Can I use my FSA for natural cycles?

Asked by: Mr. Amparo Howe Jr.  |  Last update: May 21, 2025
Score: 4.4/5 (9 votes)

Yes! For our US users, Natural Cycles subscriptions are eligible for reimbursement through your FSA/HSA program. Simply sign up for Natural Cycles as you normally would, and request an itemized receipt at checkout. This PDF receipt should have all the information needed for reimbursement.

Is Natural Cycles FSA eligible?

Natural Cycles subscriptions are HSA and FSA eligible. However, at this time, you are not able to use your HSA or FSA card to purchase a subscription directly from our app or website.

Can I use my FSA card for supplements?

Only a few vitamins and supplements are eligible for an FSA. The three that are eligible are: Prenatal vitamins: Aid in fetal development and a healthy pregnancy. Glucosamine: Used to treat the thinning of cartilage between joints caused by osteoarthritis.

Can you get Natural Cycles for free?

To use the Natural Cycles app, you need an active subscription. Natural Cycles offers two subscription options — the Annual or Monthly subscription — and you can sign up directly via the app (Apple or Android) or via our website.

Can I get Natural Cycles covered by insurance?

Natural Cycles is now covered by insurance

A claim usually takes about 30 days to process. Contact your insurance provider directly if you haven't received a response.

I Tried All-Natural Birth Control for 3 Months... (Natural Cycles Review)

24 related questions found

Is Natural Cycles worth paying for?

The effectiveness of Natural Cycles birth control remains the same regardless of the measuring device you use (93% effective with typical use and 98% effective with perfect use). This was shown in clinical evaluations we conducted that were reviewed by the FDA.

What do doctors say about Natural Cycles?

Talk about birth control effectiveness

However, it's an unfortunate reality that no birth control method is 100% effective. With typical use, Natural Cycles is 93% effective (that means 7 women out of 100 will get pregnant during a year of using the app). Natural Cycles is 98% effective with perfect use.

How much is Natural Cycles per month?

How much does Natural Cycles cost? While the app is free to download, using the app requires a subscription. Natural Cycles offers three plans: birth control, plan pregnancy, and follow pregnancy. A monthly subscription costs $14.99 per month, whereas an annual one costs $9.99 and includes a free basal thermometer.

Can Natural Cycles get ovulation wrong?

This can happen if you don't add enough temperature data (less than five temperatures per week) or if your temperatures are fluctuating. Learn more about the different ovulation statuses here.

Is natural cycle FDA approved?

Natural Cycles is the first and only birth control app to be cleared by the FDA. Natural Cycles is cleared as a Class II medical device, which means that it can be used as a birth control method in the US.

What can I not use my FSA for?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Can you use health FSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

Can FSA be used for peloton?

Yes. You can pay with a credit or debit card through Truemed and submit a reimbursement request to your HSA/FSA plan administrator for up to the amount you have available in your HSA/FSA account. You cannot split payments between HSA/FSA card and credit/debit card.

Can I use my FSA to buy a treadmill?

If you have a letter from a medical professional stating that exercise equipment is a medical necessity, your FSA can cover it.

Has anyone gotten pregnant using Natural Cycles?

No form of contraception is 100% effective; most are assessed according to two metrics: typical use and perfect use. “Typical” reflects a margin for human error; “perfect” is when it's used absolutely correctly. With perfect use, Natural Cycles scores as 99% effective, with just 1% of women becoming pregnant.

Are Natural Cycles covered by insurance?

Yes, NC° Birth Control should be covered by private insurance plans in the United States. While the process to get Natural Cycles covered varies by state and plan, you will need to purchase a subscription for NC° Birth Control yourself and then file directly with your insurance provider for reimbursement.

How long after a LH surge do you ovulate?

A surge in LH causes the release of the mature egg from the ovary (ovulation) approximately 24-36 hours later, which is why the LH surge is a good predictor of peak fertility. The egg can only be fertilised for up to 24 hours after ovulation. Ovulation typically occurs 12 to 16 days before your next period.

Can you use Natural Cycles without a subscription?

While we realize there are a slew of “free” period tracking apps available, it's important to note that Natural Cycles is so much more than a period tracking app - and all of the reasons we are different add up to why we need to charge a subscription fee.

Do you have to pull out with Natural Cycles?

When you're fertile, you can either abstain from sex or use a condom to prevent pregnancy. While we do not recommend the use of Natural Cycles with the pull out method on fertile days, the good news is that once you know the days you're not fertile, you don't have to use a condom or worry about pulling out.

How long does it take for Natural Cycles to be effective?

As birth control, Natural Cycles is 93% effective with typical use and 98% effective with perfect use, and it is effective from the first day of use.

Will Natural Cycles tell me if it thinks I'm pregnant?

This causes the temperature to remain elevated after the expected period start date. If that happens to you, Natural Cycles recognizes that conception has possibly occurred and will prompt you to take a pregnancy test for confirmation (whether you are using NC° Plan Pregnancy or NC° Birth Control).

How do you switch from pill to Natural Cycles?

Switching to Natural Cycles

If you are using pills, we recommend you finish all the active pills in the packet, and then get started with Natural Cycles the day after you've finished all active pills. If you have a hormonal IUD or an implant, you can start using Natural Cycles the day after it has been removed.

How effective is the pull out method?

But pulling out can be difficult to do perfectly. So in real life, about 22 out of 100 people who use withdrawal get pregnant every year — that's about 1 in 5. The reality is withdrawal isn't as effective as other types of birth control, but it's definitely better than not using anything at all.