Can I use my HSA for Invisalign?

Asked by: Miss Francisca Wyman  |  Last update: October 27, 2023
Score: 4.5/5 (68 votes)

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Can I use my HSA for dental aligners?

Your personal HSA can apply to any type of orthodontic treatment deemed medically necessary. So, yes – your HSA funds can be put toward any type of braces, including BRIUS, metal self-ligating (tie-less) braces, clear self-ligating braces, or Invisalign clear aligners for you or your child!

Does Invisalign count as a medical expense?

And one thing many people fail to consider is that Invisalign and other preventive or restorative dentistry procedures may be deducted from your tax return as medical expenses. If you have questions about deductions for dental or other medical expenses, it's important to speak with your tax professional.

Can you use HSA for smile direct club?

SmileDirectClub accepts most major insurance coverage. You can also use HSA or FSA funds, and pay using CareCredit.

Can you use HSA for retainers?

The cost of an orthodontic retainer is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA).

HSA/FSA -- How to find your Documents on Orthofi! | Invisalign and Braces - North Barrington, IL

35 related questions found

What dental expenses are HSA eligible?

Dental treatment - Medical expenses for dental treatment are reimbursable. This includes fees paid to dentists for X-rays, models and molds, fillings, braces, extractions, dentures, dental implants and the difference in cost from insurance-approved restorations and alternative materials, etc.

Can you use HSA for Botox?

Botox: HSA Eligibility

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Does HSA cover toothbrushes?

You should replace your toothbrush when the bristles look worn out or every three months, whichever one comes first (American Dental Association). Because toothbrushes are considered general health products, they are not eligible for reimbursement.

Can I purchase toothbrush with HSA?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Can you use HSA for toothpaste?

Toothpaste: HSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is Invisalign cosmetic or medical?

Invisalign is definitely not just a cosmetic treatment. It's a functional treatment for people who want to improve their smiles. These include patients who may have trouble with chewing, crowded teeth, or overbites.

Does orthodontics count for HSA?

Orthodontic treatments qualify as medical expenses that can be covered by HSAs and FSAs, as long as a dentist or orthodontist has recommended treatment. You can use these funds to pay directly for treatment or cover deductibles, co-pays, or coinsurance.

What is considered a medical necessity for Invisalign?

In order for Invisalign to be considered medically necessary, you'll need to have a severe misalignment that's causing pain or affecting your ability to chew or speak properly. You can schedule an appointment with an orthodontist to help you determine whether Invisalign is medically necessary for you.

Is Invisalign more expensive than braces?

The cost to get Invisalign is comparable to braces. Braces run an average of $1,800 to $5,500. Invisalign averages between $3,000 to $5,000. However, remember that only your orthodontist will be able to determine what the cost of treatment will be.

Can I use HSA for glasses?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

How long do you need to wear Invisalign?

One of the many benefits of Invisalign is that it delivers results much faster than traditional metal braces. For simple cases, Invisalign treatment could be as short as six months. Most treatment times are in the range of 12 to 18 months, though each patient is different.

Are vitamins HSA eligible?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can I get vitamins with HSA?

According to the IRS, you cannot use your HSA to pay for vitamins or supplements that are taken for general health. However, you can use your HSA to pay for vitamins or supplements that have been recommended by a health professional to treat or prevent a specific condition.

Can I use my HSA for floss?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.

Are teeth whitening strips HSA eligible?

Teeth whitening is not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement arrangements (HRA), limited-purpose flexible spending accounts (LPFSA) or a dependent care flexible spending accounts (DCFSA).

Does HSA cover sunscreen?

Sunscreen: HSA Eligibility. Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) ...

Is face wash HSA eligible?

Medicated body or face wash is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA).

Can you use HSA for tummy tuck?

You can't use pre-tax funds from a health savings account (HSA) or a flexible spending account (FSA) for cosmetic surgical procedures, like a tummy tuck. However, if you have good credit, you could take out a private loan to finance your surgery.

Can you use HSA for acne scars?

Scar treatment is eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and a health reimbursement arrangement (HRA).

Can you buy tampons with HSA?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible.