Can I use my HSA on eye care?

Asked by: Hanna Rath  |  Last update: December 27, 2023
Score: 4.2/5 (32 votes)

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)

What vision expenses are HSA eligible?

If you have a prescription from your doctor, you can use your FSA/HSA to cover many types of prescription glasses, including: Bifocal lenses. Blue-light glasses. Progressive lenses.

Do I need vision insurance if I have HSA?

You don't even need vision insurance. As long as you have a vision prescription, you can use your HSA or FSA on the following eyecare expenses: Prescription glasses and sunglasses. Contact lenses (not including non-prescription contacts)

Does my eye doctor take HSA cards?

MyEyeDr accepts FSA and HSA dollars for all prescription eyewear purchases including eyeglasses, contact lenses, You may also use your FSA or HSA on eye exams. Can I buy prescription sunglasses with my FSA or HSA? YES! Great way to use those benefits!

Can you use HSA for eye and dental?

Medical, dental or vision office visits are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA). Only preventive medical, dental and vision expenses are eligible under a limited-purpose flexible spending account (LPFSA).

Use your FSA/HSA funds on LASIK eye surgery at TLC Laser Eye Centers!

17 related questions found

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Does HSA cover toothbrushes?

You should replace your toothbrush when the bristles look worn out or every three months, whichever one comes first (American Dental Association). Because toothbrushes are considered general health products, they are not eligible for reimbursement.

Does Walmart vision accept HSA?

Yes. You can use Health Savings Account dollars to pay your share of expenses covered under the vision plan.

How do I pay for glasses with HSA?

CAN YOU USE AN FSA OR HSA FOR EYEWEAR? It is permitted to use an FSA or HSA to cover the cost of prescription eyewear. Both glasses and contact lenses can be paid for using these accounts. Non-prescription eyewear cannot be paid for using an FSA or HSA, because it is not classed as a medical expense.

Does HSA cover eye exam and glasses?

You can use your FSA or HSA funds for glasses or other vision-related needs, whether you're shopping online or in-store. Due for an exam? Go ahead and book it—your funds will cover that, too.

Can I use HSA for Botox?

Botox: HSA Eligibility

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Can you use HSA for vitamins?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Can I use HSA for LASIK?

You can use an HSA for LASIK and other laser vision correction procedures. Like the FSA, the IRS sets limits on what procedures can be covered by an HSA. Laser vision correction procedures including LASIK, SMILE, and PRK are eligible expenses.

Can I use my HSA card for GoodRx?

Using GoodRx with your HSA

Does it matter if my insurance doesn't cover my prescription? No. Even if your insurance plan doesn't cover a drug you need, you can always use a GoodRx discount and your HSA, as long as it's for qualified medical expenses as specified by the IRS.

Do vision expenses count as medical expenses?

You can deduct the costs for prescription eyeglasses and eye exams on your tax return. But they must be a part of your itemized medical deductions, which need to exceed 7.5% of your adjusted gross income.

Will my HSA cover prescription sunglasses?

Yes. You can use your HSA to purchase sunglasses if you receive a prescription from a doctor. An HSA is paired with a high-deductible health plan (HDHP). This has a minimum annual deductible for an individual or family.

Can you use HSA for chiropractor?

Chiropractic treatment reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

What can I use HSA funds for?

You can use HSA funds to pay for deductibles, copayments, coinsurance, and other qualified medical expenses. Withdrawals to pay eligible medical expenses are tax-free. Unspent HSA funds roll over from year to year, allowing you to build tax-free savings to pay for medical care later.

Can I use my HSA card at Walgreens?

Walgreens. Use your HSA or FSA card to purchase qualified products in store or online.

Can I use HSA card at Visionworks?

In addition, we offer in-store insurance plans and accept FSA and HSA payments. We even provide CareCredit financing so you can get the glasses, contacts and sunglasses you need with affordable monthly payments. We're on a mission to simplify eye care—and that includes making payments as easy as possible.

Who takes HSA cards?

Who needs to accept them
  • Doctors, hospitals, and medical labs.
  • Dentists and orthodontists.
  • Medical supply stores.
  • Optometrists and vision centers.
  • Chiropractors.

Can I buy toilet paper with HSA card?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Are tampons HSA eligible?

With the passage of the CARES Act in March 2020, tampons and other menstrual care products are now fully FSA-/HSA-eligible. According to the text of the bill, menstrual care products include, “tampon, pad, liner, cup, sponge, or similar product used by individuals with respect to menstruation…”

Why is toothpaste not HSA eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify.

Can I use HSA for Fitbit?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).