Can I use my HSA to buy feminine hygiene products?

Asked by: Tiara Reichert  |  Last update: December 22, 2023
Score: 4.7/5 (4 votes)

You can pay for OTC feminine hygiene products, such as yeast infection treatments, using your FSA/HSA.

Does HSA cover personal hygiene products?

Feminine hygiene products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

Can I buy tampons with my HSA card?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA).

Are feminine hygiene products FSA eligible?

Feminine hygiene products are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or health reimbursement arrangement (HRA).

How do I get reimbursed for menstrual products?

PayFlex accountholders with debit cards can use their card to purchase period products from drugstores like CVS or they can purchase the items and submit the receipt for reimbursement. Employers may offer an FSA and an HSA for you to enroll in. Or you can open an HSA on your own — like the PayFlex Individual HSA.

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17 related questions found

Are tampons HSA eligible 2023?

You can also use FSA and HSA funds to buy menstrual care products. Those include tampons, pads and liners.

How can I get free pads and tampons?

Food banks, diaper banks, and shelters typically offer free menstrual products. Alliance for Period Supplies is an organization sponsored by U by Kotex. If you or someone you know needs period supplies, text 211 or visit 211.org to find a location near you that offers free tampons and pads.

Can you buy toothpaste with HSA?

You can't use your HSA for common items such as toothpaste, dental floss, or over-the-counter mouthwash. Cosmetic procedures, such as teeth whitening, also aren't covered.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Do condoms count for HSA?

Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

What can I not spend HSA on?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can you buy diapers and wipes with HSA?

If the medical issue has symptoms that require diapers to treat the condition, these items may be eligible for reimbursement with a Letter of Medical Necessity (LMN) from a medical professional.

Can you use HSA for sanitary napkins?

This amendment to the Internal Revenue Code of 1986 says that money spent on menstrual products—defined as tampons, pads, liners, cups, sponges, or similar products used for menstruation—counts as expenses incurred for medical care, meaning you can use funds in your HSA account or FSA to purchase these essentials.

Can I buy shampoo on HSA?

In certain cases, shampoos may contain active medical ingredients prescribed by doctors in which case that shampoo would be eligible for reimbursement.

Can I buy sunscreen with HSA?

If you have a Flexible Spending Account (FSA), Health Saving Account (HSA) or Health Reimbursement Account (HRA), you can use it to pay for a wide variety of health care products and services. The IRS determines which expenses can be reimbursed. Sunscreen is considered one of those eligible expenses.

Is deodorant on HSA?

Preventative care that is not doctor prescribed is not always HSA eligible. Some examples of common healthcare expenses that fall into this category are: Vitamins, nutritional, and herbal supplements for general health. Personal hygiene items such as toothpaste and deodorant.

Can toothbrush go on HSA?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes. Here's a short (and not exhaustive list) of items that are not eligible for reimbursement: Braces wax.

Are cleansing wipes HSA eligible?

Hand sanitizing wipes are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can HSA pay for massage?

Massages with a doctor's note of necessity

In certain cases, the massage is deemed medically necessary, and can be classified as a qualified medical expense. In a case like this, accountholders can use their HSA to pay for the massage.

What happens if you use your HSA card for something else?

If you use your HSA for an expense other than eligible medical expenses you can subject yourself to significant IRS penalties. Inappropriate use of your HSA funds may also leave you without money to pay for your eligible medical expenses in the future.

Are probiotics HSA eligible?

How are probiotics eligible for reimbursement? If a medical professional recommends probiotic supplements as a means of treating a specific medical condition, a Letter of Medical Necessity (LMN) is required to reimburse the amount under an FSA, HSA, or HRA.

Which states have free period products?

California – Before the 2022-2023 school year, all California public schools that teach grades 6 – 12 are required to provide period products, free of charge, in all women's and all-gender restrooms, and at least one men's restroom. California public universities are required to provide period products at no fewer than ...

What states are making period products free?

Some are more comprehensive than others, according to a map of legislation from Aunt Flow. California, Hawaii, Delaware, Maine (in grades six to 12), New York, Utah (in certain restrooms), Virginia and Washington are some of the states that mandate schools to have free period products in their classrooms.

Is it cheaper to use pads or tampons?

In the US, the upfront cost is cheapest for pads, followed by tampons — though the prices for these products increased by almost 10% in the last year. Reusable period cups and period panties are more expensive to start. Cups begin to offer cost savings by around a year.