Can I use my FSA for tattoo removal?

Asked by: Leann Goodwin  |  Last update: October 23, 2025
Score: 4.2/5 (12 votes)

Tattoo removal (Not covered) Thanks to the modern technology of laser tattoo removal, we have options when it comes to getting rid of unwanted tattoos. However, you can't pay for these options with an FSA.

Will FSA pay for tattoo removal?

Tattoo removal is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use FSA for laser skin treatment?

With your Flexible Spending Account:

Treatment must be primarily for medical care to qualify for your FSA. - Acne treatment at the dermatologist office is covered by your FSA. - Treatments not covered include cosmetic procedures such as acid peels, laser hair removal, and face lifts.

Can you use FSA for cosmetic mole removal?

Any suspicious-looking mole or growth will be removed by your California Skin Institute dermatologist and sent to one of our labs to be biopsied. It's important to know if a skin growth might actually be unhealthy. And your FSA can help towards treatment at your dermatologist's office.

Is tattoo removal ever covered by insurance?

Unfortunately, insurance will not cover any cost to remove a tattoo. To be sure what is best for you, see two or more board-certified providers in your area for a complete evaluation to make sure you are a good candidate and that it is safe for you to have treatment. I hope this helps.

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18 related questions found

What is the cheapest way to get a tattoo removed?

Out of the three prescribed procedures, surgical removal is the cheapest at $150 to $350. Next is the laser tattoo removal at a national average of $463, according to the American Society of Aesthetic Plastic Surgery. Dermabrasion is a bit expensive – it can cost up to several thousands of dollars.

How painful is tattoo removal?

Depending on what type of tattoo removal you choose, there may be varying levels of pain or discomfort. Some people say that removal feels the same as getting a tattoo, while others liken it to the feeling of a rubber band being snapped against their skin. Your skin may be sore after the procedure.

Will FSA pay for Botox?

Botox injections are typically not eligible for reimbursement with an FSA, as they are primarily used for cosmetic purposes. However, in recent years, these injections have begun to be used to treat a variety of health conditions as well, including chronic headaches.

Is a gym membership FSA eligible?

The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.

Can I use my FSA for microneedling?

When it comes to microneedling, both HSAs and FSAs can be used if the procedure meets the respective account's eligibility criteria. However, HSAs may offer more long-term benefits due to their ability to retain unused funds.

Can I use my FSA for CoolSculpting?

Skin care services focused on improving your skin's appearance are not FSA eligible. These include facials, microdermabrasion, laser resurfacing, chemical peels, and any type of cosmetic surgery. These aren't covered even if they're performed by a dermatologist. Botox, fillers, and CoolSculpting also do not qualify.

Can FSA pay for LASIK?

Yes, you can use an FSA for LASIK and other laser vision correction procedures. The IRS places restrictions on what is covered by FSA funds. However, an FSA currently covers laser vision correction procedures including LASIK, SMILE, PRK, ICL, and other techniques.

Are massages FSA eligible?

If you have a Flex Spending Account (FSA), you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA account to pay for these services.

Can you use FSA for laser treatment?

Skin treatments that aren't covered with your FSA

These types of treatments are not considered medical care and therefore not eligible for reimbursement with an FSA. Examples of cosmetic skin treatments include laser hair removal, facelifts, acid peels, chemical peels, laser resurfacing, and microdermabrasion.

How much does laser tattoo removal cost?

Across the United States, laser tattoo removal cost can range between $200 to $500 per removal treatment, which usually varies based on factors like tattoo size. At Removery, we also offer the option to pay-per-session and the average cost per removal session is $175 to $600, depending on the size of the tattoo.

Does FSA cover teeth whitening?

Elective cosmetic procedures like teeth whitening, for example, are not eligible for FSA funds. Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.

Can I use my FSA for a Peloton?

Yes. A medical practitioner can issue a Letter of Medical Necessity to a patient who meets the requirements to qualify to use HSA/FSA funds on health and wellness purchases, as set forth by the Internal Revenue Service.

Can FSA pay for glasses?

Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Can you use FSA for tummy tuck?

The Internal Revenue Service differentiates between procedures that are designed to address issues that are cosmetic or functional in nature. IRS regulations stipulate that FSA's can only be used to offset the cost of a plastic surgery procedure that is designed to: Treat congenital (birth) defects.

Is Gatorade FSA eligible?

You can grab a pack of ORS using your HSA or FSA funds without a prescription. However, rehydration sports drinks (think Gatorade) and electrolyte solutions containing additional additives (such as caffeine, immunity boosters, or the like) are not eligible.

Can you use FSA for dental?

You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

Can black tattoos be fully removed?

If you're considering removing a blackout tattoo, you might wonder if it's possible to completely eliminate the ink. While removing black tattoos can be more challenging than those of other colours, complete removal is achievable with the right treatment and approach.

Does insurance cover tattoo removal?

Tattoo removal is considered cosmetic and is not covered by insurance. Ask your plastic surgeon if they offer financing, including the CareCredit credit card, to pay for tattoo removal.

Where is the most painful place to get a tattoo removed?

Tattoos near bones or areas with less fatty tissue can be more painful to remove. Bones conduct heat and sensation more readily, making the treatment sensation more intense.