Can I use my HSA for sunglasses?

Asked by: Aryanna Welch  |  Last update: January 5, 2024
Score: 4.7/5 (31 votes)

Yes. You can use your HSA to purchase sunglasses if you receive a prescription from a doctor. An HSA is paired with a high-deductible health plan (HDHP). This has a minimum annual deductible for an individual or family.

Can I use HSA on non prescription sunglasses?

Non-prescription eyewear cannot be paid for using an FSA or HSA, because it is not classed as a medical expense. An FSA or HSA can be used to pay for the following types of eyewear: Prescription eyeglasses, including reading glasses, progressive multifocals and bifocals.

Can I use my HSA for Oakley sunglasses?

Yes, you can use your FSA or HSA money to pay for prescription eyeglasses, readers and prescription sunglasses. At EyeWares, we have a great selection of designer sunglasses from names you love like: KREWE, Ray-Ban and Oakley. These are name brands that you love.

Can I use my HSA for safety glasses?

What are some eligible expenses under FSA (Flex Spending) or HSA (Health Savings)? Your FSA or HSA typically covers expenses like prescription drugs, doctor visits and, yes, prescription safety eyewear, too!

Can you use FSA for non prescription sunglasses?

Sunglasses are only eligible for reimbursement with an FSA if they contain prescription lenses. Non prescription sunglasses do not assist with vision correction, therefore they are not eligible for FSA reimbursement.

HSA & FSA Glasses, Sunglasses & Goggles | SportRx

32 related questions found

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

How many sunglasses can I buy with FSA?

As long as you have the funds, you can buy as many pairs of prescription glasses or sunglasses as you like.

Does Walmart vision accept HSA?

Yes. You can use Health Savings Account dollars to pay your share of expenses covered under the vision plan.

Are Oakley prescription sunglasses FSA eligible?

You can also use your HAS/FSA cards at checkout to purchase prescription glasses or sunglasses.

Does HSA cover glasses accessories?

Eyeglass accessories are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), a health reimbursement arrangement (HRA), or a limited-purpose flexible spending account (LPFSA).

Can I use HSA at Target Optical?

Target Optical accepts FSA/HSA dollars for all prescription eyewear purchases (this includes prescription sunglasses and contact lenses!) and eye exams, as long as your FSA or HSA (health savings account) card is affiliated with a MasterCard, Visa, or AMEX.

Can I buy moisturizer with my HSA?

Moisturizer is an Over-the-Counter (OTC) product, but is not eligible for reimbursement with any consumer-directed healthcare account. Moisturizer on its own does not treat, alleviate or prevent a medical condition or disease, and is usually considered cosmetic in purpose, and therefore is not eligible.

Can I use my HSA on eye cream?

Sunscreen and acne skincare products

Use it, too, for visits to a dermatologist to assess or treat acne. And all sunscreen products are also eligible, including tinted sunscreen lotion and eye cream with SPF.

Can I use HSA for Lasik?

You can use an HSA for LASIK and other laser vision correction procedures. Like the FSA, the IRS sets limits on what procedures can be covered by an HSA. Laser vision correction procedures including LASIK, SMILE, and PRK are eligible expenses.

Do I need vision insurance if I have HSA?

You don't even need vision insurance. As long as you have a vision prescription, you can use your HSA or FSA on the following eyecare expenses: Prescription glasses and sunglasses. Contact lenses (not including non-prescription contacts)

Can I reimburse myself from HSA?

Can I use my tax-free HSA savings to pay for — or reimburse myself for — IRS-qualified medical expenses from a previous year? Yes, as long as the IRS-qualified medical expenses were incurred after your HSA was established, you can pay them or reimburse yourself with HSA funds at any time.

Are prescribed sunglasses worth it?

Prescription sunglasses are a long-term investment that can save you money in the long run. Since they are made of high-quality lenses and durable frames, they can last longer than regular sunglasses or glasses. This means that you won't have to replace them often, reducing the overall cost of eyewear in the long run.

Are prescription sunglasses covered by insurance?

Does insurance cover prescription sunglasses? Most vision insurance plans provide coverage for prescription sunglasses. Generally, vision coverage is limited to products that help correct your eyesight. But some plans might also offer discounts for non-prescription sunglasses from in-network healthcare providers.

Are Maui Jim sunglasses FSA eligible?

All prescription eyewear count as FSA eligible funds and reading sunglasses are no exception. Top brands, such as Maui Jim, Costa, Sun Cloud and more have taken their top-selling sunglasses and transformed them into some of the best looking reading glasses out there.

What do I do if I accidentally used my HSA card?

If you realize you've made a mistake and want to correct it, simply return the money to your HSA and you will avoid the additional penalty. If you do not return the money to your HSA, it will be counted as taxable income, and even worse, you'll have to pay a 20% penalty.

Can I use my HSA card at Walgreens?

Walgreens. Use your HSA or FSA card to purchase qualified products in store or online.

Where can I use my HSA card?

You can use it just like a regular debit card for transactions in-store, online, at the doctor, and at other medical merchants. Digital Wallet - Use your card through your preferred mobile wallet: Apple Pay®, Samsung Pay, or Google Pay™.

How many pairs of glasses can I buy with HSA?

HSA/FSA for glasses

The benefits may be limited to one pair of glasses or contact lenses per year. Instead of covering additional costs on your own, you can use your HSA or FSA to cover the expense.

Are blue light glasses HSA eligible?

Most providers will let you use your FSA or HSA accounts to buy blue light blocking glasses. Blue light blocking glasses filter out the blue light from televisions, phones, and computer screens that can negatively affect sleep and cause eye strain.

Do you need to spend a lot of money on sunglasses?

While pricier shades are usually made of higher-quality materials and tend to be more durable, even inexpensive sunglasses can offer adequate sun protection.