Can I use my HSA card for mucinex?
Asked by: Prof. Santos Weissnat MD | Last update: January 4, 2026Score: 5/5 (43 votes)
Can I use my HSA to pay for cold medicine?
Thanks to the Coronavirus Aid, Relief and Economic Security (CARES) Act, you can use your FSA or HSA funds to buy OTC medications. Those types of medications include: Cold, cough, and flu medicine.
Can you use HSA for decongestant?
Decongestants are over-the-counter (OTC) medicines eligible for reimbursement through a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
What over-the-counter medicine is covered by HSA?
All over-the-counter (OTC) medicines or drugs (including insulin) are eligible for reimbursement through a HCFSA. OTC products that are not medicines or drugs (such as sunscreen, bandages or contact lens solution), and are purchased to alleviate or treat a medical condition are also eligible items for reimbursement.
Can I use my HSA card for medications?
Along with prescription drugs, your HSA covers eligible medical expenses as defined by the IRS, including: medical care. vision and dental care expenses, plus hearing aids. qualified capital expenses, such as special medical equipment installed in your home.
What expenses can I use my HSA for?
Can I buy Mucinex with HSA?
Effective January 1, 2020, OTC medications such as Mucinex, Sudafed, and Tylenol Cold + Flu are all HSA-eligible without a prescription.
What can I not use my HSA card for?
Other items that aren't eligible include maternity clothes, funeral costs, child care for healthy babies, toiletries, over-the-counter medicine, swimming lessons and elective cosmetic procedures. You also usually can't use HSA money to pay for health insurance premiums unless you meet certain criteria.
Can you use HSA for NyQuil?
Q: Can I use my HSA to purchase over-the-counter medications? A: Yes, you can.
Can I use my HSA for cough drops?
Cough drops are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Is a gym membership HSA-eligible?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can I use HSA for Vicks?
Vapor rub is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Vapor rub is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).
Is the Apple Watch HSA eligible?
Why other fitness trackers don't qualify. Even though Fitbits and Apple Watches measure important health data, they currently do not qualify for HSA reimbursement, as they are considered for general health use and not intended to treat or manage a specific medical condition.
Is Benadryl HSA eligible?
Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.
Can I use my HSA for vitamins?
Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.
Is Robitussin HSA-eligible?
Yes, you can OTC cold medicine like Robitussin with your FSA AND HSA account funds.
Can I buy tampons with HSA?
Yes! Thanks to the CARES Act, tampons are now considered a “medical expense.” That means you can use pre-tax income to pay for them through your HSA. More questions about tampons?
Does HSA cover emergen C?
According to the IRS, you cannot use your HSA to pay for vitamins or supplements that are taken for general health. However, you can use your HSA to pay for vitamins or supplements that have been recommended by a health professional to treat or prevent a specific condition.
Can I buy deodorant with HSA?
Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you use HSA for massage?
Your HSA can pay for massage therapy, though you'll likely need a letter of medical necessity (LMN) from your doctor. An LMN states what condition the treatment is for, how many sessions you need, and any other relevant details. An HSA may also be used on alternative or holistic treatments, such as: Massage therapy.
Can HSA be used for dental?
Yes, you can use a health savings account (HSA) or flexible spending account (FSA) for dental expenses.
Is Tums HSA-eligible?
You can also use your health savings account (HSA) to purchase antacids like TUMS without a prescription. TUMS products can be purchased with HSA funds. This includes TUMS Chewy Bites, TUMS Ultra Strength, TUMS Regular Strength and all other TUMS varieties.
Can I use my HSA for ibuprofen?
All Advil products are currently eligible for purchase through your FSA. Can HSA be used for OTC drugs? Yes, you can use your Health Savings Account (HSA) to purchase over-the-counter drugs without a prescription from your physician. Use your HSA for all Advil products.
Can my HSA pay for my gym membership?
Generally, the IRS doesn't allow pretax dollars in HSAs or FSAs for gym memberships. This is because they see them as expenses for general well-being rather than medical necessity. However, with a Letter of Medical Necessity (LMN), your HSA or FSA could be used to fund those expenses.
What happens if I accidentally use my HSA card for non-medical expenses?
You can repay the incorrect distribution before filing your federal taxes for that tax year. However, if you do not correct the mistake, the unqualified amount will be subject to income tax, and you may also face an additional 20% tax penalty.
What is the 12 month rule for HSA?
About the IRS' last-month rule testing period and penalty
It means you must remain eligible for the HSA until December 31 of the following year. The only exceptions are death or disability. If you violate the testing period requirement, your ineligible contributions become taxable income.