Can I use my FSA to pay for online therapy?
Asked by: Jerald Moore | Last update: December 30, 2025Score: 5/5 (53 votes)
Can I pay for BetterHelp with FSA?
Regarding your insurance covering BetterHelp, you would have to check with your specific provider and see if they could provide out-of-network reimbursement. However, as far as I know, BetterHelp does not work with insurance providers. You may use any FSA or HSA funds to cover the costs.
Can I use FSA for telehealth?
Your Federal Flexible Spending Account Program (FSAFEDS) Health Care FSA (HCFSA) can cover the costs of telehealth, or virtual doctor visits, saving you a trip to the physician's office. Telehealth is a great tool to use when you are traveling, too! Access doctors on your health plan even when you are away from home.
What therapy is covered by FSA?
FSAs cover different kinds of therapy services, such as individual therapy, substance use disorder treatment, and psychiatric care.
Can I use my FSA for Talkspace?
Even if you don't have a health insurance plan that covers mental health services, Talkspace is still more affordable than most co-pays for in-person therapy. You can also pay with an FSA/HSA card, if you have one.
Can I use FSA or HSA to pay for my chiropractic care?
Can I use FSA for online therapy?
Online therapy services
With just the touch of a key, you can get top-notch therapy from licensed mental health professionals and pay for it using the pre-tax dollars in your FSA. “A Flexible Spending Account can be an ideal way to pay for counseling.
Can I use FSA for gym membership?
But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.
Can I use FSA for massage?
Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
Are vitamins FSA eligible?
With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Can you use healthcare FSA for Invisalign?
Doctors may also offer financing with low-to-no down payment. Additionally, you can use your FSA or HSA to pay for Invisalign treatment using tax-free dollars. For more information about payment options available with Invisalign treatment, see Insurance and Payment Options.
What can I not use my FSA for?
You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.
Can I use my FSA to pay for weight loss programs?
Some FSA plan administrators allow for the plans as long as they are backed up by a letter of medical necessity (LMN) from a physician or other medical practitioner outlining how the weight-loss program will be used to treat a specific medical condition.
Do any online therapists take Medicaid?
In today's fast-paced world, stress and mental health challenges are more common than ever. Finding affordable therapy options shouldn't be a struggle. At Modern Therapy Group, we understand the importance of accessible mental health support, which is why we offer online therapy that accepts Medicaid.
Can you pay for IV therapy with FSA?
YES, IV THERAPY IS ELIGIBLE FOR FSA. If you have a Flexible Spending Account (FSA for short), chances are, time is running out for you to burn that cash before you lose it. Yep, that's right. If you don't spend your FSA money by the end of the grace period, you lose it.
Does ChapStick count for FSA?
You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.
Can I pay therapy with FSA?
You can use your FSA or HSA to pay for a wide range of mental health services and costs, including: Mental health counseling. Psychotherapy. Behavioral health modification.
Is a gym membership FSA eligible?
The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms. However, the IRS allows FSA funds to be used for paying separate fees charged at health clinics or physical therapy centers for specific activities prescribed by doctors for an individual.
Can I use FSA for glasses?
You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.
Can you use FSA for tampons?
Are Tampons FSA Eligible? Yes! Tampons are now classified as a “medical expense,” making them FSA eligible.
Does FSA cover peloton membership?
You can't directly pay for membership costs with your HSA/FSA card, but if you receive a Letter of Medical Necessity (LMN) from Truemed or an applicable licensed medical professional and are eligible for reimbursement, you may be able to apply your HSA/FSA funds to the cost of a Peloton Membership while the LMN is ...
Does FSA cover teeth whitening?
Elective cosmetic procedures like teeth whitening, for example, are not eligible for FSA funds. Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.
Can I use FSA for chiropractor?
An FSA lets you pay for many different services. Alternative medicine such as chiropractic care is one such service that qualifies for FSA reimbursement. A chiropractic visit, exam, or treatment would then be covered by an FSA as long as the purpose is to treat a medical condition and not for general good health.