Can I use my HSA for a face cream?
Asked by: Ms. Ressie Denesik | Last update: October 30, 2023Score: 4.2/5 (73 votes)
You can use your HSA or FSA to put your best face forward. Because acne is considered a medical problem and not a cosmetic problem, you can purchase acne cleansers, gel and creams, even at-home light therapy kits with your benefits debit card. Use it, too, for visits to a dermatologist to assess or treat acne.
Can I use my HSA for skin treatments?
Luckily, you can use your HSA account to pay for dermatological visits, but knowing what's covered at the dermatologist first is important.
Can I buy cosmetics with HSA?
Makeup: HSA Eligibility
Makeup is a cosmetic product, and therefore it is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can you buy lotion with an HSA account?
It's important to always check with your benefits administrator to determine which expenses are eligible before you shop. Antibiotics are eligible with a prescription from a doctor. Anti-itch cream or lotion is eligible for reimbursement with an FSA account, HSA or HRA.
Can you use HSA for facial cleanser?
FSA/HSA eligibility extends to a variety of products including facial cleansers, sunscreen, prescription acne medications, over-the-counter acne treatments and medicated body lotions that are designed to alleviate certain skin conditions.
Can You Use an HSA for Plastic Surgery?
Does HSA cover deodorant?
Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.
What lotion is HSA eligible?
Lotion: HSA Eligibility
Lotions with active medical ingredients such as Aquaphor, are eligible if primarily used to treat a medical condition.
Is retinol HSA eligible?
If to treat acne, it is eligible. However, the cost of regular skin care does not qualify. If the expense can be used for both cosmetic and medical (such as Retin-A, which can be used to treat both acne and wrinkles), a physician's recommendation* with the medical condition is required.
Are tampons HSA eligible?
With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”
What happens if you use your HSA card for something else?
If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.
Can I use my HSA at Ulta?
No, Ulta does not accept FSA or HSA cards in-store or online at Ulta.com.
Can you use HSA at Sephora?
Cosmetics are not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). Why aren't cosmetic eligible for reiumbursement?
Is face cream FSA eligible?
“Over-the-counter topical skin care products related to certain skin conditions such as eczema, psoriasis, rosacea and acne are FSA-eligible,” says Dr.
Does HSA cover Botox?
Botox: HSA Eligibility
Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).
Can you use HSA for teeth whitening?
What Dental Services are Not Covered by My HSA? Cosmetic procedures, like teeth whitening, are not covered by your HSA funds. Neither are dental products like dental floss, toothbrushes, toothpaste, or mouthwash. Those products are out of pocket expenses.
Can you use HSA for tummy tuck?
You can't use pre-tax funds from a health savings account (HSA) or a flexible spending account (FSA) for cosmetic surgical procedures, like a tummy tuck. However, if you have good credit, you could take out a private loan to finance your surgery.
Is shampoo HSA eligible?
In certain cases, shampoos may contain active medical ingredients prescribed by doctors in which case that shampoo would be eligible for reimbursement.
Can you buy a treadmill with a health savings account?
Treadmill: HSA Eligibility
A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).
Why does HSA not cover vitamins?
They are not always deemed a qualified expense. If your vitamins are not prescribed by a doctor or used to treat a specific condition, your purchase most likely won't be FSA or HSA eligible.
Can you use HSA for acne scars?
Scar treatment is eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA).
Are hair vitamins HSA eligible?
Biotin supplements are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).
Can I use my HSA on any sunscreen?
Your HSA covers over-the-counter sunscreen of all types, including sunscreen or sunblock that's designed specifically for your face, kids or that has insect repellent mixed into the sunscreen formula. Both physical and chemical sunscreens are eligible.
Is aquaphor HSA eligible?
Paraben and fragrance free. Dermatologist recommended. This item is HSA/FSA eligible.
Is Benadryl cream HSA eligible?
Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.