Can I use my HSA for Benadryl?

Asked by: Emory Dickens  |  Last update: January 1, 2024
Score: 5/5 (4 votes)

Benadryl is an over-the-counter (OTC) medication eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement.

Can I buy allergy medicine with my HSA?

Allergy medicine reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Allergy medicine reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is Benadryl eligible for FSA?

Antihistamines are over-the-counter (OTC) medicines that are eligible for reimbursement with an FSA account, HSA or HRA. Artificial limb reimbursement is eligible with an FSA account, HSA or HRA. E Note: The IRS defines which medical expenses are eligible under a tax-deferred account.

Can I use HSA to buy Claritin?

HSA Eligible Cold & Allergy Medicine. Claritin 24 Hour Allergy Medicine, Non-Drowsy Prescription Strength Allergy Relief, Loratadine Antihistamine Tablets, 100 ct. Vicks NyQuil Severe Cold & Flu Liquicaps, 24 ct.

What medications are covered by HSA?

Common Over-the-Counter (OTC) Medicines
  • Acid controllers.
  • Acne medicine.
  • Aids for indigestion.
  • Allergy and sinus medicine.
  • Anti-diarrheal medicine.
  • Baby rash ointment.
  • Cold and flu medicine.
  • Eye drops*

Why doctors are advising against Benadryl

29 related questions found

Is Nyquil HSA eligible?

Cold medicine is an eligible over-the-counter (OTC) drug with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

What is not covered under HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can you use HSA for melatonin?

Melatonin: HSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Is Benadryl behind the counter?

In 1946, Benadryl was approved by the Food and Drug Administration (FDA) for prescription use. In the 1980s, it was approved as an over-the-counter medication.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Can I use HSA for vitamins?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can I use HSA card at CVS?

CVS. Shop an assortment of qualified items for purchase with your HSA or FSA card.

Can I use HSA for Tylenol?

Tylenol is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Can I buy shampoo with HSA?

While some exceptions may vary, shampoo is generally not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I buy ibuprofen with my HSA card?

Ibuprofen is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Ibuprofen is not eligible with a dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can you use your HSA for cold medicine?

Your HSA can help you cover qualified emergency, dental, vision, and family medical expenses. The CARES Act has expanded the list of HSA-eligible items to include over-the-counter purchases such as allergy, cough, and cold medicines.

What can I replace Benadryl with?

In summary, I would suggest an oral, 2nd or 3rd generations antihistamine (e.g. cetirizine, desloratadine, fexofenadine, levocetirizine, loratadine).

What OTC is comparable to Benadryl?

Antihistamines
  • Benadryl (diphenhydramine)
  • Claritin (loratadine)
  • Allegra (fexofenadine)
  • Zyrtec (cetirizine)
  • Xyzal (levocetirizine)

What's the closest thing to Benadryl?

Diphenhydramine (Benadryl) Fexofenadine (Allegra) Loratadine (Alavert, Claritin)

Why are toothbrushes not HSA eligible?

You should replace your toothbrush when the bristles look worn out or every three months, whichever one comes first (American Dental Association). Because toothbrushes are considered general health products, they are not eligible for reimbursement.

Can you use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can I use HSA to pay for mattress?

Mattress: HSA Eligibility

Mattresses are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.

What happens if HSA is not used?

But remember, HSA stands for Health Savings Account, and the opportunity to save and build your balance over time is one of the important features of your account. If you don't spend the money in your account, it will carryover year after year. Your HSA can be used now, next year or even when you're retired.