*FSA or HSA funds can be used to pay for the remainder.

Why isn t toothpaste covered by FSA?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Is Waterpik FSA eligible?

Waterpiks are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts with a Letter of Medical Necessity (LMN).

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

What is bonding on a tooth?

Dental bonding is a cosmetic procedure that uses a tooth-colored composite resin material to enhance your smile. This procedure is used to repair chips, close down gaps or change the shape and color of a tooth. Unlike other cosmetic dental treatments, such as porcelain veneers, dental bonding is completely reversible.

Can FSA be used for Invisalign?

Invisalign orthodontics are eligible with a general medical flexible spending account (FSA), as well as a limited care flexible spending account (LCFSA). Orthodontic expenditures, as well as orthodontic accessories like wax and rubber bands, are FSA eligible expenses.

Can I use FSA for massage?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Can you use FSA to pay for retainer?

The cost of an orthodontic retainer is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA).

Can I buy toothbrush with FSA card?

You should replace your toothbrush when the bristles look worn out or every three months, whichever one comes first (American Dental Association). Because toothbrushes are considered general health products, they are not eligible for reimbursement.

Is tattoo removal FSA eligible?

Tattoo removal is the process of using medical or other tools to neutralize or remove the permanent ink that causes tattoo art to remain in the skin. Tattoo removal is a cosmetic expense and is not eligible for reimbursement with a consumer-directed healthcare account.

Can you use FSA for crowns?

You may already know that your HSA or FSA can be used for things like dental visits and crowns—but did you also know they can be used toward braces and other orthodontic work? It's true. FSAs and HSAs can help you get reimbursed for a wide variety of dental treatments for you and your family.

Can you use FSA for root canal?

Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.

Does FSA cover tummy tuck?

Abdominoplasty, also known as a tummy tuck, is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA) as it is considered a ...

Are chemical peels covered by FSA?

Skin treatments that aren't covered with your FSA

These types of treatments are not considered medical care and therefore not eligible for reimbursement with an FSA. Examples of cosmetic skin treatments include laser hair removal, facelifts, acid peels, chemical peels, laser resurfacing, and microdermabrasion.

Can you use FSA for hair removal?

Laser hair removal is considered a cosmetic procedure and is not eligible for reimbursement with an HSA or FSA (Flexible Spending Account). It is important to remember that you should only use your HSA to pay for qualified medical expenses.

Does FSA cover Botox for teeth grinding?

Does insurance cover BOTOX® treatment for TMJ? The short answer is no. However, you can absolutely use your FSA/HSA for your botox treatment. Some patients do not need further documentation other than a receipt.

Does FSA cover liposuction?

Liposuction is a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is liposuction?