Can I use my HSA for dandruff shampoo?

Asked by: Alicia Luettgen  |  Last update: November 22, 2023
Score: 4.5/5 (59 votes)

The excess cost of dandruff shampoo over the cost of average shampoo may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

Can I use my HSA for medicated shampoo?

In certain cases, shampoos may contain active medical ingredients prescribed by doctors in which case that shampoo would be eligible for reimbursement.

Can you use HSA for toiletries?

Other items that aren't eligible include maternity clothes, funeral costs, child care for healthy babies, toiletries, over-the-counter medicine, swimming lessons and elective cosmetic procedures. You also usually can't use HSA money to pay for health insurance premiums unless you meet certain criteria.

Is acne wash HSA eligible?

You can use your HSA or FSA to put your best face forward. Because acne is considered a medical problem and not a cosmetic problem, you can purchase acne cleansers, gel and creams, even at-home light therapy kits with your benefits debit card.

Is deodorant HSA deductible?

Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.

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23 related questions found

Does HSA cover personal hygiene products?

Feminine hygiene products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Can I use my HSA for hygiene products?

You can pay for OTC feminine hygiene products, such as yeast infection treatments, using your FSA/HSA.

Can you buy toothpaste with HSA?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

Does HSA cover moisturizer?

Skin moisturizer is a product designed to help the skin retain or regain its natural moisture. Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account.

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can I use my HSA for chapstick?

Lip balm with an SPF of 15 or greater is an eligible over-the-counter (OTC) product with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

What can I not spend HSA on?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can I use my HSA for hair removal?

Hair removal is a cosmetic medical procedure and are therefore ineligible for reimbursement with a consumer-directed healthcare account. Hair removal may be conducted through a variety of functions including electrolysis, waxing, sugaring, epilation, and threading.

Can I buy tampons with HSA?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Can I use my HSA on any sunscreen?

Your HSA covers over-the-counter sunscreen of all types, including sunscreen or sunblock that's designed specifically for your face, kids or that has insect repellent mixed into the sunscreen formula. Both physical and chemical sunscreens are eligible.

Can I buy Vaseline with my HSA?

Petroleum jelly reimbursement is only eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

What lotion is HSA eligible?

Lotion: HSA Eligibility

Lotions with active medical ingredients such as Aquaphor, are eligible if primarily used to treat a medical condition.

Can you use HSA for mouthwash?

While the list of eligible dental procedures covered under an HSA is extensive, the list of non-qualifying expenses is minimal. These include teeth whitening and what may be considered cosmetic dental procedures. Also, daily care products like toothpaste, mouthwash, and dental floss do not qualify under an HSA.

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.

Does HSA cover waxing?

These treatments are not considered medically necessary and are not eligible for HSA funds. Examples of cosmetic treatments that are not eligible for HSA funds include Botox injections, teeth whitening, and hair removal for cosmetic reasons.

Can I buy car seat with HSA?

Although required for the protection of young children, car seats do not qualify as medical care and are therefore not eligible.

Can I use my HSA for Botox?

Botox: HSA Eligibility

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can I buy humidifier with HSA?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Can you use HSA at Sephora?

No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!

Can I use HSA to buy electric toothbrush?

Electric toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts, and limited-purpose flexible spending accounts (LPFSA) because they are general health products.