Can I use my HRA for therapy?

What is not covered by HRA?

Your HRA won't cover copays for your office visits, or dental, vision, pharmacy or hearing services. Your employer decides what medical services are eligible. Read more about how HRAs work and how you can use them.

What can you pay for with an HRA?

Is therapy for anxiety covered by HSA?

Generally, therapy is covered by FSAs and HSAs if it's provided for medical or mental health purposes. A service like marriage counseling is typically not eligible.

Can I use HSA for massage?

Massages with a doctor's note of necessity

In certain cases, the massage is deemed medically necessary, and can be classified as a qualified medical expense. In a case like this, accountholders can use their HSA to pay for the massage.

Can I pay for therapy with my FSA?

Medical or mental health therapy is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and health reimbursement account (HRA). Therapy not required for a medical or mental purpose will typically not qualify, such as marriage or family counseling.

Can I use HRA for gym?

Examples of expenses that are not eligible for reimbursement include: Medical expenses that are not defined as eligible under your employer's plan; Medical expenses that do not meet IRS section 213(d) requirements (e.g., gym memberships, nutritional supplements, cosmetic procedures and surgeries);

Can I use my HRA card for gas?

Fuel is eligible for transportation to and from medical care, up to the allowed mileage rate. Fuel, gasoline for medical care reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I use my HRA card for chiropractor?

A: Your employer decides what can be reimbursed from your HRA. Generally, employers allow reimbursement only for medical expenses covered under the health plan, like doctor visits, chiropractor fees and prescription medicines.

Can I pay for glasses with my HRA?

Prescription eyeglasses are eligible for reimbursement through flexible spending accounts (FSA) and health savings accounts (HSA). You can also get your money back if you are enrolled in a health reimbursement account (HRA) and a limited care flexible spending account (LCFSA).

Can HRA be used for prescription sunglasses?

IRS form 969, which explains FSAs, HSAs, HRAs, and other tax-favored health plans, states that medical procedures are eligible if they are considered medical expenses by IRS form 502. That would cover prescription lenses whether they would be used in sunglasses, regular glasses or contacts.

Can you use HSA for lip fillers?

Cosmetic procedures (e.g. facelift, Botox, hair transplants, liposuction, teeth whitening) are usually ineligible, unless the procedure is necessary to improve a deformity due to a congenital abnormality, personal injury or disfiguring disease.

Are deep tissue massages HSA eligible?

No matter whether you have an HSA or FSA, massage therapy is usually considered a legitimate medical expense by most insurance companies. Still, to be sure, check with your carrier or ask an HR representative at work because some plans do not cover massage, even with a doctor's prescription.

Can you use HSA for tampons?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA).

Can I use HSA for vitamins?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can I use HSA for chiropractor?

Chiropractic treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Does HSA cover antidepressants?

Antidepressants are eligible with a prescription from a doctor with an FSA account, HSA or HRA. Allergy medicine reimbursement, both over-the-counter (OTC) and prescription, is eligible. Antacids are over-the-counter (OTC) items that are eligible for reimbursement with an FSA account, HSA or HRA.

Is stress reportable to the HSA?

Stress is not reportable to the HSA. No illnesses are reportable and stress, not actually being an illness is not reportable. There is no duty on employers to report absences due to stress.

Are saunas HSA eligible?

Since saunas, ice bath tubs, and other wellness products are now considered to be very beneficial tools for one's mental and physical health, FSA and HSA cards are now being accepted as health and medical expenses.

Can I use my HRA for a friend?

The only time you can use your HSA to pay for the healthcare costs of a friend is if you have named that person as a dependent on your most recent tax return (provided that they qualify under the non-relative qualifications — detailed below).

Can I use my HRA card online?

Your HRA card is a convenient way to pay for qualified medical expenses without having to submit paper claim forms. Use it online, at the pharmacy, at the doctor's office or write your payment card number on your provider bill.